Savings and Investments
For savings and investments, you're safe in the hands of Aviva
Existing customers with queries can contact us through our online form.
Give your money the potential to work harder
We believe investing should be for everyone. That’s why our investment products are easy-to-use and jargon-free with clear, simple fees. So it doesn’t matter if you’re a first-time investor or someone with a little more experience. See how you can take a step towards your goals by investing with us.
Flexible and affordable investment options
Invest a lump sum or invest from as little as €100 per month.
Let our fund managers invest your money
Your Financial Broker will help you decide what type of investor you want to be, from cautious, to balanced, to adventurous. We offer fund options from three fund managers.
Watch your performance
Track your investments with Aviva online and our easy-to-use fund centre.
The basics
Planning your financial future can be as straightforward as you want it to be. But first, there are a few things you should think about.
Set your financial goals
Are you buying a home? Building up a college fund for your kids? Planning for a well-earned retirement?
Work out your timeline
To get the best from your money, you should invest over the medium to long term (typically five years or more).
Decide if you want to save or invest
Investing has the potential of a higher return than saving over the medium to long-term.
Talk with your Financial Broker to find the option that suits you
Investing always involves risk. The value of your investment may go down as well as up and you may lose some or all of the money you invest, particularly when you invest in higher risk funds. You should never take more risk than your comfortable with. Your Financial Broker will help you figure out your attitude to risk and the right fund options for you. You can also use our Risk Profiler to see what kind of investor you are.
Need more information?
Grow your money with Aviva
At Aviva, our savings and investment options put your money to work, to give you the potential of a higher return on your hard earned cash. We offer two simple, flexible savings and investments products - Regular Saver and Investment Bond.
Regular Saver
Saving is about putting money aside for the future. With our Regular Saver you can save from as little as €100 per month.
Here's the criteria you'll need to meet;
- Aged between 18 and 85
- Able to save at least €100 per month
- Looking for a medium to long-term savings plan of five years or more
- Happy with the choice of funds into which you can invest your savings and happy to take some risk with the aim of generating returns
- Prepared to risk getting back less than you put in
- Happy with the charges on this product
Investment Bond
Investing is about trying to grow your money over the medium to long term. The returns can be higher than with savings products, but it's riskier than saving and you could lose money.
Here's the criteria you'll need to meet;
- Aged between 18 and 85
- Have a lump sum to invest and are comfortable to invest for five years or more
- Want to invest in a product with a range of investment fund options
- Are prepared to risk getting back less than you put in for potentially higher returns
- Are prepared for the value of your investment to change over time.
What type of investor are you?
Before investing you need to decide how comfortable you are with risk, and the level of risk you're willing take with your money. Our risk profiler can help you figure that out. And we always recommend you speak with your Financial Broker before you make any decisions.
Use our Risk Profiler to answer some simple questions that help identify your attitude to risk.
What is a fund?
In a fund, your money is pooled with that of other investors. The fund can then invest in anything from company shares to government bonds, property or a mixture of different assets or strategies.
A fund manager oversees the fund and makes decisions about which assets it should hold, in what quantities, and when they should be bought and sold.
Meet the experts who'll manage your investments
Aviva Investors
Legal and General Investment Management (LGIM)
Merrion Investment Managers
Existing Customers
Planning your financial future can be as straightforward as you want it to be. But first, there are few things you should think about.
Keep track of your investment
Already an Aviva customer? We can help you find out everything you need to know about your investment. You can see how it’s performing, read the latest bonus announcements and get answers to any questions you have.
Read more on Principles and Practices of Financial Management.
Collective Investment Vehicle – the charges
A Collective Investment Vehicle (CIV) – sometimes known as a Collective Investment Scheme (CIS) – is a fund where different investors’ money is pooled to invest in assets that match the fund’s investment objectives and policies.
Fund Centre
It’s your money – it makes sense that you want to see it in action. That’s where our Fund Centre comes in. It gives you the chance to:
- See daily fund prices and performance
- Download regular fund factsheets that show where your fund is invested and how it’s performing
- Chart the performance of your funds
Key Information Document Tool
A Key Information Document (KID) is an information sheet that helps you understand and compare the key features, risks and costs of the product and funds you are considering investing in.
And we have a handy tool that lets you find, print or email KIDs quickly and easily.
Manage your policies online
Avail of 24/7 access to view and manage your savings and investments policy information.
Expert advice
Want expert advice on pensions and retirement? Contact your Financial Broker today.
Click here to find a financial broker near you.
Useful documents
Important documents about savings & investments.
Warnings
Important information to consider.
Warning: The value of your investment may go down as well as up.
Warning: If you invest in these products you may lose some or all of the money you invest.
Warning: Past performance is not a reliable guide to future performance.
Warning: These products may be affected by changes in currency exchange rates.
News articles
Take a look at our library of helpful articles and news.
27 May 2020
Investing during times of crisis
The past two months have been extremely volatile for investment markets. While this level of volatility can be a shock for less experienced investors, those who have worked and invested through previous downturns understand that this time will pass, and some relative calm will eventually return to markets.
Read more
8 May 2020
Avoid the emotional investment trap
Your 5-minute guide to investor psychology. This article explains the emotions that you may be feeling – and suggests how to avoid the emotional investment trap..
Read more
21 Apr 2020
When it comes to investing - patience pays
Investing in stock markets is designed to deliver returns over the medium to long-term. In uncertain environments some investors get nervous, losing sight of their investment objectives.
Read more
13 Feb 2020
Life’s Journeys podcast
Episode one - In this podcast we discuss three tips for each decade that can help you take ownership of your financial security.
Read more
6 Sep 2019
Saving for Education
It’s back to school time, so you’re probably acutely aware of the cost of primary and secondary education.
Read more
8 Apr 2019
How to Budget and Save Money
We all want to get the most out of our weekly or monthly income, a simple way to get you started is to create a household or personal budget.
Read more
22 Mar 2018
9 tips for staying on track with your savings
When a new year arrives, we all have great intentions to save more money, with many of us managing to keep on track for a few weeks.
Read more
24 Oct 2017
Ireland's Pension Gap
The pension savings gap has increased by 38 per cent since 2010 and Ireland now has the second highest gap in eight EU countries surveyed.
Read more
20 Oct 2017
Simple Saving Tips
We all try our best to budget, and sometimes it can feel like our savings are falling short of what we had hoped to reach.
Read more
31 May 2017
Planning For Retirement
Nowadays we all try to live healthier and more active lifestyles. And the result is clear, because we’re now living longer than ever before.
Read more
1. Source: Aviva Investors 30 September 2018.
2. Source: IPE 2018.
3. Source: LGIM 30 June 2018.
4. Source: LongBoat Analytics 31 December 2018 based on Merrion’s 20 year return figure for the Merrion Managed Fund in the LongBoat Analytics Multi-Asset/Managed Fund survey. The Merrion Multi-Asset 70 Fund invests in the Merrion Managed Fund, a multi-asset fund.
5. Source: Merrion Investment Managers 31 December 2018.
Aviva Life & Pensions Ireland Designated Activity Company, a private company limited by shares. Registered in Ireland No. 165970. Registered office at One Park Place, Hatch Street, Dublin 2, D02 E651. Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland. Tel (01) 898 7950.