In offering you an online house insurance quote, we assume the following to be true:

Your property

• Is in a good state of repair, and will be kept in good repair at all times
• Is secure, with locks fitted to all external doors (additional security requirements may also apply)
• Is less than 100 years old.
• Will not be left unoccupied for more than 60 days in a row.
• Is your main home, occupied solely by you and/or your family
• Is not used in any way for business purposes (including any domestic outbuildings)
• At least 75% of it consists of standard building materials, such as brick, stone or concrete with a slate or tiled roof
• Is not located in an area particularly prone to damage by storm, flood, subsidence or landslip

Your property’s insurance history

We assume that:

• No insurer has declined or stopped insurance on your property
• No insurer has imposed any special terms or conditions on your property
• Your property will be insured for an amount equal to the rebuilding cost

Your insurance history

We assume you, and anyone else involved in this policy:

• Have never had insurance declined or stopped, or had any special terms or conditions imposed
• Have never been convicted of any offence other than minor driving offences
• Have not made any claims or incurred any losses in the last 3 years, whether you were insured or not

How we'll treat your private data

Aviva Direct Ireland Limited (‘we’ ‘us’ ‘our’) as data controller will keep the information you provide about yourself and about third parties confidential. We may use it to advise on, provide and administer insurance products and financial services provided by us or other Aviva companies and sometimes with our affiliates and/or commercial partners in order to comply with legal obligations imposed on us. We may share the information both inside and outside of the European Economic Area, in confidence, for these purposes with agents or service providers we have appointed, private investigators, regulatory organisations, other insurance and financial services companies (directly or via a central register), other Aviva Group companies, those to whom we outsource certain business operations and as required by law. We will process this information and store it on our computer and manual record systems.

To assist in preventing, detecting and/or protecting our customers and ourselves from theft and fraud, we may use your information to make searches of our or other Aviva companies’ records. If you give us false information or fail to disclose information and we suspect fraud, we will record this. We also participate in industry databases such as those operated by the Irish Insurance Federation for the purpose of sharing of information among insurance companies as a check against non-disclosure.

From time to time, we may record your telephone calls for verification and training purposes.

If you would like a copy of the details we hold about you, please write to the Regulation and Compliance Manager, Aviva Direct Ireland Ltd., One Park Place, Hatch Street, Dublin 2. Please enclose the correct fee (€6.35). You also have the right to correct any errors in the information held about you, block certain uses or object to the processing of your personal data.

Important: Some of the questions within the online quote process may ask for details about your health and convictions and the health and convictions of third parties material to this risk – please do not send us any genetic test results. This information is important for underwriting and claims purposes and will remain confidential. By ticking the box to confirm you have read and accepted these details, you are giving us permission to process these details for the above purposes, including checking with third parties or accessing State or other official records to verify whether the details you have given are accurate and complete. By confirming you have accepted these details you are also confirming that you have fully explained to each person who requires this insurance cover why we asked for this information and what we will use it for. You are also confirming each person has agreed to this.

ONLY TICK THE BOX IF YOU FULLY UNDERSTAND, AND HAVE MET, ALL OF THE ABOVE REQUIREMENTS.

By ticking the box, I confirm that all the details, answers and information given in this proposal are true, accurate and complete. I acknowledge that this proposal will form the basis of my contract with Aviva Insurance Europe SE. By ticking the box, I also confirm that I am giving my permission to Aviva to use the information I provide in your online quote application for the purposes set out in the Data Protection information above.

Please read the following terms and conditions carefully. Access to and use of the Aviva website is subject to these terms and conditions.

If you do not accept such, you should not use this website.

For the avoidance of doubt, "we" refers to all of the companies within the Aviva Group Ireland plc listed below under the heading "Corporate structure".

Eligibility for use of this website

This website is available only to individuals and entities who can form legally binding contracts under applicable law. Without limiting the foregoing, this website is not available to any person under the age of 18. If you do not qualify, please do not use this website. We may refuse to deal with anyone at any time, in our sole discretion.

Website provided "as is"

The information on the Aviva.ie website does not constitute an offer, and is provided as a service to site visitors. While we endeavour to ensure that the information is accurate and complete, we do not guarantee such.

You acknowledge and agree that while all reasonable efforts have been made to ensure that the information on this website was accurate at the time of its being placed on the website, the information is provided only on an "as is" basis. No express or implied guarantee, or representation, endorsement or warranty of any type is given with respect of the accuracy, reliability or completeness of the information appearing on, or provided in conjunction with, this website. 

Access to site and User Conduct

This website is intended solely for personal use. This web site may not be used for the collection, transmission, publication or exploitation of any data, information or other material obtained through these pages or web site for commercial purposes. In particular use of any automated system or software to extract any information, data, materials, including quotations, underwriting details and prices from this web site (“screen scraping”) or similar illegal activities is prohibited.

We reserve the right to suspend or withdraw access to this site without notice at any time and accept no responsibility for these pages or website not being available at all times. We reserve the right to deny users access to this website or any part of it without notice and to decline to provide the service to any users that is in breach of terms and conditions.

Disclaimer of warranties

You acknowledge and agree that:

1. Your use of this website is at your sole risk. The service is provided on an "as is" and "as available" basis. We expressly disclaim all warranties of any kind, whether express or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose and non-infringement.
2. You are advised to safeguard important data, to use caution and to not rely in any way on the correct functioning or performance of the service.
3. The contractual rights which you enjoy by virtue of the sale of goods act, 1893 (as amended) and the sale of goods and supply of services act, 1980 are in no way prejudiced by anything contained in these terms and conditions, save to the fullest extent permitted by law.

Exclusion of liability

In no event shall we or any other person involved in creating, installing, delivering, testing or using the service be liable for any direct, indirect, incidental, special or consequential losses or damages, resulting from any claim (including, and without limitation, a claim for breach of contract, in tort, for negligence under an indemnity, for breach of warranty or otherwise) arising out of the use or the inability to use the service, including, but not limited to, damages for loss of profits, use, data or other intangible information, even if we have been advised of the possibility of such damages.

Law

This website is intended solely for residents of Ireland (which term is to exclude Northern Ireland). The members of the Aviva Group Ireland plc (as set out below) to which this website relates are authorised to conduct insurance services in Ireland. This website is established in Ireland and is subject to the laws of Ireland.

In the event of any dispute all parties shall be bound exclusively by the jurisdiction of the courts of the Republic of in Ireland.

Links to other sites

If links to other websites are provided we will not be responsible or liable in any way for the content of such sites. It is solely your responsibility to evaluate the accuracy, completeness, and usefulness of all opinions, advice, services, and other information linked through this website. We do not endorse or represent the reliability, accuracy, or quality of any information, goods, services, or products displayed or advertised in such manner. If you choose to access third-party services, you do so entirely at your own risk.

Copyright

The copyright and all other rights in all the pages on this website are the property of Aviva Group Ireland plc or its licensors. All rights are reserved except that individual sections on the site may be downloaded or printed solely for personal private use. However it is not permitted to copy, transmit or reproduce any of the site content for any other purposes without our prior written consent.

Corporate structure

The Aviva Group in Ireland to which this website relates consists of:

• Aviva Life & Pensions Ireland Limited, Registered Office - One Park Place, Hatch Street, Dublin 2, Registered No. 252737
• Aviva Insurance Europe SE, Registered Office - One Park Place, Hatch Street, Dublin 2, Registered No. 3319
• Aviva Direct Ireland Limited, Registered Office - One Park Place, Hatch Street, Dublin 2, Registered No. 374895