Mortgage protection provides a lump sum payment if you die during the term of your mortgage contract.

If you are taking out a new mortgage or remortgaging your home, this type of cover is essential to secure your mortgage with your mortgage provider.

Unlike most types of life insurance, the benefit decreases over the term of the policy, in line with the decreasing capital owed on your mortgage.

What type of policy can I get?

• Choose standalone cover for mortgage protection insurance that just protects your mortgage payments
• Or combine your policy with accelerated specified illness cover for extra benefits to protect your family

More about your policy

• The policy term can be any length between 2 and 40 years (30 years for accelerated cover)
• You determine the length of the term when you take out your policy
• Cover can be arranged on a single or joint life basis