In offering you an online car insurance quote, we assume the following:

You (and your named drivers)

• Have never been disqualified from driving
• Have never had any endorsement on your licence
• Have had no claims made against you in the last three years, nor been involved in any accident or loss
• Have not been convicted of any offences, or have any now pending
• Have no more than four penalty points on your current licence
• Have no disability or medical condition that impairs your ability to drive
• Have not been refused insurance (or renewal of a policy) by any insurer
• Have had no special terms and conditions imposed on you by any insurer

Your insurance history

• You have a No Claims Discount earned within the last two years
• This No Claims Discount was earned on a car, not a moped or motorcycle

If you're on a provisional license

• We assume you’ve applied for a driving test if you have earned less than 30% of a No Claims Discount in your own name
• Your driving experience was earned in your own name on your provisional licence, rather than as a named driver

Your car

• Is valued at less than €100,000
• Is used only for domestic, social and pleasure purposes (including commuting to and from work)
• Is owned and mainly driven by you or your spouse/partner
• Is registered in you or your spouse/partner’s name
• Is normally parked at your home address
• Is not a car vanette, kit car, sports car, convertible, GTI, VTEC or high performance vehicle
• Is not converted, adapted or modified in any way
• Is in line with our engine size limits

Engine size limits

Your licence	Your insurance	Maximum engine size
A full Irish or EU licence held for 5 years or more	No past insurance history	1.4 litre
A full Irish or EU licence held for less than 5 years	2 years or less cover in your own name or as a named driver on any car policy	1.4 litre*
A full Irish or EU licence held for less than 5 years	3 years or more cover in your own name or as a named driver on any car policy	5 litre
A full Irish or EU licence held for 5 years or more	1 year or more cover in your own name or as a named driver on any car policy	5 litre
A provisional Irish licence	2 years or less cover in your own name	1.4 litre
A provisional Irish licence	3 years or more cover in your own name	2.5 litre

* We will also quote for engines of up to 1.6 litres in this category, if you complete our Ignition driving test. Call 1890 33 22 11 for more details.

Note: 1 litre = 1,000cc

Your Quote

• Is based on the policy cover start date
• Is valid for 30 days, once completed, unless you change your quote details
• May include discounts which are exclusive to online customers

How we'll treat your private data

Aviva Direct Ireland Limited (‘we’ ‘us’ ‘our’) as data controller will keep the information you provide about yourself and about third parties confidential. We may use it to advise on, provide and administer insurance products and financial services provided by us or other Aviva companies and sometimes with our affiliates and/or commercial partners in order to comply with legal obligations imposed on us. We may share the information both inside and outside of the European Economic Area, in confidence, for these purposes with agents or service providers we have appointed, private investigators, regulatory organisations, other insurance and financial services companies (directly or via a central register), other Aviva Group companies, those to whom we outsource certain business operations and as required by law. We will process this information and store it on our computer and manual record systems.

To assist in preventing, detecting and/or protecting our customers and ourselves from theft and fraud, we may use your information to make searches of our or other Aviva companies’ records. If you give us false information or fail to disclose information and we suspect fraud, we will record this. We also participate in industry databases such as those operated by the Irish Insurance Federation for the purpose of sharing of information among insurance companies as a check against non-disclosure.

From time to time, we may record your telephone calls for verification and training purposes.

If you would like a copy of the details we hold about you, please write to the Regulation and Compliance Manager, Aviva Direct Ireland Ltd., One Park Place, Hatch Street, Dublin 2. Please enclose the correct fee (€6.35). You also have the right to correct any errors in the information held about you, block certain uses or object to the processing of your personal data.

Important: Some of the questions within the online quote process may ask for details about your health and convictions and the health and convictions of third parties material to this risk – please do not send us any genetic test results. This information is important for underwriting and claims purposes and will remain confidential. By ticking the box to confirm you have read and accepted these details, you are giving us permission to process these details for the above purposes, including checking with third parties or accessing State or other official records to verify whether the details you have given are accurate and complete. By confirming you have accepted these details you are also confirming that you have fully explained to each person who requires this insurance cover why we asked for this information and what we will use it for. You are also confirming each person has agreed to this.

ONLY TICK THE BOX IF YOU FULLY UNDERSTAND, AND HAVE MET, ALL OF THE ABOVE REQUIREMENTS.

