Buying a home is one of the biggest financial commitments you will ever make. It’s important that you have the right cover in place.

Mortgage Protection Cover is designed to pay the outstanding balance of your mortgage if the worst were to happen to you.


We know value matters to our customers. That is why we offer a full range of benefits.

  • Price Match - We match* any insurer quote and add another 15% discount on top.
  • Accidental death benefit - We will provide you with free accidental death cover while your application for Mortgage Protection Cover is being considered.

Best Doctors® Second Medical Opinion service

Best Doctors® Second Medical Opinion is an exclusive service giving you access to a second opinion on diagnosis and treatment if you have a medical condition for no extra cost. All our Protection customers have access to the Second Medical Opinion service, at any time during their policy, from the very first day of cover.

Second Medical Opinion is provided by Best Doctors, a network of medical experts who can help you make important medical decisions with confidence. Best Doctors provides access to a worldwide network of over 53,000 leading medical specialists across 450 specialities (Source: Best Doctors, March 2016). They can help you understand your medical conditions and treatment options, so you make the right decisions about your care.


Things to Consider

If you are taking out a mortgage, your bank will need you to have mortgage protection. However, that doesn’t mean that you have to be tied to a policy that does not suit you. Whether you are in the process of taking out a mortgage or already a homeowner you are free to shop around for Mortgage Protection and to switch providers if there is a better deal available.

Always make sure that your mortgage protection cover meets your needs, especially if you are replacing existing cover.

Terms & conditions

*Acceptance criteria, terms and conditions apply. Price match applies to mortgage protection only quotes. Price match only applies to standard quotes provided by Irish Life, Friends First, New Ireland, Royal London and Zurich with the same level and term of cover and up to a max sum assured of €1,500,000. Does not apply to promotional special offers. 15% discount will apply for the term of the policy. All discounts applied subject to minimum premium of €15 per month.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. Mortgage Protection is underwritten by Aviva Life and Pensions UK Limited trading as Aviva Life & Pensions Ireland.

Best Doctors is an independent company and Aviva will not be responsible for any actions taken or not taken as a consequence of recommendations made by Best Doctors. Aviva Life & Pensions UK Limited does not guarantee the on-going availability of the Best Doctors service to its policyholders and may, at its sole discretion, withdraw access to the service at a month’s notice.
Best Doctors is not a regulated financial service.

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