< Car Insurance

Optional car insurance cover

You can design a policy that does exactly what you need

Protect your No-Claims Discount

First, let's talk about your no-claims discount. This is your reward for safe driving - a discount on our premium based on the number of years you've had your car insurance and not claimed on it. It has a big impact on the price of your policy so it makes sense to protect it. and we make that easy with these clever options;

Step-Back No-Claims Discount

Protected No-Claims Discount with Step-Back

Protected No-Claims Discount

Windscreen Cover

Windscreen Cover

Windscreen cover is a nice standard benefit with our Comprehensive policy. But you can opt to add it on to your Third Party, Fire and Theft policy for peace of mind.

It means we pay for accidental damage to your car windscreen or any other car window, apart from the sunroof, as well as scratches to the bodywork because of the breakage. Use one of our aligned windscreen repairers and you don't have to pay anything.

Just call 1890 666 888 for our current list of recommended windscreen repairers. If you want to use another windscreen repairer, we'll cover up to €255 for a single event.

Policy Excess Option

Policy Excess Option

A policy excess is a fixed amount you have to pay when you make a claim on your car insurance policy. If you have an Aviva Comprehensive policy, the standard excess is €300 and only applies to claims for accidental damage. But because we like to give you as much flexibility as possible, we let you choose to increase or reduce your excess in return for upping or lowering your premium.

The options available are shown below.

  • Reduced excess - we will reduce your excess to €125 in return for an increase in your premium. The option to reduce your policy excess to €125 is only available if the policyholder holds a full EU or UK driving licence.
  • Increased excess – we will increase your excess to €600 in return for a premium discount.

JourneyWise Accident Cover

Journeywise accident cover

Bad things happen sometimes but you can protect yourself and those you care about in case of accidental bodily injury. For any person named on your policy and who you have chosen to cover for this benefit we will pay;

  • €26,000 in the event of death, loss of sight or loss of an arm or leg
  • €130 for each day spent as an inpatient in hospital for up to 20 days.

JourneyWise also covers you while getting in or out of a private car or if you're a fare-paying passenger on a train, bus, taxi, aircraft, boat, ship or hovercraft.

Ready to get cover?

Take out your car insurance policy online and we'll give you a 10% discount online*

Need to contact us?

You'll find all the contact information you need here

You don't have to buy optional covers or extras to get car insurance from Aviva. These are available for an extra premium. Find the terms and conditions of your car insurance in your policy document and policy schedule. Your policy schedule shows your cover and any extra benefits or amendments that may apply.

*Acceptance criteria, terms and conditions apply. All discounts applied subject to a minimum premium of €280 for car. 

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. Car insurance and home insurance are underwritten by Aviva Insurance Ireland DAC.

Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No. 605769. Registered Office: One Park Place, Hatch Street, Dublin 2, Ireland, D02 E651.