Start planning for the future you want
We don't know what the future holds, but a little preparation goes a long way when it comes to planning your retirement. The earlier you start saving, the longer your pensions pot will have to potentially grow in value. That leaves you free to focus on what matters, whether that's hobbies, holidays or just some well-deserved rest and relaxation.
Single lump sum
Pay a single lump sum into your pension any time you want.
Grow your savings
Put your money into investments of your choice and save more with tax benefits
From €100 a month
Choose how much you pay in so it's affordable and builds the savings you want
Pensions made simple
We know...planning for retirement isn't everyone's idea of fun. And in the past you may have found it all a bit confusing. But at Aviva, we aim to keep things simple so here are the basics facts you should know about pensions.
What exactly is a pension?
It's the money that you'll live on once you stop working. It basically replaces the salary or wages that you earned before you retired.
What is a pension plan?
It's a type of saving account, but one that gives you important tax breaks. You can use it to build up your money and give yourself an income after you stop working. A pension plan is a long-term arrangement, so you can't dip into it before you retire.
Why do I need a pension plan?
When you stop working, your pay will come to an end but unfortunately, those bills will just keep coming. So unless you win the lottery or inherit a large sum of money, your pension will almost certainly be your main source of income after you retire.
How do I get started?
Meet with a financial broker - it's like a health check for your finances. They will help you to review your current finances, recommend possible solutions and make sure your money is working as hard as possible to provide you with the security you need, now and in the future
Use our geo-locater to find a financial broker near you.
Straight forward, flexible and cost-effective - if that sounds like your kind of pension, then let us tell you about what we offer.
Aviva Personal Pension
This is an investment product to help you save for your retirement. It's ideal if you're self-employed or haven't joined your company pension scheme.
Aviva Executive Pension
An executive pension plan, or company pension scheme, is an investment product that helps employees save for their retirement.
The pension gap
The fact is that as a nation, we're not saving enough for our retirement. And there's a big gap between how much people are putting away and the income they'll need to give them an adequate standard of living when they retire.
Wondering if you're paying enough into your pension? Use our simple calculator to work out what your pension gap might be.
Understand the options that may be available to you when taking your pension benefits
Your decision will depend on your personal circumstances and the type of pension scheme you're in, but there are generally four options;
- A retirement lump sum
- An annuity
- Investing part of your pension fund in an Approved Retirement Fund (ARF)
- Take a taxed cash lump sum
Want expert advice on pensions and retirement? Contact your financial broker today.
Use our geo-locator to find a financial broker near you.
Managing your pension couldn’t be easier with Aviva Online. It’s simple, free and available 24/7. With Aviva Online you can:
Important information to consider.
Warning: Past performance is not a reliable guide to future performance.
Warning: The value of your investment may go down as well as up. You may get back less than you invest.
Warning: If you invest in this product you will not have any access to your money until you retire
Warning: If you invest in this product you may lose some or all of the money you invest.
Warning: This product may be affected by changes in currency exchange rates.
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Aviva Life & Pensions UK Limited, trading as Aviva Life & Pensions Ireland, is authorised by the Prudential Regulation Authority in the UK and is regulated by the Central Bank of Ireland for conduct of business rules.
Aviva Life & Pensions UK Limited, trading as Aviva Life & Pensions Ireland, is also regulated in the UK: by the Prudential Regulation Authority for prudential rules and, to a limited extent, by the Financial Conduct Authority for applicable UK conduct rules. Registered Branch Office in Ireland (No 906464) at One Park Place, Hatch Street, Dublin 2. Tel (01) 898 7950. Registered in England (3253947) at Wellington Row, York, YO90 1WR.