PRSAs

Charges

There are two main charges that apply to both regular and single contribution PRSAs

Contribution charge

This is the amount we charge to invest your PRSA in a particular fund.

Here’s an example of a typical contribution charge (percentages will vary):

Contribution charge
Your contribution  What we invest
Contribution charge
Simple 5       €100
€95 (<€9,600 p.m.)  €97 (>€9600 p.m.)   €5 (5%)/€3 (3%)
Simple 4
€100 €96 (<€9,600 p.m.)  €98 (>€9600 p.m.) 
€4 (4%)/€2 (2%)
Simple 0
€100 €100 €0 (0%)

Fund management charge

An annual charge of 1% per fund is used to cover the cost of investing and managing your funds.