Risk-Reward Rating: 2

The new Aviva Irl Protected Growth Fund gives your clients protection, growth and diversification. Spread across four different asset classes with low correlations - cash, commodities, corporate bonds and large cap companies - this fund is designed to give your clients the opportunity to benefit from market performance when it is good and protect their investments when it is less favourable.

Reasons to Invest

• The Protected Price Promise : This aims to ensure that the unit price of the fund does not fall below 80% of its highest ever level during the client's investment period. If and when the unit price of the fund rises above its previous peak, the protected price will also rise.
• Diversification : The fund invests in four asset classes - commodities, large Eurozone companies, euro-dominated corporate bonds and cash. The values of these investments do not usually move in the same way at the same time - so the fund should potentially achieve steadier returns than funds that invest in just one asset class.
• Growth potential : The returns on the cash element will depend upon prevailing interest rates - but each of the other investment sectors has the potential to achieve strong growth over time. There is no cap on growth that the fund can achieve.
• Flexibility : As the fund is 'open ended', clients can switch into and out of it at any time. The fund can also be used as part of a diversified portfolio.
• Availability : Unlike many of the protected funds in the market, this fund is available across all our single and regular investment, pension and post retirement products.