Home Insurance

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For home insurance, you're safe in the hands of Aviva

Peace of mind. That's what it is all about, isn't it? You want to know that if something happens to your home, you're protected with the best cover you can get, a 24-hour emergency helpline, loyalty discounts and all for an affordable price.

Help in a home emergency

If you're struggling with a storm or accidental damage, our 24-hour emergency helpline is there for you.

Reinstating your cover

Made a claim? Don't worry, we'll continue to insure you for the same amount that we did before your claim.

Alternative accommodation

If you (and your pets!) become unable to live in your home due to an unexpected insured event, we'll cover the cost of similar accommodation up to 15% of your buildings and contents sums insured.

Home insurance cover

We know you like options, so we give you a choice of buildings and contents (our most comprehensive cover) or contents only (perfect for renters).  All come with great benefits as standard, a range of discounts to keep your costs down and can be tailored to your needs. If you are employing a contractor to build a house for you, we can provide a 'Building in the course of construction' policy - please contact the Call Centre. Pick your Aviva home cover.

Home insurance benefits

The biggest benefit with Aviva home insurance? You get the security of knowing your home is in safe hands. But you get so much more...

  • Best Doctors
    You have access to Best Doctors Second Medical Opinion service, a worldwide network of over 50,000 leading medical specialists across 450 specialities (Source: Best Doctors, April 2018).
  • Fire brigade charges
    If the Fire Brigade is called in to put out a fire affecting or likely to affect - your home, we will pay up to €1,500 to cover the charges.
  • Increased contents cover
    Christmas and weddings should be a wonderful and carefree time, so we automatically increase your contents cover by 10% over Christmas or when there's a wedding in your immediate family.
  • Replacing door locks
    If your keys are stolen, we offer up to €400 to cover replacement door locks, alarm keys and safe locks.

Optional covers

You know better than anyone what your ideal home insurance policy looks like. At Aviva, you get to build a policy that works for you. Choose from a range of options including:

Home insusrance - back garden with flowers

Garden Cover

Perfect for those things designed to be left permanently in the great outdoors.

Accidental damage cover

Accidents happen, but you can lessen the blow of an unforeseen event with accidental damage cover.

Additional cover for items

Jewellery, cameras, maybe even your treasured golf clubs...when things mean a lot, you can make sure they're protected with additional cover.

Want to know more? See all optional covers.

Home insurance discounts

Here's where you really get a chance to save on your Aviva home insurance with outstanding discounts that help you protect your home. Just look at the numbers..

Home safety discounts

  • Up to 40% off the price of your home insurance if you have no claim.
  • 12.5% alarm discount - alarm must be installed and maintained in accordance with manufacture's guidelines.
Home Insurance Safety Discounts Aviva Ireland – Woman happy, relaxing with dog at home. Smiling as she has house insurance and discounts.

Loyalty discounts

  • 15% off both policies if you insure your car and home with Aviva. We'll even throw in one year free travel insurance!2
  • 6% off your renewal price if you're an existing customer and you've been claim-free for three years.
House Insurance Loyalty Discounts Aviva Ireland – Man and Child with hands up happy to receive even more discounts on home insurance.

Want to buy?

Take out your home insurance policy online and we'll give you a 15% online discount.1

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Ready to renew

Your online home insurance takes just a few minutes.

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Frequently asked questions

All your Home insurance questions answered from No Claims Discounts, Optional Cover, Excess, moving house, making a claim, endorsements and more.

Take a look at what our customers have to say about Aviva home insurance.

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How our claims process works

Making a home insurance claim with Aviva couldn't be easier. Just follow these simple steps.


Tell us what happened

Call us on 1890 666 888 24 hours a day, 365 days a year or email us. Try to have your policy number to hand.


We'll review your claim

We look at any photos or documents you've sent us as part of your claim.


We get things sorted

We don't waste any time getting your claim resolved. Depending on your cover, we organise Aviva Property Services or a loss adjustor to meet with you about your claim.

Policy details

Important information about your home insurance. You may find our glossary of terms helpful when reviewing your home insurance documents. Our assumptions are also available to you.

Home articles

Get up to speed with our helpful guides and all the latest home insurance news.

Need to contact us?

You'll find all the contact information you need here

1. Acceptance criteria, terms & conditions apply. Offer subject to minimum premium of €230 for home (€115 for Contents or Buildings only).

2. Offer available to new & existing customers who have both Aviva car & home insurance. Acceptance criteria, terms & conditions apply. Offer subject to minimum premium of €280 for car & €230 for home (€115 for Contents or Buildings only). Free one year travel insurance is arranged by Aviva Direct Ireland Limited and underwritten by Chubb European Group SE.

3. Acceptance criteria, terms and conditions apply. Price match applies to mortgage protection or life insurance quotes only. Price match only applies to standard quotes provided to Aviva Direct Ireland Limited from Best Advice (only including quotes from Irish Life, New Ireland, Royal London and Zurich) with the same level and term of cover up to a maximum sum assured of €1,500,000. Price Match does not apply to promotional offers. Price match and any discounts applied are subject to a minimum premium of €10 per month. 

Terms and conditions apply to all our home insurance policies and you can see full details in our HomeCare Policy Document.
If you're already an Aviva customer, check your home insurance policy and schedule for details of your cover.

Best Doctors provides an expert Second Medical Opinion service available at no extra cost with new and existing home policies taken out with Aviva. The service is available to the policyholder and certain family members. Aviva may withdraw this service at any time. If we withdraw the Best Doctors Second Medical Opinion service, we’ll write to notify policyholders at least 31 days in advance of the removal of the service.

Best Doctors is not a regulated financial service.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland.

Car insurance and home insurance are underwritten by Aviva Insurance Ireland DAC.

Life and Protection Cover is underwritten by Aviva Life & Pensions Ireland DAC.

Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland. A private company limited by shares.  Registered in Ireland No. 605769. Registered Office: One Park Place, Hatch Street, Dublin 2, Ireland, D02 E651.