Why choose Aviva car insurance?
We aim to provide the best value car insurance in the Republic of Ireland. That’s why we offer great discounts to help you save money along with flexible cover options.
Fast online quotes
Get your quote online for car insurance in just minutes.
Flexible cover options
Choose the cover that suits your driving needs with flexible options.
Protected no-claims discount
Keep your no claims discount safe with optional protection.Footnote [2]
Multi-car discount
Save with Aviva's multicar discount when you insure mulitple vehicles. Footnote [3]
Aviva customers also benefit from a 24/7 breakdown rescue helpline and flexible cover options, so you can feel confident that you’re protected when it matters most.
Benefits and Discounts
Finding the right car insurance cover at the right price is easy with Aviva. Whether you’re a new driver, a family with multiple cars, or simply looking to shop around before your next renewal, getting vehicle insurance with Aviva takes just minutes. Compare policy types, explore optional cover options, and choose the protection that suits your needs.
Protection designed with you in-mind: Aviva Insurance Ireland car insurance policies include a wide range of benefits, discounts and optional cover options to give you the protection you need.
Car insurance benefits
Car insurance discounts
Earn a €40 Tesco gift card
With our Refer a Friend and get rewarded! You can earn a gift card for every friend who takes out a home or car insurance policy.
Additional benefits included as standard
In Ireland, Aviva car insurance comes with a range of valuable benefits we have in all policies, designed to enhance your cover and protect you on the road. Including 24/7 claims helpline to support you when things go wrong.
- Driving other cars (T&Cs’s apply)
- Free courtesy car
- Cover for lost or damaged car keys & lock transmitters
Cover limits and restrictions apply, check the MotorCare policy booklet for further information.
Do you already have a policy with us?
Comprehensive vs Third Party, Fire & Theft
Choosing the right level of cover depends on your needs and budget. There are two types of cover: Comprehensive insurance or Third Party, Fire and Theft insurance. Here is how they compare:
What's covered by our Comprehensive and Third Party, Fire & Theft cover
- Loss or damage to the car by accidental means
Covers accidental damage to your own vehicle, regardless of fault.
- Loss of or damage to the car by fire, theft and attempted theft
Protects against damage or loss caused by fire or if your vehicle is stolen or there’s an attempted theft.
- Injury to someone else
Covers personal injury claims made by others if you're at fault in an incident.
- Damage to someone else's property
Protects you against legal claims for damage you cause to other people’s property.
- Breakdown rescue cover
Provides roadside assistance and breakdown rescue as standard under the policy.
- Replacement lock cover
Covers costs to replace locks or keys if they are lost or stolen.
- Towing charges
Includes vehicle towing to a repairer following an insured loss.
- Third Party cover to drive other cars
Offers third-party liability cover if you drive another person’s vehicle, subject to conditions.
- New car replacement
If your car is declared a total loss within a specified time, you may be eligible for a replacement new car.
- Fire brigade charges
Covers the cost of fire brigade attendance at an incident involving your car up to a limit.
- Windscreen cover
Covers the repair or replacement of a vehicle windscreen or windows, subject to conditions.
Optional cover with Third party, fire and theft policies
- Optional Protected No Claims Discount (NCD) - fire, theft, windscreen claims
Allows you to make claims for fire, theft or windscreen damage without affecting your no claims discount. (Optional cover)
- Personal belongings
Covers loss or damage to personal items in your vehicle up to a specified financial limit.
- Radio/audio equipment
Protects portable audio and multimedia equipment not permanently fitted to the vehicle, up to a specified financial limit.
- Legal expenses
Provides access to legal advice and covers legal costs for matters connected to a motor claim. Full details of the cover provided are available in the Motor Legal Expenses Policy Booklet
What's not covered by Third Party, Fire & Theft
Third party, fire and theft is our minimum level of cover.
- Loss or damage to the car by accidental means
Covers accidental damage to your own vehicle, regardless of fault.
- Windscreen cover
Covers the repair or replacement of a vehicle windscreen or windows, subject to conditions.
Optional cover with third party, fire and theft policies.
Both of these are covered by our Comprehensive policies.
How to get a car insurance quote in Ireland
Here’s how to get a quote quickly and easily:
STEP 1
Gather your details
You’ll need your driving licence information, vehicle registration, driver number and any named drivers.
STEP 2
Provide accurate information
Details about where the car is parked, your job, and your driving history help ensure your quote is correct.
STEP 3
Get a quote online
Fill out the easy-to-use quote form to see your quote instantly, subject to meeting Aviva's eligibility criteria.
STEP 4
Compare your options
Review what’s included and decide whether to add optional extras like protected no-claim discount or change your policy excess.
Aviva's car insurance quotes take just a few minutes to complete online, and you can choose to pay monthly or annually once you’re ready to buy.
Compare other motor insurance options
Irish drivers’ needs are different but that doesn’t mean your policy needs to be. Our car insurance is suitable for everyone who’s on the lookout for great value (as part of Aviva’s car insurance product offering).
Telematics insurance
Save with digitally smart telematics cover that rewards safer driving
Open drive insurance
Enjoy flexible access for more drivers with open drive cover
Multi car insurance
Insure up to five cars per household and save with Aviva multi car Footnote [6]
Car insurance for women
Reliable car insurance cover
Over 50's
Insurance for mature drivers across Ireland
Electric car insurance
For drivers that own an electric car
How to compare insurance quotes and find the best deal?
Get a car insurance quote online in just minutes. Once you’ve entered your details, you can explore the available cover options, including cost of each cover option to find the policy that best meets your need
You’ll have the flexibility to select the cover that suits you, whether you're after a basic policy or one that provides comprehensive cover. It's a straightforward way to compare your options and see what’s available from Aviva, so you can make an informed decision when purchasing your car insurance.
Car insurance FAQs
Find the answers to the most commonly asked questions about motor insurance in Ireland.
Policy Types & Coverage
What is the difference between Comprehensive and Third Party, Fire & Theft?
Do you insure new or first-time drivers?
Are windscreen repairs covered?
Do you cover driving abroad?
What does 'excess' mean – and do I need one?
Am I covered for personal belongings?
Can I claim for window and windscreen damage?
Can I claim for lost or stolen keys?
What is not insured by my car insurance policy?
Can I get a courtesy car if my car needs to be repaired due to damage that results in a claim under my policy?
Do I get breakdown cover with Aviva?
Discounts & Savings
Can I get a discount if I insure more than one vehicle?
Can I get a discount on my quote?
Is there any discount for a member of my household who wishes to take out a policy in their own name with Aviva?
Can I still get a multi-car discount if our renewal dates are different?
Quotes and Pricing
How much is car insurance?
How do I get a quote online?
Claims & No Claims Discount
How do I make a claim?
Will I lose my full no claims discount if I make a claim?
What is a no claims discount?
Can I get proof of my No Claims Discount?
What if my car is written off?
Driving Abroad & Green Card
Can I take my car abroad?
How do I get a Green Card?
Do I need a Green Card for the UK/Northern Ireland?
Policy Management
Can I manage my policy online?
Where can I find my policy documents?
How long will it take to receive my policy documents?
Can I change my policy?
Can I cancel my policy?
How do I change my payment details?
GET CAR INSURANCE WITH AVIVA
15% off when you buy online¹
Manage your Policy Online
Use your MyAviva self-service portal to make changes, request documents, and manage your car insurance policy to:
- To transfer your insurance to another car
- Request documents
- Upload documents
- Add or remove drivers
- Print your cert and disc
- Update your contact number and email address.
Policy Documents
If you already have Aviva car insurance, you'll find the documents for your policy in MyAviva.
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