At Aviva, we understand that for most things in life, one size doesn’t fit all. And the same can be said about insurance. The home insurance you need when renting differs from the home insurance you need when you own a home. We offer contents only cover for renters, and can tailor this to suit your specific needs.
Why do you need renters insurance?
Whether you own it or not, the house or apartment you live in is your home. We all want to protect the belongings that make our house feel like our own special space. Your landlord will more than likely have buildings only insurance, meaning nothing inside of your rented home is covered should anything happen. It’s up to you as the tenant to get renters or tenants insurance to protect your belongings.
Renters insurance is also known as contents insurance. There are plenty of instances where you would be relieved to have contents cover in place - if there was a fire in your home, flooding or a burglary you would be insured against damages or losses to your belongings.
What is covered with renters insurance?
Your contents cover will include household goods like:
- Artwork and ornaments
- Sofas, beds and linen
- Bookshelves and books
It also includes belongings such as:
- Clothes and shoes
- Laptops, TVs and phones
- Cash of up to €400
A good way to think of it, is insurance that covers items you would normally take with you when moving home. We offer contents cover on a ‘new for old’ basis. This means that, in most cases, we will replace stolen or damaged items with new items.
There are a number of special features and discounts that are included as standard with contents insurance. You can find these here, including help in a home emergency, loss of visitors’ personal belongings and the loss of a credit or debit card.
Looking for a quote?
Simply call us on
Monday to Friday 9:00a.m. - 6:00p.m.
Get up to speed with our helpful guides and all the latest home insurance news.
13 Jan 2020
Home goals for 2020
Set yourself home goals for 2020. This year set goals that are less material and more mindful. Here are five ways tips transform your home.
13 Jan 2020
Ultimate post-Christmas stain removal guide
Get rid of unwanted stains from your home. Read our top Christmas stain removal tips from red wine, to coffee and even grease, we’ve got you covered.
25 Jan 2021
Top five interior design trends for 2021
There’s no place like home. We’ve put the research in and found the biggest 2021 interior design trends that won’t swallow up your savings.
27 Nov 2019
Escape of Water in your Home
Don’t let the escape of water ruin your home. From burst pipes to leaking appliances, be prepared with our guide to causes and prevention of water leaks.
20 Nov 2019
Back to basics
We all want to make big savings and we’ve figured out how you can do this just by cutting out some of the frills and waste and get back to basics.
15 Oct 2019
Declutter your home
This Summer we’ve been inspired by the Netflix series ‘Tidying up with Marie Kondo’ which brought the organising and decluttering genius of Marie Kondo into our homes!
2 Oct 2019
13 Halloween facts you didn’t know
Did you know that Halloween almost died and turnips were the pumpkins of past? Click through for interesting and fun facts about Halloween.
1 Oct 2019
Keep your home safe from burglars
How to make your home safe from potential intruders.
1 Oct 2019
Keep your home cosy for less
Tips to create a cosy home coming into winter while saving money on your energy bills.
6 Sep 2019
What home insurance do you need when renting?
Guide to getting home insurance to cover the contents within your rental home. Discover how to get up to 40% off your contents insurance.
6 Sep 2019
There are many SEAI grants available to help you make your home more energy efficient. Take a look to find the best fit for your home and how to apply for the grants.
9 Apr 2019
Freshen up your home
If you’re anything like us, you enjoy a good cleaning tip for your home to keep it spick and span! After all, they do say clean home, clean mind.
8 Apr 2019
Maximise Natural Light
With the longer summer days we’re enjoying at the moment, it’s the perfect time to let as much of the natural sunlight into your home as possible.
26 Feb 2019
7 Easy Ways to Modernise Your House
There’s nowhere each of us feel quite as relaxed and content as in our own homes.
18 Dec 2018
Fire Safety Tips
To help you and your family prevent a chimney fire from breaking out in your home we have highlighted some of the biggest threats and some ways to overcome them.
Terms and conditions, limits and exclusions apply. Offer subject to minimum premium of €115 for contents.
Home insurance is underwritten by Aviva Insurance Ireland DAC.
Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office One Park Place, Hatch Street, Dublin 2.