Farms

We’ve assessed the special risks faced in the farming business to provide you with a complete, flexible insurance package that covers farm property, produce and vehicles, liabilities and income replacement.

What’s covered?

Farm property

  • Farmhouse and contents
  • Livestock
  • Farm buildings and contents
  • Machinery
  • Produce
  • Bulk tank

Farm vehicles

  • Tractors
  • Loaders
  • Cars
  • Jeeps

Income replacement

  • Business interruption
  • Personal accident

Injury to visitors or workers 

  • Public liability
  • Product liability
  • Employer’s liability

Managing risk on your farm

Because the farming sector has statistically suffered high levels of accidents and fatalities, we’ve identified some common hazards you might encounter on your farm, and included suggestions that could help you manage risk – and reduce your premium.

You should also take a look at our guide to risk management, which identifies broader areas of risk for all kinds of businesses.

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