Comprehensive Car Insurance

It’s important to us that you find the right policy for your needs.

With comprehensive car insurance, you can enjoy the peace of mind knowing that you are covered against a wide range of risks and damages, in addition to everything else under Third-party fire and theft.

Why choose Aviva for comprehensive car insurance?

At Aviva, it’s important to us to provide our customers with the best value car insurance product that can also be tailored to meet your individual needs. This is why we offer great additional benefits and discounts for our policyholders. Some of these include:

  • Great discounts that keep your costs down
  • Optional covers and extras so you can tailor your policy to suit your needs
  • Cover if you're driving in Northern Ireland, Great Britain, the Isle of Man and the Channel Islands
  • We know unexpected breakdowns can happen, that’s why breakdown rescue cover comes as standard with Aviva

What does comprehensive car insurance mean?

Comprehensive cover provides you with the highest level of protection in the case of car accidents, or damage for you and third parties, along with any windscreen or accidental damage.

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Use our simple form and fill out a few basic details. We will also give you a 15% discount when you buy online.³

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What does comprehensive car insurance cover?

At Aviva our comprehensive car insurance provides the following cover, which is subject to terms and conditions’

  • Loss or damage to the car by accidental means
  • Loss of or damage to the car by fire, theft and attempted theft
  • Injury to someone else
  • Damage to someone else's property
  • Breakdown rescue cover
  • Replacement lock cover
  • Towing charges
  • Third Party cover to drive other carsFootnote [1]
  • New car replacementFootnote [2]
  • Fire brigade charges (Up to €1000)
  • Windscreen cover
  • Protected No Claims Discount (NCD) - fire, theft, windscreen claims
  • Personal belongings cover (Up to €500)Footnote [2]
  • Radio/audio equipment up to €650 or 5% of vehicle value, whichever is lessFootnote [2]
  • Legal expenses

Customise your coverage with our optional covers and extras

Tailor your policy to you with our optional covers and extras, giving you the best cover for your needs. These optional covers and extras do not need to be purchased to access your comprehensive cover. Explore our additional cover options.

Step-Back No Claims Discount (NCD)

Protected No Claims Discount (NCD) with Step-Back

JourneyWise accident cover

Is comprehensive car insurance the right cover for you?

Choosing between the two types of car insurance coverage: Comprehensive or Third Party, Fire and Theft, will depend on what level of cover you want and need. If you are a regular driver and want maximum coverage, then comprehensive cover is the best option for you. However, if you drive less and need less coverage, then third-party fire and theft might be more appropriate. 

Looking for Car Insurance?

Get 15% online car insurance discount when you buy onlineFootnote [3]

Need more information?

Our MotorCare Policy Booklet covers everything you need to know about our Comprehensive and Third Party, Fire and Theft car insurance, from terms and conditions to full details of our benefits.

If you're already an Aviva car insurance customer, check your policy schedule for your exact cover and any extra benefits or amendments that may apply.

Policy details

Important information about your car insurance. You may find our glossary of terms helpful when reviewing your car insurance documents. Our assumptions are also available to you.

Cover that's right for you? We've thought of that

Each driver's needs are different but that doesn't mean your policy needs to be.

Our car insurance is suitable for everyone who's on the lookout for a great value online quote.

Car Insurance for women

At Aviva we have a range of benefits and optional extras that will cater for your everyday needs and lifestyle.

Electric car insurance

Got an electric car? Or perhaps you’re thinking about making the switch? Car insurance from Aviva has been designed to meet the needs of electric car owners.

Over 50s

Our car insurance benefits include a No Claims Discount of up to 50% and a straight forward claims process, giving you peace of mind whatever your age.

For more explore our car insurance articles

Our latest car insurance guides can help you customise your policy, save money, and manage it online.