All links on this page bring you to an external website operated by Chubb European Group SE and is subject to the terms and conditions of that site.
Types of travel insurance
At Aviva, we understand that how we travel has changed, but you can still enjoy peace of mind with our travel or holiday insurance - now including Covid-19 medical expenses and cancellation cover. Find out more information about our single trip, annual multi-trip and backpacker insurance policies.
Single trip insurance
Get instant cover for your upcoming trip. Up to 30 consecutive days of cover.
Multi-trip insurance
Our annual policy covers you for individual trips of up to 30 consecutive days.
Backpacker cover
Backpacker Travel Insurance offers security for an affordable price. Get a quote now.
Cover options
We have created the following options so you can choose the cover you want when you travel. Customise your own travel insurance cover based on your individual needs.
Holiday Plus Travel Insurance
You can pay a lower premium by choosing our Aviva Holiday Plus Travel Insurance cover option, but ONLY if you have Private Medical Insurance covering Emergency Medical Expenses abroad.
Optional Winter Sports Cover
If you will be undertaking any Winter sport activity, you must choose cover for Winter Sports.
Car Hire Excess
Add Car Hire Excess Cover to your single/annual European policy from as little as €2.39/€39.99 per day/ per year.
Get a travel insurance quote
Get your travel insurance sorted in minutes. Buy online and we'll give you a 20% discount on single trip and multi-trip policies.1
The quotation link brings you to a website operated by Chubb European Group SE and is subject to the terms and conditions of that site.
Benefits of travel insurance
It is important that you understand that Aviva Travel Insurance PMI Plus is different from our other travel insurance products. You may only buy Aviva Travel Insurance PMI Plus if you have Private Medical Insurance covering Emergency Medical. Aviva Travel Insurance PMI Plus is suitable for individuals, couples and families.
Click on the options below to show the benefits of each different cover.
Holiday
Aviva Holiday Travel Insurance
Important notes about your insurance:
- Now including Covid-19 medical and cancellation cover.
- Cover is only available to Irish residents.
- Premiums include a 5% Government levy and €1 stamp duty.
- For each person insured an excess of €90 per section is deducted from each claim under sections marked with an asterisk*.
The following table is a summary of cover. Full details are provided in the policy documents:
| Cover Section | Benefit Amount. For each person insured we pay up to... | Standard Holiday | Standard Holiday Including optional Winter Sports |
| Chubb assistance | Unlimited | ||
| Cancellation & Curtailment* | €3,000 | ||
| Travel delay | a) €20 after 12 hrs delay, €10 after next 12 hrs etc. (max. €100) b) or €3000* if holiday abandoned after 24 hrs delay (outward) | ||
| Missed departure* | €500 | ||
| Personal accident | €30,000 | ||
| Medical/additional expenses | €5,000,000 | ||
| Hospital benefit | €20 for each 24 hours (max €400) | ||
| Personal property* | €1,500 (Limit for any one item - €250; limit for set of golf clubs - €250; total payable for all Valuables - €250.) | ||
| Money* | €500 | ||
| Lost passport/driving licence | €500 | ||
| Hijack | €50 for each 24 hours (max €500) | ||
| Personal liability | €2,500,000 | ||
| Legal advice/expenses | €30,000 | ||
| Winter sports (optional) | Ski Hire - €20 per day Lack of snow - €20 per day Unused ski pass - €75 per week Avalanche cover - €100 |
Holiday Plus
Aviva Holiday Plus Travel Insurance
Important notes about your insurance:
- Now including Covid-19 medical and cancellation cover.
- Cover is only available to Irish residents.
- Premiums include a 5% Government levy and €1 stamp duty.
- For each person insured an excess of €90 per section is deducted from each claim under sections marked with an asterisk*.
