Why manage risk?

Insurance works by transferring your risk of loss to your insurer, in exchange for a regular premium.

But what affects your premium?

  • Your claims history
  • Your risk management practices

When you identify potential hazards to your business, and put in place a strategy to protect your business from those hazards, you can minimise your risk.

That means you’re less likely to suffer serious losses – and allows your insurer to offer you a better deal.

Business risks usually fall into three areas

Read on to find out how you can protect your business:

We can help

Our team of expert risk management surveyors will visit you to assess your risk and offer advice on how you can protect your business – and lower your premiums in the process.

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