Car Insurance Discounts
We reward safe drivers and offer a range of discounts to save you money
Safe driving discounts
Want to save money on your car insurance? Of course you do! Then let us tell you about our impressive range of discounts and how you can get your hands on them.
No claims? Up to a maximum of 50% off
For every claim-free year that you hold a policy in your own name you get 10% off the price of your Comprehensive or Third Party, Fire and Theft insurance. So you can halve the price of your policy straight away! Even if you have fire or theft claims, your no-claims discount won't be affected. And if you insure more than one car with us, you'll get a no-claims discount on each car separately.
No penalty points? Get a discount
When you and your additional drivers are penalty point free you may be able to benefit from a discount on your car insurance premium. To qualify for our penalty points rating all drivers on the policy must be capable of incurring penalty points for driving offenses in Republic of Ireland and you must provide us with a valid driver number (found on the driving licence) for each driver on the policy which can be verified by the National Vehicle Driver File (NVDF). A policy loading may be applied for penalty points which are incurred by you or any driver whose driving is covered by this policy. Discounts or loadings may vary depending on the number and nature of the penalty points incurred.
Relevant driving qualification? Up to 20% off
We all know experience counts. That's why you get 20% of the price of your policy if you hold a relevant 'Advanced Driver' qualification with the following driving associations:
- The IAM (institute of Advanced Motorists) in the UK
- The RoSPA (Royal Society for the Prevention of Accidents)
- Diamond Advanced Motorists
Offer subject to minimum premium of €280 for car.
Passed our ignition assessment? 5% off
And we haven't forgotten those starting out either. We know that policies can be expensive if you've had your driver's licence for less than three years. So we can offer you a way to bring down the cost. If you pass our one-hour Ignition driving assessment we'll give you a 5% discount.
Want to find out how much you can save? Call our Galway team on 1890 33 22 11. And you can book your Ignition assessment by calling 1890 40 50 80.1
Loyalty discounts
We reward existing customers who choose Aviva for their insurance needs.
Car and home insurance with Aviva? 15% off
At Aviva, we offer a loyalty discount for having both your home and motor insurance with us. You will receive a 15% discount off when you buy the second policy and a further 15% discount will be applied to your existing policy at your next renewal. What’s more is you will also qualify for one-year free travel Insurance.2
More than one car insured with Aviva? 10% off
Got a second (third, fourth, or even fifth) car to insure? Then the Aviva Multicar Discount is just what you need. If you already have an Aviva car insurance policy, you'll get a 10% discount off the premium of every additional car you insure with us.3
Policy discounts
You can make more savings when you buy online or increase your policy excess.
Buy online? 10% off
Simply buy your car insurance online with us and get 10% off the price of your policy. Instant access to your documents, no more waiting for snail mail and money off...what's not to like!4
Increase your policy excess? 5% off
Your policy excess is the amount you have to pay if you make a claim on your car insurance. On a standard Aviva policy, that's €300. But if you go for an excess of €600 instead, we'll give you a 5% discount on your premium.
Please note that we only offer this discount on Comprehensive car insurance policies.
10% online car insurance discount⁴
Get a quote or learn more about our car insurance.
Looking for more information?
Aviva car insurance comes with great benefits as standard, a range of optional covers and extras and there's great savings to be made if you have more than one car in your household.
To be eligible for any discounts, you must pay a minimum premium of €280 on your car insurance. Acceptance criteria, terms and conditions apply.
Terms and conditions apply to all our car insurance policies and you can see full details in our Motor Care Policy Booklet.
1. The Ignition assessment discount is only available to Irish learner permit holders and drivers with a full EU driving licence.
2. Offer available to new & existing customers who have both Aviva car & home insurance. Acceptance criteria, terms & conditions apply. Offer subject to minimum premium of €280 for car & €230 for home (€115 for Contents or Buildings only). Free one year travel insurance is arranged by Aviva Direct Ireland Limited and underwritten by Chubb European Group SE.
3. Aviva Multicar Discount - Acceptance criteria, terms and conditions apply. All discounts applied subject to minimum premium of €280. Offer available on second and subsequent car policies for new and existing Aviva customers. Vehicles must be owned by members of the same household and registered at the same address.
4. Offer available when you take out a new policy online. Acceptance criteria, terms and conditions apply. All discounts applied subject to a minimum premium of €280 for car.
Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland.
Car insurance is underwritten by Aviva Insurance Ireland DAC.
Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office One Park Place, Hatch Street, Dublin 2.