Why choose Aviva?
We aim to offer car insurance that combines competitive pricing with useful benefits and flexible cover options. Here’s why our customers choose Aviva:
Easy online quotes
Use your online quote form to get a car insurance quote.
Cover that works for you
Choose comprehensive or third party fire & theft cover, with optional extras to suit you.
24/7 breakdown rescue
Included as standard when you buy your car insurance directly from Aviva.
Multi-car discount
Insure cars from the same household and save 10% on second and subsequent car policies.Footnote [2]
Real stories from Aviva customers
Choosing car insurance isn't just about price. It's about knowing you'll have support when you need it most. Read how Aviva customers have handled unexpected situations on the road and how our team helped them get back on track.
What’s included with Aviva car insurance?
Our car insurance includes a range of benefits to give you the protection you need.
Included with every plan
These benefits are included with any car insurance policy as standard, when purchased direct with Aviva.
Optional extras
Tailor your car insurance with optional covers, giving you the flexibility to add and pay for what matters most to you.
Car insurance is subject to minimum premiums, acceptance criteria and terms & conditions requirements. Please read the policy booklet for full details of the cover, including benefits, limits, conditions and exclusions.
Discounts and rewards
Aviva Ireland customers have a number of ways to save and get rewarded.
Save 15% when you buy online
Get 15% off when you buy a new car insurance policy online with Aviva. Footnote [1]
Up to 50% no-claims discount
Get up to 50% off your policy if you have 5 years' claims-free driving in your own name Footnote [5]
Earn a €40 Tesco gift card
Refer a Friend and get rewarded! Earn a €40 Tesco gift card when you refer a friend who goes on to purchase a qualifying home or car insurance policy. Terms and conditions apply.
Compare our car insurance policies
Choosing the right level of cover depends on your needs and budget. Aviva offers two types of car insurance cover in Ireland: Comprehensive or Third Party, Fire and Theft (TPF&T). Here is how they compare:
| Feature | What does it mean | Comprehensive Full cover | Third Party, Fire & Theft Minimum cover |
|---|---|---|---|
| Accidental damage to your car | Covers accidental damage to your own car, regardless of fault. | ||
| Fire, theft & attempted theft | Covers loss or damage caused by fire, theft or attempted theft. | ||
| Injury to someone else | Covers eligible claims if another person is injured in an incident you're responsible for. | ||
| Damage to someone else's property | Covers eligible claims for damage you cause to another person's property. | ||
| Breakdown rescue | Provides help if your car breaks down. | ||
| Driving other cars | Provides third-party cover to drive another person's car, subject to conditions. | ||
| Windscreen cover (Can be purchased as an optional extra) | Covers eligible windscreen and window repair or replacement. | Optional extra | |
| Legal expenses | Covers legal costs for pursuing or defending a claim after an incident. |
Need full details? Visit the dedicated pages for Comprehensive and Third Party, Fire & Theft cover.
Looking for cover tailored to you
Explore these options as part of Aviva’s car insurance product offering:
Telematics insurance
For eligible new and inexperienced drivers, telematics insurance uses driving data to help calculate your renewal premium. Developing safer driving habits and achieving a good driving score could help you save at renewal.
Multi-car insurance
Insuring more than one car? Aviva multi-car insurance could help you save 10% on additional car policies in your household. Footnote [2]
More motor insurance options
CAR INSURANCE WITH AVIVA
Ready to get a quote
Before you start your car insurance quote online, it helps to have the following information ready:
1. Your personal details – including your name, date of birth and address
2. Your driver number – found in section 4(d) of your Irish driving licence or learner permit
3. Details of other drivers – including the driver number for anyone named on your policy
4. Your car details – including information about the car you want to insure
5. When you need cover to start – choose your preferred policy start date
Aviva Ireland customers can save 15% when buying online. Footnote [1]
Existing customers
Manage your policy online
Manage your car insurance
Manage your car insurance Make changes to your policy and access your documents with the MyAviva self-service portal.
Renew your car insurance
Renew your car insurance Ready to renew? Customers can save 10% when renewing their car insurance online.
Make a car claim
Make a car claim Need to make a claim? Find out what to do next and how to get in touch with us.
Car insurance FAQs
Information about motor insurance costs, cover, driving and claims.
How much does car insurance cost in Ireland? Show more Show less
The cost of car insurance can vary from driver to driver. Your price will depend on things like your driving history, age, where you live, the car you drive, how you use it and the level of cover you choose. Because everyone’s circumstances are different, there isn’t one standard price. The easiest way to find out what your car insurance could cost is to get a quote online.
What affects the cost of my car insurance? Show more Show less
A number of factors can affect the cost of your car insurance, including:
Your age and driving experience
Your claims history
Where you live
The car you drive and how you use it
The level of cover you choose
Your no claims discount may also affect your premium, depending on the number of years' discount you have built up. In general, the more years of claim-free driving you hold, the greater the discount you may receive. Other discounts may be available depending on your circumstances. Your quote will be based on the information you provide.
Do you insure new or first-time drivers? Show more Show less
Yes. We offer policies for new, inexperienced and young drivers. Depending on your circumstances, options such as telematics insurance or a multi-car discount may be available. Eligibility, acceptance criteria and terms apply.
Am I covered to drive other cars? Show more Show less
You may have third-party cover to drive someone else’s car if you’re the policyholder and hold a full, current EU or UK driving licence. This cover may not apply to every policy. Check your policy documents within MyAviva, your self-service online portal, to confirm whether driving other cars cover applies to your policy.
Does my car insurance cover me in Northern Ireland or the UK? Show more Show less
Yes. Aviva car insurance provides cover for driving in Northern Ireland and the UK. You do not need a Green Card when driving an Irish-registered vehicle in Northern Ireland or the UK. Your valid Irish insurance disc can be used as proof of insurance. Please check your policy documents for full details of your cover.
Can I drive abroad with Aviva car insurance? Show more Show less
Yes. Aviva automatically extends your existing car insurance cover for travel within EU member states for up to 31 days. The level of cover available, and any conditions that apply, will depend on your policy. Before travelling, check your policy documents and make sure you have the documents you may need for your journey. See our driving in europe guide for more information.
How can I compare car insurance quotes? Show more Show less
When comparing car insurance quotes, look beyond the price. Check the level of cover provided (i.e. what's included as standard, the policy excess, cover limits, optional extras, and any terms and conditions that may apply). A lower premium may not provide the same benefits or level of protection. Make sure that the policy meets your needs and offers the cover that's right for you.
Is car insurance mandatory in Ireland? Show more Show less
Yes. If you drive a vehicle in Ireland, you must have at least third-party motor insurance to meet the legal requirement. Aviva offers a range of cover options, including Third Party Fire & Theft and Comprehensive cover, so you can choose the level of protection that best suits your needs and circumstances.
Can I manage my policy online? Show more Show less
How do I make a claim? Show more Show less
You can report a claim online or call our 24-hour claims helpline on 1800 147 147. To report a claim, you will need to provide some personal and policy details, explain what happened and describe any damage. Where possible, you should also provide details of other drivers, passengers and witnesses involved.
Once you submit the information, a claims handler will explain the next steps.
Learn more about driving and car insurance
Explore driving tips, road safety advice, car insurance guides and practical information for motorists in Ireland.
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What To Do If You Lose Your Car Keys?
Whether you use a standard key, key fob or smart key, learn about your replacement options and how modern solutions can be fast, secure and hassle-free.
