Car Insurance Discounts

For every claim-free year that you hold a policy in your own name you get 10% off the price of your Comprehensive or Third Party, Fire and Theft insurance. So you can halve the price of your policy straight away! Even if you have fire or theft claims, your no-claims discount won't be affected. And if you insure more than one car with us, you'll get a no-claims discount on each car separately.

When you and your additional drivers are penalty point free you may be able to benefit from a discount on your car insurance premium. To qualify for our penalty points rating all drivers on the policy must be capable of incurring penalty points for driving offenses in Republic of Ireland and you must provide us with a valid driver number (found on the driving licence) for each driver on the policy which can be verified by the National Vehicle Driver File (NVDF). A policy loading may be applied for penalty points which are incurred by you or any driver whose driving is covered by this policy. Discounts or loadings may vary depending on the number and nature of the penalty points incurred.

We all know experience counts. That's why you get 20% of the price of your policy if you hold a relevant 'Advanced Driver' qualification with the following driving associations:

• The IAM Roadsmart (institute of Advanced Motorists) in the UK
• The RoSPA (Royal Society for the Prevention of Accidents)
• Diamond Advanced Motorists

Offer subject to minimum premium of €280 for car.

And we haven't forgotten those starting out either. We know that policies can be expensive if you've had your driver's licence for less than three years. So we can offer you a way to bring down the cost. If you pass our one-hour Ignition driving assessment we'll give you a 5% discount.

Want to find out how much you can save? Call our Galway team on 1890 33 22 11. And you can book your Ignition assessment by calling 1890 40 50 80.¹

At Aviva, we offer a loyalty discount for having both your home and motor insurance with us. You will receive a 15% discount off when you buy the second policy and a further 15% discount will be applied to your existing policy at your next renewal. What’s more is you will also qualify for one-year free travel Insurance.²

Terms & Conditions apply

Do other members of your household have cars to insure? Then our multicar discount is just what you need. If you or other members of your household already have a car insurance policy purchased through Aviva Direct Ireland Limited registered at the same address, you'll get a 10% discount for every additional car you insure with us.³

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Simply buy your car insurance online with us and get 21% off the price of your policy. Instant access to your documents, no more waiting for snail mail and money off...what's not to like!⁴

Your policy excess is the amount you have to pay if you make a claim on your car insurance. On a standard Aviva policy, that's €300. But if you go for an excess of €600 instead, we'll give you a 5% discount on your premium.

Please note that we only offer this discount on Comprehensive car insurance policies.