Offices and surgeries

Standard cover

We will provide standard cover in the following areas:

Buildings and contents

Accidental loss, destruction or damage to:

  • Your buildings and premises
  • Office contents or belongings
  • Fixtures and fittings
  • All fixed glass and bathroom fittings
  • Illuminated signs


Breakage and damage for:

  • All glass inside and outside the premises
  • All wash-hand basins, sinks, lavatory bowls and cisterns

Loss of money

Loss of money up to €7500 while:

  • In transit
  • In a bank night safe or on bank premises (before being accepted by the bank)
  • On your premises
  • In your or an employee’s home

We will also cover a single loss of up to €325,000 for loss of:

  • Crossed cheques, giro cheques, postal and money orders, banker’s drafts
  • Unused units in franking machines
  • National savings certificates
  • Credit-card sales vouchers
  • VAT purchase invoices

Liability and legal costs

  • Compensation, legal costs and solicitor’s fees
  • Employer’s liability
  • Public liability

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