Benefits
Guaranteed whole of life cover comes with two automatic benefits
Terminal illness benefit
- Pays 80% of your death benefit in advance if you are diagnosed with a terminal illness, up to a maximum of €2 million
- Is paid on the condition that you have a life expectancy of 12 months or less
- The remaining balance of your death benefit is paid when you die
- You must continue to pay premiums after receiving your terminal illness benefit
Accidental death benefit
- Provides accidental death cover while your policy application is being processed
- So if you die due to an accident, we will pay €150,000 or the proposed amount of life cover, whichever is less
- Applies until your policy application has been processed, or until 30 days have elapsed