Optional Cover

At Aviva you can choose from a range of optional covers and optional extras to add to your policy for an extra charge. Check your policy and schedule for details of your cover. Specific terms, conditions and product benefits may apply to your policy

Optional Accidental Damage Cover

This covers you for accidental damage to both your buildings and contents in your home.

Optional Cover for Items

This covers certain items while you’re away from home, including:

  • Jewellery
  • Watches
  • Cameras & binoculars
  • Bicycles & sports equipment

You can choose to add optional cover for unspecified items for:

  • €5,000 - Single Article Limit €1,500;

Personal Money €130;

Bicycles €500 (in any period of insurance). 

  • €7,500 - Single Article Limit €2,500;

Personal Money €130;

Bicycles €500 (in any period of insurance). 

  • €15,000 - Single Article Limit €3,500;

Personal Money €200;

Bicycles €500 (in any period of insurance). 

Or, you can cover individual items, each for a specific amount you have asked for.

Legal Expenses – Optional Extra

The area of legal matters can be confusing and off-putting. Our ‘legal expenses’ cover gives you a number of useful services to help you with any legal questions you may have.

With this cover you have access to a legal advice helpline, which you can use to get advice on any personal legal matter, no matter how big or small. The helpline advice is absolutely confidential between you and your legal advisor.

You can buy legal expenses cover as an add-on feature to your home insurance for €10.

More Optional Covers

  • Garden cover (for items designed to be left permanently in the open)
  • Caravan cover (plus personal effects and luggage, if required)
  • Childminding cover (for up to 2 children)
  • Home office cover*, with optional liability cover or liability cover with business equipment (up to €2,600 with a single article limit of €1,300)

* Home office cover is available only if you use a single room in your private home as an office, rather than for complete buildings used for office purposes.

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