Life Insurance Quotes

  • Protect your family from €10 per monthFootnote 1
  • We paid over €118.6 million in protection claims in 2022Footnote 2
  • Access to Aviva Care, including Digital GP free of charge

What is life insurance?

If your family relies on your income or your role as a stay-at-home parent, how can you make sure they cope without you?

At Aviva, we strive to provide the best life insurance in Ireland to ensure your family can maintain their lifestyle, pay off debt, invest for the future or to generate income, pay for education or childcare, or manage living expenses.

  • Easy paperwork

    We complete all the paperwork with a signature free process.Footnote [3]

  • Free accidental death cover

    We provide free accidental death cover while your application is considered, at no extra cost.Footnote [4]

  • Aviva Care

    You get access to services like Digital GP and Best Doctors plus more at no extra cost.

How does life insurance work?

Flexible protection cover lets you choose your own combination of life insurance and/or specified illness cover. With this plan, you can get just the right combination of protection for the amount and length of time you need it. 

The level of cover you choose will depend on your own family circumstances. At the very least, you need to think about the amount your family will need to cover basic expenses if they lose your income. 

Five questions to ask yourself:

  • How much cash might your family need?
  • How long do you want the cover to last?
  • Do you want to cover just yourself or do you want to cover you and your spouse or partner?
  • Do you want to make sure your cover keeps in line with inflation?
  • Do you want to add a conversion option to extend your cover at the end of the initial contract without the need for a medical assessment?

The difference between Life Insurance and Mortgage Protection

Siocha Costello, Protection Marketing Manager, Aviva Life & Pensions Ireland DAC explains the difference between Life Insurance and Mortgage Protection.

Please enable your browser JavaScript to view the video


00:00:00 Video starts

00:00:05 Siocha Costello, one minute pitch. The difference between Life Insurance and Mortgage Protection, your time starts now.

What is Life Insurance?

00:00:14 Siocha Costello, Protection Marketing Manager, Aviva Life & Pensions Limited

In a nutshell life insurance will pay your dependents a lump sum if you die.


What is Mortgage Protection?

00:00:22 Siocha Costello

Mortgage protection pays out the outstanding balance of your mortgage if you die.


So, what is the main difference between the two?

00:00:27 Siocha Costello

The money from you mortgage protection goes to your lender to pay off your mortgage so your family home is secure. Life insurance gives your family money for all their other expenses, childcare costs, electricity costs and loans.


Why would you need both?

00:00:42 Siocha Costello

If you are taking out a mortgage you are required to have mortgage protection in place, having both means having all your family financial outgoings are taking care off.


When is a good time to get cover?

00:00:54 Siocha Costello

Insurance costs are generally based on several factors. One of those is age so the younger you are generally the cheaper it is.


What do you think is the best thing about these products?

00:01:06 Siocha Costello

I think the peace of mind that comes will knowing that your family is financially secure if anything happened to you.


Siocha your time is up.

To find out more about Life Insurance and Mortgage Protection talk to your Financial Broker.

00:01:23 Video ends

Additional cover

You can get even more peace of mind by adding specified illness cover to your life insurance policy. This means that if you are diagnosed and proven to have a specified illness or if you die, your benefit will be paid. About specified illness cover.

Do you already have life insurance with us?

Contact our customer service team

1800 159 159

Monday, Tuesday, Thursday and Friday: 9:00a.m. - 4:00p.m.

Wednesday 10:00a.m. - 4:00p.m.

Flexible life insurance tailored for you

It’s not an easy thing to think about. That’s why we make our life insurance straightforward and easy to manage. Then once it’s in place, you can get back to living your life.
  • Choose the cash sum that your family might need if you die.
  • Select the length of your policy – from two to 50 years.
  • Decide if the money paid out should keep up with inflation.
  • Include a ‘conversion option’ to let you extend your cover at any time before the expiry date of your policy.
  • You can issue your policy 'under trust' so you can specify who will get the benefit on your death.
  • You can assign your policy to a third party - useful if you borrow money.
At Aviva, we believe that life insurance goes beyond helping you with financial protection, that’s why we add a number of benefits to your plan at no extra cost. These benefits are available as long as your plan lasts:
  • Access to Aviva Care, all the healthcare support you need is just a click away.
  • Excellent claims team to help you with any claims you may have.
  • Free accidental death cover while your application is considered, at no extra cost.4
  • Terminal illness benefit: We’ll pay out the life cover amount if you’re diagnosed with an advanced or rapidly progressing incurable illness. Your life expectancy must be less than 12 months in the opinions of both an attending consultant and our Chief Medical Officer.
  • Children’s life cover: We cover each of your children for €5,000 life cover for as long as you are covered. We will only pay one claim for each child, no matter how many plans you have with us.

Talk to us today!

Get guidance from our professional financial adviser to help you get cover suited to your needs.

091 784 440

Monday to Friday: 9:00am – 5:00pm

Weekends and Bank Holidays: Closed

Aviva Care

With your protection policy you have access to the following services through our Aviva Care benefit:

  • Digital GP
  • Best Doctors Second Medical Opinion
  • Family Care Mental Health Support
  • Bereavement Support

Looking for a life insurance quote?

We offer life cover from as little as €10 per monthFootnote [1]. Talk to our financial adviser about life insurance.

Call us today for a new quote

091 784440

Monday to Friday: 9:00a.m. - 5:00p.m.

Saturday - Sunday: Closed

Bank Holidays: Closed

Why choose us for life insurance?

Aviva has been providing trusted protection in Ireland for over 240 years. We’re part of the Aviva Group, providing 18.5 million customers* in the UK, Ireland and Canada with a range of solutions to meet their insurance, wealth and retirement needs. We’re there to protect the things that matter most to our customers: their homes and belongings, their health and wealth, their future and their families.

*Source: Aviva plc Annual Report & Accounts 2022.

Contact us

Existing customers

1800 159 159

Monday: 9:00a.m. - 5:00p.m.

Tuesday: 9:00a.m. - 5:00p.m.

Wednesday: 10:00a.m. - 5:00p.m.

Thursday: 9:00a.m. - 5:00p.m.

Friday: 9:00a.m. - 5:00p.m.

Saturday - Sunday: Closed

For a new quote

091 784440

Monday to Friday: 9:00a.m. - 5:00p.m.

Saturday - Sunday: Closed

Bank Holidays: Closed

Policy details

The documents below contain everything else you might need to know:

Flexible Protection Brochure

Specified Illness Definitions Guide

Terms of Business

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Specified illness cover

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