Car insurance

Looking for reliable car insurance in Ireland? Get 15% off when you buy a new car insurance policy online with AvivaFootnote 1

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Why choose Aviva?

We aim to offer car insurance that combines competitive pricing with useful benefits and flexible cover options. Here’s why our customers choose Aviva: 

Easy online quotes

Use your online quote form to get a car insurance quote.

Cover that works for you

Choose comprehensive or third party fire & theft cover, with optional extras to suit you. 

24/7 breakdown rescue

Included as standard when you buy your car insurance directly from Aviva. 

Multi-car discount

Insure cars from the same household and save 10% on second and subsequent car policies.Footnote [2]

What’s included with Aviva car insurance?

Our car insurance includes a range of benefits to give you the protection you need. 

Included with every plan

These benefits are included with any car insurance policy as standard, when purchased direct with Aviva.

  • 24/7 Breakdown rescue
    Get help when you break down with access to our 24/7 breakdown rescue helpline. 
  • Courtesy Car
    Access to a courtesy car following an insured incident.
  • Lost or damaged car keys
    Cover for lost or damaged car keys and lock transmitters.
  • Legal Expenses Cover
    Access to a legal advice helpline 0818 253 065 for eligible motor-related matters.Footnote [3]

Learn more about our benefits.

Optional extras

Tailor your car insurance with optional covers, giving you the flexibility to add and pay for what matters most to you.

  • Protect your No Claims Discount
    Allows you to make up to two unlimited claims within a three-year period without those claims reducing your No Claims Discount. Footnote [4]
  • Windscreen repair and replacement
    Covered under Comprehensive policies and can be purchased as an optional cover under Third Party Fire & Theft policies. 
  • Policy excess options
    With Comprehensive cover, you can choose to increase or reduce your policy excess, which can affect your premium. 
  • JourneyWise Accident Cover
    Personal accident cover that provides specified benefits for you and other named people following certain accidental bodily injuries.

Explore optional cover

Car insurance is subject to minimum premiums, acceptance criteria and terms & conditions requirements. Please read the policy booklet for full details of the cover, including benefits, limits, conditions and exclusions. 

Discounts and rewards

Aviva Ireland customers have a number of ways to save and get rewarded. 

Save 15% when you buy online

Get 15% off when you buy a new car insurance policy online with Aviva. Footnote [1]

Up to 50% no-claims discount

Get up to 50% off your policy if you have 5 years' claims-free driving in your own name Footnote [5]

Earn a €40 Tesco gift card

Refer a Friend and get rewarded! Earn a €40 Tesco gift card when you refer a friend who goes on to purchase a qualifying home or car insurance policy. Terms and conditions apply.

Compare our car insurance policies

Choosing the right level of cover depends on your needs and budget. Aviva offers two types of car insurance cover in Ireland: Comprehensive or Third Party, Fire and Theft (TPF&T). Here is how they compare:

Feature What does it mean Comprehensive
Full cover
Third Party, Fire & Theft
Minimum cover
Accidental damage to your car Covers accidental damage to your own car, regardless of fault.    
Fire, theft & attempted theft Covers loss or damage caused by fire, theft or attempted theft.    
Injury to someone else Covers eligible claims if another person is injured in an incident you're responsible for.    
Damage to someone else's property Covers eligible claims for damage you cause to another person's property.    
Breakdown rescue Provides help if your car breaks down.    
Driving other cars Provides third-party cover to drive another person's car, subject to conditions.    
Windscreen cover 
(Can be purchased as an optional extra) 
Covers eligible windscreen and window repair or replacement.   Optional extra
Legal expenses Covers legal costs for pursuing or defending a claim after an incident.    

Need full details? Visit the dedicated pages for Comprehensive and Third Party, Fire & Theft cover.  

Looking for cover tailored to you

Explore these options as part of Aviva’s car insurance product offering: 

Telematics insurance

For eligible new and inexperienced drivers, telematics insurance uses driving data to help calculate your renewal premium. Developing safer driving habits and achieving a good driving score could help you save at renewal.

Multi-car insurance

Insuring more than one car? Aviva multi-car insurance could help you save 10% on additional car policies in your household. Footnote [2]

CAR INSURANCE WITH AVIVA

Ready to get a quote

Before you start your car insurance quote online, it helps to have the following information ready:

1. Your personal details – including your name, date of birth and address
2. Your driver number – found in section 4(d) of your Irish driving licence or learner permit
3. Details of other drivers – including the driver number for anyone named on your policy
4. Your car details – including information about the car you want to insure
5. When you need cover to start – choose your preferred policy start date

Aviva Ireland customers can save 15% when buying online. Footnote [1]

Existing customers

Manage your policy online

Manage your car insurance

Make changes to your policy and access your documents with the MyAviva self-service portal. 

Renew your car insurance

Ready to renew? Customers can save 10% when renewing their car insurance online.

Make a car claim

Need to make a claim? Find out what to do next and how to get in touch with us.

Car insurance FAQs

Information about motor insurance costs, cover, driving and claims.

How much does car insurance cost in Ireland?

What affects the cost of my car insurance?

Do you insure new or first-time drivers?

Am I covered to drive other cars?

Does my car insurance cover me in Northern Ireland or the UK?

Can I drive abroad with Aviva car insurance? 

How can I compare car insurance quotes?

Is car insurance mandatory in Ireland?

Can I manage my policy online?

How do I make a claim?

Learn more about driving and car insurance

Explore driving tips, road safety advice, car insurance guides and practical information for motorists in Ireland.