| Cover for | Comprehensive | Comprehensive Value | Third Party Fire & Theft |
|---|
Motor Comparison Table
| Injury to someone else | Yes | Yes | Yes |
| Damage to someone else's property | Yes | Yes | Yes |
| Breakdown Rescue cover | Yes | Not available |
Yes |
| Replacement lock cover |
Yes | Yes | Yes |
| Towing charges | Yes | Yes | Not applicable |
| Third Party cover to drive other cars* | Yes | Yes** | Yes |
| New car consession |
Yes | Yes | Yes |
| Fire brigade charges |
Yes | Yes | Yes |
| Windscreen cover |
Yes | Optional |
Optional |
| Step-Back NCD | Optional | Optional | Optional |
| Protected NCD with Step-Back | Optional | Optional | Optional |
| Protected NCD - Theft Claims | Yes | Yes | Yes |
| Personal Accident Benefit (JW) | Optional | Not available | Optional |
| Personal Belongings Cover | Yes | Yes | Yes |
| Radio/Audio Equip up to €650 or 5% of vehicle value, whichever is less | Yes | Yes^ | Not applicable |
| Accidental Damage Excess | €300 | €600*** | Not applicable |
| Fire and Theft Excess | €0 | €600*** | Not applicable |
| Open Driving | Optional | Optional | Optional |
| Legal Expenses | Optional | Not available | Optional |
| Premium Payment Protection | Optional | Not available | Optional |
**This cover only applies to policyholders (proposer) who hold a full EU driving licence
**Policyholder must hold a full EU licence for 5 years or more to obtain this cover
***€1000 excess for accidental damage, fire and theft claims under Comprehensive Value when you choose not to use one of our aligned repairers
^ A Claim for this cover on this Product is subject to policy excess