The following table is a summary of cover. Full details are provided in the policy documents:
| Cover Section | Benefit Amount. For each person insured we pay up to... | Travel Plus Holiday | Travel Plus Holiday Including optional Winter Sports |
| Chubb assistance | Unlimited | ||
| Cancellation & Curtailment* | €3,000 | ||
| Travel delay | a) €20 after 12 hrs delay, €10 after next 12 hrs etc. (max. €100) b) or €3000* if holiday abandoned after 24 hrs delay (outward) | ||
| Missed departure* | €500 | ||
| Personal accident | €30,000 | ||
| Medical expenses payable only if your medical costs exceed the limit provided by your Private Medical Insurer expenses | €5,000,000 | ||
| Hospital benefit | €20 for each 24 hours (max €400) | ||
| Personal property* | €1,500 (Limit for any one item - €250; limit for set of golf clubs - €250; total payable for all Valuables - €250.) | ||
| Money* | €500 | ||
| Lost passport/driving licence | €500 | ||
| Hijack | €50 for each 24 hours (max €500) | ||
| Personal liability | €2,500,000 | ||
| Legal advice/expenses | €30,000 | ||
| Winter sports (optional) | ski hire - €20 per day Lack of snow - €20 per day Unused ski pass - €75 per week Avalanche cover - €100 |
Standard Backpacker
Aviva Backpacker Travel Insurance
Important notes about your insurance:
- Now including Covid-19 medical and cancellation cover.
- Cover is only available to Irish residents.
- Premiums include a 5% Government levy and €1 stamp duty.
- For each person insured an excess of €90 per section is deducted from each claim under sections marked with an asterisk*.
The following table is a summary of cover. Full details are provided in the policy documents:
| Key Benefit | Key Exclusion | Maximum Payable | Excess |
| Medical Expenses* | Pre-existing conditions or travelling against the advice of a doctor | €2,000,000 | €100 |
| Cancellation & Curtailment* | a) Any medical condition for which you or a member of your immediate family have received treatment or advice form a doctor in the 12 months prior to applying for a policy b) If you are aware of any reason at the time of booking the holiday or purchasing travel insurance that the holiday may be cancelled | €2,000 | €100 |
| Personal property* | a) Max limit of any one item is €250 b) Items that are left unattended (e.g. on the beach | €1,000 | €100 |
| Personal accident | If death, loss or disability is due To disease or any physical defect, injury or illness which existed before the Holiday | €15,000 | Nil |
| Overseas legal expenses | Any criminal or wilful act | €15,000 | Nil |
| Travel delay | a) If the person insured has not allowed sufficient time for the journey b) If a missed departure caused by strike or industrial action could have been reasonably expected when the journey was booked. | €100 | Nil |
| Hospital benefit | Institution must be recognised as a hospital in the country of treatment | €200 | Nil |
| Money | If the loss or theft of money is not reported to the Police within 24 hours of discovery | €200 | €100 |
| Loss of passport/ driving licence | If the loss or theft of passport and/or driving licence is not reported to the Police within 24 hours of discovery. If the passport and/or driving licence is stolen from an unattended vehicle unless it was in a locked boot and there is evidence of forced entry | €500 | Nil |
| Hijack | If you are in a country at war | €500 | Nil |
| Personal liability | Any person under your contract of service or member of your family | €2,500,000 | Nil |
| Mugging | If the mugger or attacker is known to you | €500 | Nil |
| Search and rescue | If you are in a country at war | €5,000 | Nil |
| Catastrophe | Any disinclination to travel | €500 | €100 |
| Hazardous activities | If you do not wear the recommended/recognised safety equipment and follow safety procedures, rules and regulations | €1,000,000 | €250 |
| Extreme activities | If you do not wear the recommended/recognised safety equipment and follow safety procedures, rules and regulations | €1,000,000 | €500 |
Covid-19 - What we cover
It's important that you know what Aviva Travel Insurance will and won't cover for Covid-19 so that you can decide whether this policy meets your needs.
We'll cover cancellation costs if you or someone you're travelling with:
- Contracts Covid-19 before your trip.
- Is required to quarantine on orders of a treating doctor/HSE, and the period of quarantine goes past your original departure date.
Important Note: Covid-19 "positive" test must be certified in writing as specifically relating to You or Your Travelling Companion(s) by a test that is recognised by the Republic of Ireland Government, including such a test that is carried out by a licensed pharmacy, a licensed laboratory or the treating Doctor.
What Covid-19 cover do you have when you’re on holiday:
- We will cover overseas medical and repatriation (the cost to get you home) expenses provided you are not travelling to areas where the Department of Foreign Affairs (DFA) allocates a security status of "Avoid non-essential travel" or "Do not travel".