By ticking the box, I confirm that all the details, answers and information given in this proposal are true, accurate and complete. I acknowledge that this proposal will form the basis of my contract with Aviva Insurance Europe SE. By ticking the box, I also confirm that I am giving my permission to Aviva to use the information I provide in your online quote application for the purposes set out in the Data Protection information above.

Please read the following terms and conditions carefully. Access to and use of the Aviva website is subject to these terms and conditions.

If you do not accept such, you should not use this website.

For the avoidance of doubt, "we" refers to all of the companies within the Aviva Group Ireland plc listed below under the heading "Corporate structure".

Eligibility for use of this website

This website is available only to individuals and entities who can form legally binding contracts under applicable law. Without limiting the foregoing, this website is not available to any person under the age of 18. If you do not qualify, please do not use this website. We may refuse to deal with anyone at any time, in our sole discretion.

Website provided "as is"

The information on the Aviva.ie website does not constitute an offer, and is provided as a service to site visitors. While we endeavour to ensure that the information is accurate and complete, we do not guarantee such.

You acknowledge and agree that while all reasonable efforts have been made to ensure that the information on this website was accurate at the time of its being placed on the website, the information is provided only on an "as is" basis. No express or implied guarantee, or representation, endorsement or warranty of any type is given with respect of the accuracy, reliability or completeness of the information appearing on, or provided in conjunction with, this website. 

Access to site and User Conduct

This website is intended solely for personal use. This web site may not be used for the collection, transmission, publication or exploitation of any data, information or other material obtained through these pages or web site for commercial purposes. In particular use of any automated system or software to extract any information, data, materials, including quotations, underwriting details and prices from this web site (“screen scraping”) or similar illegal activities is prohibited.

We reserve the right to suspend or withdraw access to this site without notice at any time and accept no responsibility for these pages or website not being available at all times. We reserve the right to deny users access to this website or any part of it without notice and to decline to provide the service to any users that is in breach of terms and conditions.

Disclaimer of warranties

You acknowledge and agree that:

1. Your use of this website is at your sole risk. The service is provided on an "as is" and "as available" basis. We expressly disclaim all warranties of any kind, whether express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
2. You are advised to safeguard important data, to use caution and to not rely in any way on the correct functioning or performance of the service.
3. The contractual rights which you enjoy by virtue of the sale of goods act, 1893 (as amended) and the sale of goods and supply of services act, 1980 are in no way prejudiced by anything contained in these terms and conditions, save to the fullest extent permitted by law.

Exclusion of liability

In no event shall we or any other person involved in creating, installing, delivering, testing or using the service be liable for any direct, indirect, incidental, special or consequential losses or damages, resulting from any claim (including, and without limitation, a claim for breach of contract, in tort, for negligence under an indemnity, for breach of warranty or otherwise) arising out of the use or the inability to use the service, including, but not limited to, damages for loss of profits, use, data or other intangible information, even if we have been advised of the possibility of such damages.

Law

This website is intended solely for residents of Ireland (which term is to exclude Northern Ireland). The members of the Aviva Group Ireland plc (as set out below) to which this website relates are authorised to conduct insurance services in Ireland. This website is established in Ireland and is subject to the laws of Ireland.

In the event of any dispute all parties shall be bound exclusively by the jurisdiction of the courts of the Republic of in Ireland.

Links to other sites

If links to other websites are provided we will not be responsible or liable in any way for the content of such sites. It is solely your responsibility to evaluate the accuracy, completeness, and usefulness of all opinions, advice, services, and other information linked through this website. We do not endorse or represent the reliability, accuracy, or quality of any information, goods, services, or products displayed or advertised in such manner. If you choose to access third-party services, you do so entirely at your own risk.

Copyright

The copyright and all other rights in all the pages on this website are the property of Aviva Group Ireland plc or its licensors. All rights are reserved except that individual sections on the site may be downloaded or printed solely for personal private use. However it is not permitted to copy, transmit or reproduce any of the site content for any other purposes without our prior written consent.

Corporate structure

The Aviva Group in Ireland to which this website relates consists of:

• Aviva Life & Pensions Ireland Limited, Registered Office - One Park Place, Hatch Street, Dublin 2, Registered No. 252737
• Aviva Insurance Europe SE, Registered Office - One Park Place, Hatch Street, Dublin 2, Registered No. 3319
• Aviva Direct Ireland Limited, Registered Office - One Park Place, Hatch Street, Dublin 2, Registered No. 374895