Life Insurance Quotes
Call us on 1800 555 255 for a quote today!
Safeguard your family’s financial security
If your family relies on your income or your role as a stay-at-home parent, how can you make sure they cope without you?
At Aviva, we strive to provide the best life insurance in Ireland to ensure your family can maintain their lifestyle, pay off debt, invest for the future or to generate income, pay for education or childcare, or manage living expenses.
If you need life cover for a mortgage or other loan, you can get a mortgage protection quote here.
Easy paperwork
We complete all the paperwork with a signature free process.2
Free accidental death cover
We provide free accidental death cover while your application is considered, at no extra cost.3
Aviva Care
You get access to services like Digital GP and Best Doctors plus more at no extra cost.
The difference between Life Insurance and Mortgage Protection
Siocha Costello, Protection Marketing Manager, Aviva Life & Pensions Limited explains the difference between Life Insurance and Mortgage Protection.
Transcript
00:00:00 Video starts
00:00:05 Siocha Costello, one minute pitch. The difference between Life Insurance and Mortgage Protection, your time starts now.
What is Life Insurance?
00:00:14 Siocha Costello, Protection Marketing Manager, Aviva Life & Pensions Limited
In a nutshell life insurance will pay your dependents a lump sum if you die.
00:00:20
What is Mortgage Protection?
00:00:22 Siocha Costello
Mortgage protection pays out the outstanding balance of your mortgage if you die.
00:00:25
So, what is the main difference between the two?
00:00:27 Siocha Costello
The money from you mortgage protection goes to your lender to pay off your mortgage so your family home is secure. Life insurance gives your family money for all their other expenses, childcare costs, electricity costs and loans.
00:00:41
Why would you need both?
00:00:42 Siocha Costello
If you are taking out a mortgage you are required to have mortgage protection in place, having both means having all your family financial outgoings are taking care off.
00:00:52
When is a good time to get cover?
00:00:54 Siocha Costello
Insurance costs are generally based on several factors. One of those is age so the younger you are generally the cheaper it is.
00:01:03
What do you think is the best thing about these products?
00:01:06 Siocha Costello
I think the peace of mind that comes will knowing that your family is financially secure if anything happened to you.
00:01:12
Siocha your time is up.
To find out more about Life Insurance and Mortgage Protection talk to your Financial Broker.
00:01:23 Video ends
Looking for a life insurance quote?
We offer life cover from as little as €10 per month1. Talk to our financial adviser about life insurance.
Call us on 1800 555 255
Flexible life insurance tailored for you
It’s not an easy thing to think about. That’s why we make our life insurance straightforward and easy to manage. Then once it’s in place, you can get back to living your life.
How to design your life insurance cover
- Choose the cash sum that your family might need if you die.
- Select the length of your policy – from 2 to 50 years.
- Decide if the money paid out should keep up with inflation.
- Include a ‘conversion option’ to let you extend your cover at any time before the expiry date of your policy.
- You can issue your policy 'under trust' so you can specify who will get the benefit on your death.
- You can assign your policy to a third party - useful if you borrow money.
Manage your policies online
24/7 access to view and manage your policy.
Aviva Online Service Centre
- View your policies
- Update your details
- Change bank details
- Submit a query
Policy details
Important information about your life insurance.
You may also be interested in...
Mortgage protection
We offer life cover designed for mortgages from €10 per month.4
Income protection
Financial security if illness or injury prevents you from working.
Specified illness cover
A helping hand for you and your family when you need it the most.
Life insurance articles
Take a look at our library of helpful articles and news.
18 Apr 2023
Aviva pays out over €118.6 million in protection claims in 2022
Aviva Life & Pensions Ireland (Aviva), reported that the company paid out €118.6 million in claims to customers with protection policies in 2022.
22 Apr 2021
Aviva Life Claims increase by 9% to €109 million in 2020
Aviva Life & Pensions Ireland DAC (Aviva), one of Ireland’s leading insurers, today reported that the company paid out almost €109 million to customers with protection policies in 2020.
2 Dec 2020
Reasons to buy life insurance in your 20s and 30s
Getting financially stable as a young adult may be the last thing on your mind. Did you know life insurance could be less expensive in your 20s / 30s?
7 Sep 2020
What to do after a death checklist
The loss of a loved one can be a very difficult time. With this handy checklist find out the steps to take immediately following a death and the weeks subsequent.
