Peace of mind. That's what it’s all about, isn't it?
You want to know that if something happens to your home, you've got great cover at an affordable price with loyalty and safety discounts, and a 24-hour emergency helpline.
Help in a home emergency
If you're struggling with a storm or accidental damage, our 24-hour emergency helpline and repair service is there for you.
Reinstating your cover
Made a claim? Don't worry, we'll continue to insure you for the same amount that we did before your claim.
If you (and your pets!) become unable to live in your home following an unexpected insured event, we'll cover the cost of similar accommodation up to 15% of your buildings and contents sums insured.
Home insurance cover
We know you like options, so we give you a choice of buildings and contents cover (our most comprehensive cover) or contents only cover (perfect for renters). All options come with great benefits as standard, a range of discounts to keep your premium down and can be tailored to your needs. If you are employing a contractor to build a house for you, we can provide a 'Building in the course of construction' policy - please contact the Call Centre. Cover types.
Home insurance benefits
The biggest benefit with Aviva home insurance? You get the security of knowing your home is in safe hands. But you get so much more...
- Fire brigade charges
If the Fire Brigade is called in to put out a fire affecting or likely to affect - your home, we will pay up to €1,500 to cover the charges.
- Frozen food
We pay up to €650 to cover the cost of replacing frozen food lost or damaged in your domestic freezer. The loss or damage must have been caused by a rise or fall in temperature, refrigerant fumes or refrigerant leaks.
- Credit and debit cards
If your credit or debit card is lost or stolen and you have to pay a bill as a result, we refund you up to €650. Were you on holiday? No problem, this cover applies anywhere in Europe. You're also covered for the first 30 days if you're travelling outside Europe.
- Replacing door locks
If your keys are stolen, we offer up to €400 to cover replacement door locks, alarm keys and safe locks.
Take a look at our comprehensive home insurance benefits.
Home insurance discounts
Save on your home insurance quote:
Home safety discounts
- Up to 40% off home insurance quotes if you’re claim free.
- 12.5% alarm discount - alarm must be installed and maintained in accordance with manufacturer's guidelines.
- 15% off both policies if you insure your car and home with Aviva. We'll even throw in one year free travel insurance!2
- 6% off your renewal price if you're an existing customer and you've been claim-free for three years.
And there's more...See a list of all our home insurance discounts.
Frequently asked questions
Do you offer no-claims discount on a home insurance policy?
Who do I call to make a claim on my home insurance?
How do I make changes to my policy after it has started?
Already with us?
Need to claim? The sooner you get in touch with us, the sooner we can help you. Visit home claims.
Manage your cover with MyAviva
- View your policies and documentation
- Update your details
- Upload documents
Looking for more information?
You can customise your policy by adding extras such as garden cover, accidental damage cover, or additional cover for important possessions.
Get up to speed with our helpful guides and all the latest home insurance news.
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How to avoid over or under insuring your home
We recommend reviewing your home insurance once a year. Find out how to you make sure you’re not under insuring or over insuring your house.
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Small changes that positively impact your mental health
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21 Jun 2021
Preparing your garden for guests
Are you ready for Summer and hosting another household in your garden? Click here to find some of our top garden improvement ideas and prepare your garden for welcoming guests.
21 Jun 2021
Improvements that will add value to your home
We’ve done the research and listed some improvements you can do yourself that’ll add value to your home in the long run.
21 Jun 2021
Pride Rainbow Biscuit Recipe
Join us and celebrate Pride by making some show-stopping rainbow biscuits! We’ve got an easy how-to video right here.
4 May 2021
Lessons from lockdown
Discover what lessons we’ve learned over lockdown, and what’s here to stay.
4 May 2021
21 first-time buyer mistakes - and how to avoid them
Looking to buy your first home? Avoid these common first-time home buyer mistakes.
16 Apr 2021
What do I need for a mortgage application?
Whether you’re a first-time buyer, purchasing your second home or re-mortgaging, find the list of documents you need to apply.
3 Mar 2021
How to banish clutter for good
Decluttering expert Emma Gleeson tells us the top things to consider when it comes to banishing clutter for good.
25 Jan 2021
Top five interior design trends for 2021
There’s no place like home. We’ve put the research in and found the biggest 2021 interior design trends that won’t swallow up your savings.
25 Jan 2021
Tips for creating a sustainable home
Advice for creating a more sustainable home without needing to make any drastic changes while debunking some common myths around sustainability.
8 Jan 2021
Keeping your home safe in the snow
Snow may be a joy for children (and many adults!) but we need to be wary of the damage it can cause to our homes.
8 Dec 2020
Santa’s little helper
Here’s some tips on how you can get your Santa’s little helper to bring cheer and excitement into your home this Christmas.
29 Nov 2020
How to childproof your home
Are you childproofing your home and looking for simple steps to ensure the safety of your child? We’ve got childproofing tips for each room of your house.
27 Nov 2020
Tips for planning an Irish wedding in 2021
Bride-to-be and owner of Frog Prince Weddings, Sharon Griffin, discuss some of the most common problem areas surrounding the future of weddings in Ireland and some practical solutions in our latest podcast episode.
Need to contact us?
Get in Touch
If you have a question about your home insurance policy with us, just ask us a question using our contact forms.
You'll find all the contact information you need here
1. Offer available when you take out a new policy online. Acceptance criteria, terms & conditions apply. Offer subject to minimum premium of €230 for home insurance (€115 for Contents or Buildings only).
2. Offer available to new & existing customers who have both Aviva car & home insurance. Acceptance criteria, terms & conditions apply. Offer subject to minimum premium of €280 for car insurance & €230 for home insurance (€115 for Contents or Buildings only). Free one year travel insurance is arranged by Aviva Direct Ireland Limited and underwritten by Chubb European Group SE.
3. Acceptance criteria, terms and conditions apply. These monthly premiums are based on single life cover of €170,000 for a person aged 31 next birthday and a non-smoker, over a 25 year term, total amount €10.03. Source: Aviva Life & Pensions Ireland DAC as at July 2020.
Terms and conditions apply to all our home insurance policies and you can see full details in our HomeCare Policy Document.
If you're already an Aviva customer, check your home insurance policy and schedule for details of your cover.
Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland.
Car insurance and home insurance are underwritten by Aviva Insurance Ireland DAC.
Life and Protection Cover is underwritten by Aviva Life & Pensions Ireland DAC.
Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office One Park Place, Hatch Street, Dublin 2.