At Aviva, we offer you a wide variety of discounts on your car insurance.

You can download our MotorCare Customer Brochure for more information on our car insurance discounts. You can also refer to the terms and conditions of the cover we provide. If you already have Aviva car insurance, then your policy schedule will show your exact cover details and any other covers or discounts that apply to your policy.

All discounts applied are subject to a minimum premium of €280.

10% discount for buying online

When you buy your car insurance online with us, we’ll give you a 10% discount on your premium. This offer is available until 28th February 2017.

8 weeks free car insurance

For new Aviva customers we have our introductory offer of 8 weeks free car insurance. This is equivalent to a 15.38% discount and is available to 28th February 2017. Buy now and save.

Aviva MultiCar discount

Insure a second car with us and you’ll get 25% off the premium. This is our Aviva MultiCar option and taking advantage of it couldn’t be easier. If any other member of your household already has a car insurance policy with us you will receive 25% off the premium of every additional car you insure with us. The more cars you insure, the more you save.

If you want more information on this, visit our MultiCar page. Should you have any questions you can go over to our MultiCar FAQ. This offer cannot be combined with our ‘8 weeks free’ discount or our online discount.

Up to 50% no-claims discount

You can get 10% discount for each claims-free year up to a maximum of 50% whether you buy a 'Comprehensive' or 'Third Party, Fire & Theft' car insurance policy. If you have fire or theft claims, your no-claim discount will not be affected.

If you insure more than one car with us, you will earn a no-claims discount on each car separately.

Up to 10% discount if you have other policies with us

We offer a customer discount if you hold another annual policy with the Aviva Group.  If you have another Aviva policy and the yearly premium is more than €125, you get a 5% discount on your private car policy.  If you have two policies with us, we’ll increase your discount to 10%.

Discount if you have No Penalty Points

If you and your additional drivers have no penalty points and Aviva can verify all the driving licences on the policy, we’ll give you a discount on your insurance premium. Should you have up to two penalty points, we will still give you a lower discount.

Please note to avail of this discount you must hold a driving licence or driving permit issued in the Republic of Ireland by either the relevant Licensing Authority or the National Driver Licence Service (NDLS).

If you or the additional drivers do not hold a driving licence or driving permit issued in the Republic of Ireland, you or the additional drivers can exchange your current driving licence, for an Irish driving licence issued by the National Driver Licence Service (NDLS). You can then immediately avail of our penalty points discounts, when you provide us with the Driver Number on the new licence. To find out more about exchanging your driving licence you should visit or contact the NDLS.

20% relevant qualification discount

Experience counts at Aviva. We may be able to give you a 20% discount on your car insurance policy if you hold a relevant ‘Advanced Driver’ qualification with the following driving associations:

  • The IAM (Institute of Advanced Motorists) in the UK
  • The RoSPA (Royal Society for the Prevention of Accidents)
  • DIAmond Advanced Motorists

5% discount for completing our Ignition assessment (not available online)

Car insurance premiums can be high if you’ve had your driver’s licence for less than 3 years. Aviva offers you a way to lower that premium. If you take our 1-hour Ignition driving assessment and pass, we’ll give you 5% discount. This discount is available only to Irish Learner Permit holders and drivers with a Full EU Licence.

You will not be able to get a quote from us online, but call our team in Galway on 1890 33 22 11 and they will be happy to give you all the information you will need. You can call us on 1890 40 50 80 to book your Ignition assessment.

5% discount on a policy excess of €600

Your policy excess is the amount you are required to pay yourself in the event of a claim. The standard excess amount on an Aviva car insurance policy stands at €300. However, if you choose a higher than normal policy excess of €600, we will give you a 5% discount on your premium.

Please note that we only offer this discount on Comprehensive car insurance policies.

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