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For home insurance, you're safe in the hands of Aviva
Peace of mind. That's what it’s all about, isn't it? You want to know that if something happens to your home, you've got great cover at an affordable price with loyalty and safety discounts, and a 24-hour emergency helpline.
Help in a home emergency
If you're struggling with a storm or accidental damage, our 24-hour emergency helpline and repair service is there for you.
Reinstating your cover
Made a claim? Don't worry, we'll continue to insure you for the same amount that we did before your claim.
Alternative accommodation
If you (and your pets!) become unable to live in your home following an unexpected insured event, we'll cover the cost of similar accommodation up to 15% of your buildings and contents sums insured.
Home insurance cover
We know you like options, so we give you a choice of buildings and contents cover (our most comprehensive cover) or contents only cover (perfect for renters). All options come with great benefits as standard, a range of discounts to keep your premium down and can be tailored to your needs. If you are employing a contractor to build a house for you, we can provide a 'Building in the course of construction' policy - please contact the Call Centre. Cover types.
Home insurance benefits
The biggest benefit with Aviva home insurance? You get the security of knowing your home is in safe hands. But you get so much more...
- Fire brigade charges
If the Fire Brigade is called in to put out a fire affecting or likely to affect - your home, we will pay up to €1,500 to cover the charges. - Frozen food
We pay up to €650 to cover the cost of replacing frozen food lost or damaged in your domestic freezer. The loss or damage must have been caused by a rise or fall in temperature, refrigerant fumes or refrigerant leaks.
- Credit and debit cards
If your credit or debit card is lost or stolen and you have to pay a bill as a result, we refund you up to €650. Were you on holiday? No problem, this cover applies anywhere in Europe. You're also covered for the first 30 days if you're travelling outside Europe. - Replacing door locks
If your keys are stolen, we offer up to €400 to cover replacement door locks, alarm keys and safe locks.
Take a look at our comprehensive home insurance benefits.
Home insurance discounts
Save on your home insurance quote:
Home safety discounts
- Up to 40% off home insurance quotes if you’re claim free.
- 12.5% alarm discount - alarm must be installed and maintained in accordance with manufacturer's guidelines.
Loyalty discounts
- 15% off both policies if you insure your car and home with Aviva. We'll even throw in one year free travel insurance!2
- 6% off your renewal price if you're an existing customer and you've been claim-free for three years.
And there's more...See a list of all our home insurance discounts.
Home Insurance Quote
Fill in our online form and get a building and contents insurance quote in minutes. Buy online, and we'll give you 15% off1.
Frequently asked questions
Do you offer no-claims discount on a home insurance policy?
Who do I call to make a claim on my home insurance?
How do I make changes to my policy after it has started?
Already with us?
Need to claim? The sooner you get in touch with us, the sooner we can help you. Visit home claims.
Policy details
Important information about your home insurance. You may find our glossary of terms helpful when reviewing your home insurance documents. Our assumptions are also available to you.
Looking for more information?
Home articles
Get up to speed with our helpful guides and all the latest home insurance news.
8 Dec 2020
Santa’s little helper
Here’s some tips on how you can get your Santa’s little helper to bring cheer and excitement into your home this Christmas.
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29 Nov 2020
How to childproof your home
Are you childproofing your home and looking for simple steps to ensure the safety of your child? We’ve got childproofing tips for each room of your house.
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24 Nov 2020
Easy Christmas recipes with Simon Delaney
Cooking extraordinaire, Simon Delaney, whipped up some delicious recipes to help you create a taste of home this Christmas.
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19 Oct 2020
Winter fire safety tips
Make sure you have two winter lists – your list for creating a cosy home and your fire safety checklist. We’ve compiled some important safety tips you can put into practice.
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19 Oct 2020
What life lessons have you learnt?
From moving out of your parents’ home, to buying your own home and making big decor decisions; we asked you to share what you’d learned during some of life’s biggest moments. Here are eight lessons you shared with us.
Read more
29 Sep 2020
What to do if your home is burgled?
If your home is robbed this can be a distressing time. Learn the steps to take and who to contact if your home is burgled.
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29 Sep 2020
Seven things to know when inspecting a home before you buy
Conducting inspections on many houses before you potentially buy could lead to confusion, read our house inspection guide to keep you on-track.
Read more
24 Sep 2020
Healthy school lunch ideas
Quick and simple school lunch ideas to keep your kids happy, healthy and full of energy to get them through the school day.
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7 Sep 2020
Save for a house deposit
Saving for a house deposit is no easy feat, whether you are renting or are already on the property ladder, these tips will help you get saving for your deposit.
Read more
12 Aug 2020
Freezing your food
Trying to be more sustainable? Avoid throwing leftovers in the bin and try freezing your food. Read how to freeze foods like, milk, eggs, broccoli and more.
Read more
30 Jun 2020
Eight easy ways to maintain your property value
Keeping your home in tip top shape to maintain its property value doesn’t have to break the bank. Read on for our top tips to maintain your home’s value.
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16 Jun 2020
Tips for styling your home
Interior stylist and colour consultant Sarah Twig Doyle discusses home styling tips.
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14 Jun 2020
Make savings on your weekly shop
Top tips to save money on your food shop. Read more.
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14 Jun 2020
Ways to support young people
We’ve taken a look at the young people of Ireland and how the current pandemic coronavirus is impacting their daily lives.
Read more
14 Jun 2020
Grow your own veggies
If growing your own vegetables has been on your to-do list, now’s the time to get planting.
Read more
14 Jun 2020
Getting creative at home
Need some brain stimulation during Covid-19? We’ve got some great ideas to keep you busy.
Read more
1. Offer available when you take out a new policy online. Acceptance criteria, terms & conditions apply. Offer subject to minimum premium of €230 for home (€115 for Contents or Buildings only).
2. Offer available to new & existing customers who have both Aviva car & home insurance. Acceptance criteria, terms & conditions apply. Offer subject to minimum premium of €280 for car & €230 for home (€115 for Contents or Buildings only). Free one year travel insurance is arranged by Aviva Direct Ireland Limited and underwritten by Chubb European Group SE.
3. Acceptance criteria, terms and conditions apply. These monthly premiums are based on single life cover of €170,000 for a person aged 31 next birthday and a non-smoker, over a 25 year term, total amount €10.03. Source: Aviva Life & Pensions Ireland DAC as at July 2020.
Terms and conditions apply to all our home insurance policies and you can see full details in our HomeCare Policy Document.
If you're already an Aviva customer, check your home insurance policy and schedule for details of your cover.
Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland.
Car insurance and home insurance are underwritten by Aviva Insurance Ireland DAC.
Life and Protection Cover is underwritten by Aviva Life & Pensions Ireland DAC.
Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office One Park Place, Hatch Street, Dublin 2.