Insurance works by transferring your risk of loss to your insurer, in exchange for a regular premium.
But what affects your premium?
- Your claims history
- Your risk management practices
When you identify potential hazards to your business, and put in place a strategy to protect your business from those hazards, you can minimise your risk.
That means you’re less likely to suffer serious losses – and allows your insurer to offer you a better deal.
Business risks usually fall into three areas
Read on to find out how you can protect your business:
We can help
Our team of expert risk management surveyors will visit you to assess your risk and offer advice on how you can protect your business – and lower your premiums in the process.