Convertible term cover

This allows you to convert your Level term cover to an alternative life assurance plan without providing additional medical evidence, at any time during your policy term up to the age of 65.

The two alternative plans you may convert to are:

• Level term life cover expiring before age 80
• Guaranteed whole of life cover
  

Indexation option

• This default option is available to all level and convertible term policyholders who are under age 60 when they start their policy
• Allows you to increase your lump sum by 5% each year
• Your premium will increase by 8% per year to pay for the additional cover