TRAVEL INSURANCE

Travel Insurance Quotes

20% off – Simply buy online!¹

  • We cover travel delay
  • Medical/additional expenses covered
  • Legal advice/expenses covered

Types of travel insurance

At Aviva, we understand that how we travel has changed, but you can still enjoy peace of mind with our travel or holiday insurance - now including Covid-19 medical expenses and cancellation cover. Find out more information about our single trip, annual multi-trip and backpacker insurance policies.

  • Single trip insurance

    A Single-Trip policy covers you for one holiday of up to 31 days. To get a Single-Trip quote, simply choose the number of days you are away, or click on the calendar and select the dates you leave and return. Remember that if your holiday is 7 nights, you need 8 days cover, and if you are away for 14 nights, you need 15 days cover.

  • Multi-trip insurance

    An Annual Multi-Trip policy could save you money if you are going on holiday more than once this year. It offers cover for up to 90 days travel in the year, but no holiday can be longer than 31 days. With an Annual Multi-Trip policy, you can also be covered for holidays in Ireland provided that you spend at least two nights in accommodation you booked before your departure.

  • Backpacker cover

    A trip abroad, devoted to leisure, rest and relaxation or work, where travel begins and ends in Ireland.

Get a travel quote

Cover options

We have created the following options so you can choose the cover you want when you travel. Customise your own travel insurance cover based on your individual needs.

Holiday Plus Travel Insurance

You can pay a lower premium by choosing our Aviva Holiday Plus Travel Insurance cover option, but ONLY if you have Private Medical Insurance covering Emergency Medical Expenses abroad.

Optional Winter Sports Cover

If you will be undertaking any Winter sport activity, you must choose cover for Winter Sports.

Car Hire Excess

Add Car Hire Excess Cover to your single/annual European policy from as little as €2.39/€39.99 per day/ per year.

Redeem your free travel insurance

If you already have a car and home policy directly with Aviva Direct you can now claim your free multi-trip European travel insurance valid for one year.

Get a travel insurance quote

Get your travel insurance sorted in minutes. Buy online and we'll give you a 20% discount on multi-trip policies.¹

Get a travel quote

Benefits of travel insurance

It is important that you understand that Aviva Travel Insurance PMI Plus is different from our other travel insurance products. You may only buy Aviva Travel Insurance PMI Plus if you have Private Medical Insurance covering Emergency Medical. Aviva Travel Insurance PMI Plus is suitable for individuals, couples and families. 

Click on the options below to show the benefits of each different cover.

Holiday

Aviva Holiday Travel Insurance

Important notes about your insurance:

  • Now including Covid-19 medical and cancellation cover.
  • Cover is only available to Irish residents. 
  • Premiums include a 5% Government levy and €1 stamp duty. 
  • For each person insured an excess of €90 per section is deducted from each claim under sections marked with an asterisk*. 

The following table is a summary of cover. Full details are provided in the policy documents: 

Cover Section Benefit Amount.
For each person insured we pay up to..
Standard Holiday Standard Holiday
Including optional Winter Sports
Chubb assistance Unlimited    
Cancellation & Curtailment* €3,000    
Travel delay a) €20 after 12 hrs delay, €10 after next 12
hrs etc. (max. €100)
b) or €3000* if holiday abandoned after 24
hrs delay (outward) 
   
Missed departure* €500    
Personal accident €30,000    
Medical/additional
expenses
€5,000,000    
Hospital benefit €20 for each 24 hours (max €400)    
Personal property* €1,500 (Limit for any one item - €250; limit
for set of golf clubs - €250; total payable for
all Valuables - €250.)
   
Money* €500    
Lost passport/driving
licence
€500    
Hijack €50 for each 24 hours (max €500)    
Personal liability €2,500,000    
Legal advice/expenses €30,000    
Winter sports (optional) Ski Hire - €20 per day
Lack of snow - €20 per day
Unused ski pass - €75 per week
Avalanche cover - €100                                 
   

Holiday Plus

Aviva Holiday Plus Travel Insurance

Important notes about your insurance:

  • Now including Covid-19 medical and cancellation cover.
  • Cover is only available to Irish residents. 
  • Premiums include a 5% Government levy and €1 stamp duty. 
  • For each person insured an excess of €90 per section is deducted from each claim under sections marked with an asterisk*. 

The following table is a summary of cover. Full details are provided in the policy documents: 

Cover Section Benefit Amount.
For each person insured we pay up to...
Travel Plus Holiday Travel Plus Holiday
Including optional Winter Sports
Chubb assistance Unlimited    
Cancellation & Curtailment*

€3,000    
Travel delay a) €20 after 12 hrs delay, €10 after next 12
hrs etc. (max. €100)
b) or €3000* if holiday abandoned after 24
hrs delay (outward) 
   
Missed departure* €500    
Personal accident €30,000    
Medical expenses
payable only if your
medical costs exceed
the limit provided by
your Private Medical Insurer
expenses
€5,000,000    
Hospital benefit €20 for each 24 hours (max €400)    
Personal property* €1,500 (Limit for any one item - €250; limit
for set of golf clubs - €250; total payable for
all Valuables - €250.)
   
