HOME INSURANCE

Home Insurance Quote

We have three different types of cover to suit your needs: building insurance, contents insurance or both.

  • 20% off - Simply buy online!Footnote 1
  • Help in a home emergency
  • Access to a Legal Advice helplineFootnote 2
HOME has been awarded an overall rating of 4.6/ 5 from (505 reviews)

Peace of mind with Aviva home insurance

You want to know that if something happens to your home, you've got great cover at an affordable price with loyalty and security discounts, and a 24-hour emergency helpline.

  • Help in a home emergency

    If you're struggling with a storm or accidental damage, our 24-hour emergency helpline and repair service is there for you.

  • Reinstating your cover

    Made a claim? Don't worry, we'll continue to insure you for the same amount that we did before your claim.

  • Alternative accommodation

    If you (and your pets!) become unable to live in your home following an unexpected insured event, we'll cover the cost of similar accommodation up to 15% of your buildings and contents sums insured.

Get a home quick quote

Home insurance cover

We know you like options, so we give you a choice of buildings and contents cover (our most comprehensive cover) or contents only cover (perfect for renters).  All options come with great benefits as standard, a range of discounts to keep your premium down and can be tailored to your needs. If you are employing a contractor to build a house for you, we can provide a 'Building in the course of construction' policy - please contact the Call Centre.

Buildings and Contents

This is our most comprehensive home insurance. Building & Contents.

Contents

This insurance covers items that you would normally take with you when moving home. View Contents Insurance.

Buildings

This is the best choice for you if you’re building a new home. Go to Buildings Insurance

Home insurance benefits

The biggest benefit with Aviva home insurance? You get the security of knowing your home is in safe hands. But you get so much more...

  • Fire Brigade charges
    If the Fire Brigade is called in to put out a fire affecting or likely to affect your home, we will pay up to €1,500 to cover the charges.
  • Frozen food
    We pay up to €650 to cover the cost of replacing frozen food lost or damaged in your domestic freezer. The loss or damage must have been caused by a rise or fall in temperature, refrigerant fumes, or refrigerant leaks.
  • Credit and debit cards
    If your credit or debit card is lost or stolen and you have to pay a bill as a result, we will refund you up to €650. Were you on holiday? No problem, this cover applies anywhere in Europe. You're also covered for the first 30 days if you're travelling outside Europe.
  • Replacing door locks
    If your keys are stolen, we offer up to €400 to cover replacement door locks, alarm keys and safe locks.

Home insurance discounts

Home discounts

  • Up to 40% off home insurance quotes if you’re claim free.
  • 12.5% alarm discount - alarm must be installed and maintained in accordance with manufacturer's guidelines.

Loyalty discounts

  • 15% off both policies if you insure your car and home with Aviva. We'll even throw in one year free travel insurance!Footnote [3]
  • 6% off your renewal price if you're an existing customer and you've been claim-free for three years.

Under-insurance and your home

With high inflation and the cost of building materials and labour increasing in recent years it’s never been more important to make sure your home is insured for the correct amount.

Get a home insurance quote in minutes

Fill in our online form and get a building and contents insurance quote in minutes. Buy online, and we'll give you 20% off¹

Get a home quote

TrustScore 4.6 / 5 from 505 customer reviews Read all 505 reviews for HOME

Looking for more information?

Renters insurance

We offer contents only cover for renters and can tailor this to suit your specific needs.

Our home cover types

Our home benefits

Our home discounts

Our home optional covers

Frequently asked questions for home insurance

What is home insurance?

What does home insurance cover?

What optional cover is available?

Do you offer no-claims discount on a home insurance policy?

Who do I call to make a claim on my home insurance?

How do I make changes to my policy after it has started?

Home insurance policy details

When it comes to car insurance, there's a lot of important information to know. Some of it could seem unfamiliar, but we'll help you find out what's what. Our glossary of terms may be helpful when reviewing your documents. And our assumptions are also available, which are details we assume to be correct when offering you a quote.

The documents below contain everything else you might need to know before you get a quote.

HomeCare Policy Booklet

Our HomeCare Policy booklet gives you an in-depth understanding of what our policies cover and include, from details on our no-claims policy to what events are insured by Aviva. 

Terms of Business

Learn more about our terms of business that set out the basis on which Aviva Direct Ireland Limited will provide insurance intermediary services to you. Explore our full terms of business in our guide.

Home Legal Expenses Booklet

Our Home Legal Expenses Booklet covers in detail the standard benefit you will receive with your private policy.

HomeCare IPID

Looking for a quick summary of what our insurance policy covers?  Our HomeCare guide does just that, giving you a quick review of what’s included in our home insurance products. 

Home articles

Get up to speed with our helpful guides and all the latest home insurance news.