Take care of what matters most

Aviva Specified Illness Cover

Peace of mind for you and your family

If you are diagnosed with a serious illness, your finances should be the last thing on your mind. But if your illness prevents you from working, do you know how you and your family would cope?

Lump sum payment

Financial support to help you focus on your health if you’re diagnosed with 1 of 47 illnesses that we cover.

Flexible length of cover

Choose how long you’d like your cover to last – from 5 to 40 years.

Children’s cover

We’ll pay if your child is diagnosed with or undergoes surgery for one of the specified illness that we cover.

How can Specified Illness cover help?

The lump sum payment from your specified illness cover policy could help you to:

  • Pay for medical treatment and expenses.
  • Help with your mortgage or other loans or bills.
  • Invest to provide a regular income.
  • Make any necessary alterations to your home.

Reliable cover to help you through a tough time

We all hope it never happens but if you have to deal with health problems, you want to know that you’ve got serious illness cover that works hard for you and your family.

  • We cover 47 illnesses on a full-payment basis. So if you’ve been diagnosed with one of these illnesses, we’ll pay you the full amount for which you’re covered. Find out more about these illnesses in our Specified Illness Definitions Guide.
  • We cover 19 illnesses on a partial-payment basis so if you’re eligible, we’ll pay €20,000 or half of your cover amount, whichever is lower. One exception to this is angioplasty – single vessel for which we pay €5,000 or half of your cover amount, whichever is lower.

Features of your Aviva Specified Illness cover


  • Premiums are guaranteed to stay fixed throughout your policy term unless you change your policy.
  • You can get cover up to the age of 69.
  • Your policy provides life cover and specified illness cover for your children (any child, stepchild or adopted child of yours who is aged 30 days or more and who is under the age of 21) or 25 if in full time education.


  • You choose how long you want your cover to last – from 5 to 40 years. 
  • You can decide to increase your cover every year to keep up with inflation – without having to provide evidence of your health. We call this the indexation option. 
  • You can include a ‘conversion option’ to let you extend your cover at any time without having to provide evidence of your health.

Expert advice

  • Best Doctors® Second Medical Opinion service: an exclusive benefit is available from the first day of your protection cover, at no additional cost.
  • As our customer you get access to Aviva Family Care which is a counselling and support service provided by Workplace Options. This service provides access to short term counselling and carer support information services at no extra cost.

Want to get started?

Our professional financial advisers can talk to you about your options and set up the right cover for you.

Contact Us

1890 24 22 27

Monday to Friday: 9:00a.m. - 5:00p.m.

Manage your policies online

Avail of 24/7 access to view and manage your protection policy information.

How our claims process works

We know this is a difficult time so we’ll deal with your claim as quickly and smoothly as possible.


Let us know what’s happened

Call us on 01 775 6412 – we’re open Monday to Friday, 9am to 5pm. Or you can email lifeclaims.ireland@aviva.com.


Give us some details

We’ll need medical evidence to assess your claim, along with the policy number and your contact details.


We get things sorted

Once we’ve processed your information and accepted your claim, we’ll pay your benefit by electronic fund transfer into your bank account.

Policy details

Important information about your life insurance.

News articles

Take a look at our library of helpful articles and news.

Contact Us

For a new quote

1890 24 22 27

Monday to Friday: 9:00a.m. - 5:00p.m.

Existing Customers

1890 64 64 64

Monday, Tuesday, Thursday and Friday: 9:00a.m. - 5:00p.m.

Wednesday 10:00a.m. - 5:00p.m.

1. Acceptance criteria, terms and conditions apply. Price match applies to mortgage protection or life insurance quotes only. Price match only applies to standard quotes provided to Aviva Direct Ireland Limited from Best Advice (only including quotes from Irish Life, New Ireland, Royal London and Zurich) with the same level and term of cover up to a maximum sum assured of €1,500,000. Price Match does not apply to promotional offers. Price match and any discounts applied are subject to a minimum premium of €10 per month. For full details, please talk to our Direct Team on 1890 242 227.

Best Doctors is an independent company and Aviva will not be responsible for any actions taken or not taken as a consequence of recommendations made by Best Doctors. Aviva Life & Pensions Ireland DAC does not guarantee the on-going availability of the Best Doctors service to its policyholders and may, at its sole discretion, withdraw access to the service at a month’s notice.

Best Doctors is not a regulated financial service.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office One Park Place, Hatch Street, Dublin 2.

Life and Protection Cover is underwritten by Aviva Life & Pensions Ireland DAC.

Aviva Life & Pensions Ireland Designated Activity Company, a private company limited by shares. Registered in Ireland No. 165970. Registered office at One Park Place, Hatch Street, Dublin 2, D02 E651. Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland. Tel (01) 898 7950.