Please refer to your policy and schedule for details of your cover, as specific terms, conditions and product benefits may apply to your policy.

Christmas and weddings

We’ll automatically increase your contents cover for free over Christmas or when there’s a wedding in your immediate family.

Your sum insured goes up by 10% for the month of December, and for 30 days before and after the wedding of any immediate family member. Just let us know when there’s a wedding coming up.

Credit and debit cards

If your credit or debit cards are lost or stolen and you have to pay a bill as a result, we’ll refund you up to €650.

Visitors’ belongings

We’ll pay up to €400 for loss or damage to your guests’ personal belongings.

Title deeds

We’ll pay up to €1,000 to replace title deeds lost or damaged in your home or when lodged with a bank or solicitor.

Fire brigade charges

If the fire brigade charges for a call out to a fire, we’ll pay up to €1,500.

Frozen food

We’ll pay up to €650 to cover the cost of replacing food damaged in your domestic freezer, if caused, for example, by a leakage of refrigerant.

Jury service benefit

We’ll pay a benefit of €40 per day or part day that you or your partner are called to jury service, up to a total of €650, with no loss of your no claims bonus.

Death benefit

If either you or your partner dies from an injury received in your home caused by a fire, violence related to a theft or an accident, we’ll pay a death benefit of €3,300.

If your cat or dog is killed by an insured fire or break-in, we’ll pay up to €260 for the loss of your pet. We’ll also pay your pets’ kennel or cattery fees if your home is damaged and you’re forced to find temporary accommodation.

Providing alternative accommodation

If fire, damage or another insured event means you cannot live in your home, we’ll pay for the cost of other accommodation for you and your family until you can safely return, up to 15% of the buildings and contents sums insured on your policy.

Replacing door locks

If the keys to your home are stolen in a personal assault or break-in, we’ll pay up to €400 to cover the cost of replacing:

• Outside door locks
• Locks on domestic safes
• Alarm keys

Reinstating your buildings or contents cover

If you make any claim under your policy, we’ll automatically continue to insure you for the same amount we provided cover for before the claim.

Get more information on home insurance quotes from Aviva