Money* €500    
Lost passport/driving
licence
€500    
Hijack €50 for each 24 hours (max €500)    
Personal liability €2,500,000    
Legal advice/expenses €30,000    
Winter sports (optional) ski hire - €20 per day
Lack of snow - €20 per day
Unused ski pass - €75 per week
Avalanche cover - €100                                 
   

Standard Backpacker

Aviva Backpacker Travel Insurance

Important notes about your insurance:

  • Now including Covid-19 medical and cancellation cover.
  • Cover is only available to Irish residents. 
  • Premiums include a 5% Government levy and €1 stamp duty. 
  • For each person insured an excess of €90 per section is deducted from each claim under sections marked with an asterisk*. 

The following table is a summary of cover. Full details are provided in the policy documents: 

Key Benefit Key Exclusion Maximum Payable Excess
Medical
Expenses*
Pre-existing conditions or travelling against
the advice of a doctor
€2,000,000 €100
Cancellation & Curtailment*

a) Any medical condition for which you
or a member of your immediate family
have received treatment or advice form
a doctor in the 12 months prior to
applying for a policy

b) If you are aware of any reason at the
time of booking the holiday or
purchasing travel insurance that the
holiday may be cancelled
€2,000 €100
Personal
property*

a) Max limit of any one item is €250

b) Items that are left unattended (e.g. on the beach
whilst swimming)

€1,000 €100
Personal
accident
If death, loss or disability is due To
disease or any physical defect, injury or
illness which existed before the Holiday                             
€15,000 Nil
Overseas
legal
expenses
Any criminal or wilful act                              €15,000 Nil
Travel delay a) If the person insured has not
allowed sufficient time for the journey

b) If a missed departure caused by
strike or industrial action could have
been reasonably expected when the
journey was booked.                             
€100 Nil
Hospital
benefit
Institution must be recognised as a
hospital in the country of treatment                             
€200 Nil
Money If the loss or theft of money is not
reported to the Police within 24 hours of
discovery                             
€200 €100 
Loss of
passport/
driving
licence
If the loss or theft of passport and/or
driving licence is not reported to the
Police within 24 hours of discovery.

If the passport and/or driving licence is
stolen from an unattended vehicle
unless it was in a locked boot and there
is evidence of forced entry                             
€500 Nil 
Hijack If you are in a country at war                              €500 Nil 
Personal liability Any person under your contract of service or
member of your family                             
€2,500,000 Nil 
Mugging If the mugger or attacker is known to you €500 Nil
Search and
rescue
If you are in a country at war €5,000 Nil 
Catastrophe Any disinclination to travel                              €500 €100 
Hazardous
activities
If you do not wear the recommended/recognised safety equipment and follow safety procedures, rules and regulations €1,000,000 €250
Extreme
activities
If you do not wear the recommended/recognised safety equipment and follow safety procedures, rules and regulations                          €1,000,000 €500

Need to make a claim

Emergency Assistance

In the event of a medical emergency abroad you must contact Chubb assistance on:

+353 (0)1 440 1790

Chubb Assistance can help you with medical advice, payment of medical bills abroad and arrange for you to be brought home if this is medically necessary.

Making a Claim

There are several reasons you may need to claim under your policy. You can read about the most common ones here.

Covid-19 - What we cover

It's important that you know what Aviva Travel Insurance will and won't cover for Covid-19 so that you can decide whether this policy meets your needs.

We'll cover cancellation costs if you or someone you're travelling with:

  • Contracts Covid-19 before your trip.
  • Is required to quarantine on orders of a treating doctor/HSE, and the period of quarantine goes past your original departure date.

Important Note: Covid-19 "positive" test must be certified in writing as specifically relating to You or Your Travelling Companion(s) by a test that is recognised by the Republic of Ireland Government, including such a test that is carried out by a licensed pharmacy, a licensed laboratory or the treating Doctor.

What Covid-19 cover do you have when you’re on holiday:

  • We will cover overseas medical and repatriation (the cost to get you home) expenses provided you are not travelling to areas where the Department of Foreign Affairs (DFA) allocates a security status of "Avoid non-essential travel" or "Do not travel".
  • We'll also cover any additional accommodation (room only) and travelling home costs you may have if you are required, on the orders of a Doctor, to quarantine on holiday, if the period of quarantine goes past your original return date.

At Aviva, we recommend that you follow the advice of the Department of Foreign Affairs. 

Travel articles

Get up to speed with our helpful guides and all the latest travel insurance news.

1. Your discount will be included in the price you receive, offer applies to multi-trip insurance purchased online only.

Aviva Travel Insurance is arranged by Aviva Direct Ireland Limited and underwritten by Chubb European Group SE.

Chubb European Group SE trading as Chubb, Chubb Bermuda International and Combined Insurance, is authorised by the Autorité de contrôle prudentiel et de résolution (ACPR) in France and is regulated by the Central Bank of Ireland for conduct of business rules. Registered in Ireland. No 904967 at 5 George’s Dock, IFSC, Dublin 1.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office: Cherrywood Business Park, Dublin, Ireland, D18 W2P5.