29 Jul 2020
Do I need life insurance if I’m retired or an empty nester?
Even after you retire or your children are now financially independent, keeping your life insurance is still a good idea and here are the reasons why.
16 Jun 2020
How much life insurance do you need?
The amount of life insurance you need depends on your personal circumstances. Here are some things to consider before talking to a financial adviser.
7 Apr 2020
Financial scam phone calls and emails
16 Mar 2020
COVID-19 and Aviva Life & Pension Ireland
To reassure you, no new COVID-19 restrictions have been applied to our protection policies and currently there are no plans to amend our acceptance criteria.
26 Nov 2019
What is a Life Insurance Lump sum?
There is great peace of mind in knowing whatever may happen to you, your children will be taken care of. Life Insurance pays out a lump sum.
6 Sep 2019
What is Best Doctors® Second Medical Opinion service?
With Best Doctors® you receive a second medical opinion, so you can feel assured and fully informed about your condition and what it means for you and your family.
6 Aug 2019
What is life insurance?
What is the difference between Life Insurance and Life Assurance? What Life Insurance Products are on offer from Mortgage Protection to Specified Illness cover.
26 Jul 2019
Nonsense Facts About Life Insurance
You can’t know for sure what the future will bring. That’s why life cover is such a good idea.
5 Jul 2018
Dummies Guide To Life Insurance
There are many things in life that we hold dear, and we try our best to protect them. With so many available options to protect ourselves and our families from an unexpected rainy day.
5 Jul 2018
The affordability of Life Insurance
For peace of mind for you and your family, we believe that it is well worth it –you don’t need to cut out any of the finer things in life.
26 Jun 2018
Why stay at home parents need Life Insurance too
We all put our families first, and here at Aviva we want to help you protect everything you hold dear in life. Life Insurance is a means of protecting your family should the worst happen.
26 Jun 2018
Do I really need Life Insurance?
We can’t know what the future holds for us, or our families, and nobody likes to imagine any frightening possibilities.
Contact us
Email enquiries
If you are an existing customer and would like to communicate via email you can submit a query using the our online form.
Existing Customers
Monday, Tuesday, Thursday and Friday: 9:00a.m. - 4:00p.m.
Wednesday 10:00a.m. - 4:00p.m.
Saturday - Sunday Closed
Bank Holidays Closed
Email: csc@aviva.com
For a new quote
Monday to Friday: 9:00a.m. - 5:00p.m.
Saturday - Sunday Closed
Bank Holidays Closed
1. Acceptance criteria, terms and conditions apply. These monthly premiums are based on single life cover of €165,000 for a person aged 31 next birthday and a non-smoker, over a 10 year term, total amount €10.06. Source: Aviva Life & Pensions Ireland DAC as at July 2020.
2. This is available for policies up to a maximum sum assured of €1,000,000. Where applicable, any additional forms required for medical evidence will require a signature. Aviva reserve the right to request a signed application at any stage prior to policy issue.
3. This cover kicks in from the moment you send us a fully completed and signed application form and direct debit mandate. You get cover for accidental death up until we accept or decline your application. We will pay out the lower of the life cover amount being applied for and €150,000. We will only pay once under this benefit in respect of any life insured regardless of the number of life cover policies or applications for life cover a person has with Aviva.
4. Acceptance criteria, terms and conditions apply. These monthly premiums are based on single life cover of €170,000 for a person aged 31 next birthday and a non-smoker, over a 25 year term, total amount €10.03. Source: Aviva Life & Pensions Ireland DAC as at July 2020.
Aviva Life & Pensions Ireland does not guarantee the on-going availability of the Best Doctors - Second Medical Opinion benefit to its policyholders or the Aviva Family Care Benefit (Mental Health Support) and may, at its sole discretion, withdraw access to the service at a month’s notice. If we withdraw it, we’ll write to notify policyholders at least 30 days in advance of its removal.
Teladoc Health (who provide the Best Doctors and Aviva Family Care Benefit) is not a regulated financial service.
Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office: Cherrywood Business Park, Dublin, Ireland, D18 W2P5.
Life and Protection Cover is underwritten by Aviva Life & Pensions Ireland DAC.
Aviva Life & Pensions Ireland Designated Activity Company, a private company limited by shares. Registered in Ireland No. 165970. Registered office at Building 12, Cherrywood Business Park, Loughlinstown, Co. Dublin, D18 W2P5. Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland. Tel (01) 898 7950.