- We'll also cover any additional accommodation (room only) and travelling home costs you may have if you are required, on the orders of a Doctor, to quarantine on holiday, if the period of quarantine goes past your original return date.
At Aviva, we recommend that you follow the advice of the Department of Foreign Affairs.
In the event of an emergency claim
Emergency Assistance
In the event of a medical emergency abroad you must contact Chubb assistance on +353 (0)1 440 1790. Chubb Assistance can help you with medical advice, payment of medical bills abroad and arrange for you to be brought home if this is medically necessary.
Making a Claim
There are several reasons you may need to claim under your policy. You can read about the most common ones here.
The claims link brings you to a website operated by Chubb European Group SE and is subject to the terms and conditions of that site.
Travel articles
Get up to speed with our helpful guides and all the latest travel insurance news.
17 Oct 2022
Five spooky European spots you need to visit
If you’re the type that fancies a fright, there are plenty of destinations across Europe which top the ‘most haunted’ list. Get the list.
7 Oct 2022
Winter sun destinations you need to visit
Dreaming of lazy days by the pool or looking to explore the sights and sounds of cultural hubs. Here are destinations you can reach in less than five hours!
8 Feb 2022
8 Travel tips for long haul flights
Whether you’re a seasoned, novice or nervous flyer, we’ve compiled a list of great tips to make your long-haul flight more comfortable.
8 Feb 2022
Solo travelling tips
Travelling alone can be an exciting time. Stay safe on your journey with our top solo travelling tips.
29 Oct 2021
Skiing safety tips if you’re hitting the slopes
Planning your ski holiday? We’ve listed the top tips to stay safe and protect yourself while skiing.
11 Feb 2020
Book a last-minute break to take this spring
Beach holiday, bustling city or skiing, whatever your preference we’ve got you covered with our best and exciting holiday destinations to visit this spring.
13 Jan 2020
Winter getaways you’ll want to book now
If you’re a beach-lover, a city explorer or an adventure seeker we’ve got a destination for you. Grab your calendar and get planning!
2 Dec 2019
Christmas markets
Here are some of the most celebrated Christmas markets across Europe. Stock up on festive treats and Christmas decorations and presents.
18 Nov 2019
Are you sorted for travel insurance?
Planned a trip with the family or friends? If you’re hitting the slopes or heading to the beach, we’ve got plenty of options to choose from.
7 Nov 2019
Lost Irish passport - while abroad or at home
Holidays should be stress free and full of fun. However sometimes situations arise that quickly turn your relaxing break away into a bit of a nightmare!
2 Oct 2019
Halloween traditions around the world
From Japan to Mexico and in between find out the interesting Halloween traditions practiced around the world.
6 Sep 2019
7 top places to visit in Japan
Japan is a must see as it’s bursting with culture, architecture and amazing food. Make the most of your visit to Japan with these top sites to see.
6 Sep 2019
Handy Japanese phrases
Travelling to Japan? We have some essential English to Japanese translations to get you on your way. Plus, a quick video to help with pronunciation.
12 Jun 2019
Packing for Holidays with Kids
With the summer season upon us, many of us will be preparing excitedly for our family getaway and that spells packing!
12 Jun 2019
Be smart with your travel savings
Summer holiday time has finally come back around! Whether you’re off to chill on the beach or visiting loved ones living abroad, it takes time to save up the money for your well-deserved holiday.
11 Jun 2019
Travel Packing Tips
See some of our space-saving packing tips below so you can fit all of the essentials in neatly and compactly.
1. Your discount will be included in the price you receive, offer applies to single trip and multi-trip insurance policies purchased online only.
Aviva Travel Insurance is arranged by Aviva Direct Ireland Limited and underwritten by Chubb European Group SE.
Chubb European Group SE trading as Chubb, Chubb Bermuda International and Combined Insurance, is authorised by the Autorité de contrôle prudentiel et de résolution (ACPR) in France and is regulated by the Central Bank of Ireland for conduct of business rules. Registered in Ireland. No 904967 at 5 George’s Dock, IFSC, Dublin 1.
Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office: Cherrywood Business Park, Dublin, Ireland, D18 W2P5.