Single trip travel insurance for your next journey
What is single trip travel insurance?
A weekend city break in Paris, a summer escape to the Algarve or a once-in-a-lifetime adventure further afield can all create memories that last long after you've returned home.
Single trip travel insurance provides cover for one specific holiday or journey. It can be a practical choice if you’re only planning one trip this year and want protection against unexpected events before or during your travels.
With Aviva, you can get cover for trips lasting up to 31 consecutive days. When taking out your policy, ensure your travel dates match the full duration of your journey, so you have the right protection in place from the day you leave until the day you return.
Planning more than one trip this year? Multi-trip travel insurance could be a more suitable option. For longer adventures or extended journeys, Aviva's backpacker travel insurance may provide cover better suited to your travel plans.
Good to know
You must be resident of the Republic of Ireland and have lived in Ireland for at least six months before purchasing your policy.
Cancellation cover starts from the date you buy your policy. All other cover applies for the dates shown on your policy schedule.
Why choose single trip travel insurance instead of annual cover?
Ideal for one-off holidays, short breaks and longer trips
Whether it's a relaxing escape to the Amalfi Coast or a once-in-a-lifetime adventure across South Africa, single trip cover could be a practical alternative to annual travel insurance if you're only planning one trip abroad this year.
When single trip travel insurance may be the better option
For travellers with just one set of travel plans this year, annual travel insurance may not be the most suitable option. Single trip travel insurance allows you to arrange cover for the holiday or journey you've planned, without paying for insurance that extends across the rest of the year.
Where can single trip travel insurance cover you?
Single trip travel insurance can cover a range of destinations worldwide, from nearby European escapes to adventures around the globe. Before you travel, it's important to select the correct destination country to ensure your policy aligns with where you're planning to go.
Europe
Europe is a popular choice for people planning a single trip abroad, with many travellers choosing destinations across the continent throughout the year. A European Health Insurance Card (EHIC) can help you access state healthcare in eligible European countries, often at a reduced cost or sometimes free depending on the country.
USA
Healthcare and medical treatment can be significantly more expensive in the USA than in many other destinations. That's why it's important to make sure you select the appropriate level of travel insurance before you travel.
Worldwide
For those travelling further afield, whether it’s an adventure across Asia, a safari in South Africa or a trip to North or South America, single trip cover can be a practical way to protect your journey.
Domestic/Nationwide
A memorable getaway doesn't have to mean travelling abroad. If you're planning a trip within Ireland, you may also be covered for benefits such as personal accident and personal liability, depending on your policy. Cover applies to trips that include at least two consecutive nights in pre-booked accommodation.
Get a single trip travel insurance quote
For your next journey. Get a quick quote in just a few steps:
1. Fill in your details e.g. name, email address.
2. Enter your travel details and choose ‘Single trip’.
3. Enter traveller details for each person and if you/they have private medical insurance.
4. Your personalised quote will be ready to view.
You can then add optional cover such as winter sports and scuba diving to your quote.
What does single cover travel insurance include?
With Aviva's single trip policy, you'll have support in place should unforeseen events disrupt your travel plans.
Emergency medical and health cover
Single trip travel health insurance can help protect you if you become ill or injured while abroad. Cover includes up to €5,000,000 for medical expenses, including emergency medical treatment, medical evacuation and support for certain insured events involving illness or quarantine, subject to the terms and conditions of the policy.
Cancellation and trip disruption
Cancellation and curtailment cover can help with costs up to €3,000 per person insured, if unforeseen covered events disrupt your travel plans, such as illness, injury or other insured reasons.
Cover for delayed travel
If your journey is delayed by 12 hours or more, travel delay cover can provide a benefit to help with unexpected disruption. You'll receive €25 for the initial 12-hour delay, followed by €10 for each additional 12-hour period, up to a maximum of €150.
Personal belongings & passport protection
Cover can help protect your belongings against certain loss, theft or damage while travelling. This includes up to €1,500 for lost, stolen or damaged personal belongings, and up to €500 towards a lost or stolen passport or driving licence, subject to policy terms and conditions.
Personal liability insurance
Personal liability cover can help protect against the financial consequences of accidentally causing injury to another person or damage to their property while travelling, with cover of up to €2,500,000 available. Personal accident cover can also provide financial support of up to €30,000 following certain serious injuries during your trip.
Missed departure
If unexpected transport disruption causes you to miss your international departure, missed departure cover may help with additional travel and accommodation costs up to €500.
Delayed baggage
If your checked in baggage is delayed by more than 12 hours on your outward journey, cover can help with the cost of essential replacement items up to €200.
Optional extras for your holiday
Optional extras allow you to personalise your policy based on your plans.
Winter sports cover
Planning a skiing or snowboarding holiday? You can add Winter Sports Cover to your policy for extra protection while you're away.
This optional cover can help protect you against unexpected costs and disruptions while enjoying winter sports.
Scuba diving cover
If you're planning to scuba dive during your trip, you can add optional Scuba Diving Cover when you buy your travel insurance.
This cover applies to recreational scuba diving up to 30 metres and can provide additional protection while you enjoy your underwater adventure.
Good to know
Winter Sports and Scuba Diving Cover aren’t included as standard, but can be added to your policy as optional extras for an additional premium.
Understanding the cost of single trip travel insurance
Being aware of what influences the cost of single trip travel insurance can help you choose a policy that suits your travel plans and personal circumstances.
What affects the price of a policy?
The cost of your cover will depend on a range of factors including where you’re travelling, how long you are away, your age and whether you have Private Medical Insurance which covers you abroad.
How to get the right level of cover?
The right level of cover will depend on where you're travelling, the length of your trip and the activities you have planned. It's also worth considering factors such as the value of the belongings you're bringing, any optional extras you may need and the healthcare costs associated with your destination.
Understanding insurance excess
An insurance excess is the amount you'll need to pay towards an eligible claim before your insurer contributes to the remaining costs. Knowing the excess that applies to your policy can help you make more informed decisions when choosing cover.
Planning a safe trip abroad
Single trip insurance FAQs
Get quick answers to common questions about single trip travel insurance, helping you make informed decisions before you set off.
About single trip travel insurance
Do I need travel insurance for a single trip?
Is single trip travel insurance cheaper than annual insurance?
When should I buy single trip travel insurance?
Does travel insurance cover known events?
Managing your cover and travel plans
What happens if my return home is delayed?
Do I need both an EHIC and travel insurance?
Can I extend my cover if my plans change?
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Policy documents
Good to know
Personal Belongings: If personal belongings or money are lost or stolen, you'll generally need to report the incident to the local police within 24 hours and obtain written confirmation to support any claim. Submit your claim through MyAviva.
Policy cancellation: If you change your mind, you can cancel your policy at any time. If you cancel within 14 days of purchase and have not travelled or made a claim, you may receive a full refund subject to the policy conditions. Different cancellation terms apply after this period.