Protect your income with Aviva
Insurance for your lifestyle
Maintain your quality of life
Income protection from Aviva helps you maintain your lifestyle by giving you a monthly income if illness or injury prevents you from working for a period of time, so you can concentrate on getting better.
Protection of up to 75% of your total earnings.
Peace of mind
A guaranteed premium that cannot rise.1
Tax relief on all premiums at 20% or 40%.
When life is going well, it’s easy to take money for granted. But just think about how you’d cope if your income suddenly dried up due to ill health or injury? The things you care about – your family’s lifestyle, your home, your children’s education – could be in jeopardy.
Practical protection designed for you
If you suddenly lose your ability to earn a living, you want a back-up plan that works when you need it most. That’s where we come in – with income protection cover that’s flexible, competitive and built to suit your lifestyle.
How to tailor your income protection cover
- Choose the amount you get if you make a claim – you can go from €12,000 to €250,000 a year.
- Select the length of your policy – cover can end at age 55, 60 or 65.
- Pick your deferred period – that’s the time you wait before your policy pays a benefit. It can be 4, 8, 12, 26 or 52 weeks.
- Decide if the money paid out should keep up with inflation.
Features of your Aviva income protection policy
- A guaranteed premium – once accepted, your premium won’t rise
- A discount if you’re a non-smoker
- A waiver on your premium while you’re getting your benefit
- Tax relief on your premiums
- Aviva covers more occupations on an ‘own occupation’ basis than anyone else
- Cover is continued even if you change jobs
- Wide choice of deferred payment periods
- Freedom to top up your policy to get additional cover
- We provide a comprehensive claims service to help you get back to work.
- Best Doctors ® Second Medical Opinion service: an exclusive benefit available from the first day of your protection cover, at no additional cost.
Want to buy?
Speak to one of our qualified financial advisors who will talk to you about your options and set up the right cover for you.
Monday to Friday: 9:00am - 5:00pm
Aviva Online puts control of your life insurance firmly in your hands with instant access at any time. Log in to our secure system to:
Helping you get back to working life…
We know you’d rather be working. That’s why we do whatever we can to help you get back to a normal working life as soon as you can. After your claim has been approved, you can access these benefits:
How our claims process works
We know this is a difficult time so we’ll deal with your claim as quickly and smoothly as possible.
Let us know what’s happened
Call us on 01 775 6412 – we’re open Monday to Friday, 9am to 5pm. Or you can email firstname.lastname@example.org.
Give us some details
We’ll need medical and financial evidence to assess your claim, along with the policy number and your contact details.
We get things sorted
Once we’ve processed your information and accepted your claim, we pay you a monthly benefit in arrears.
Important information about your life insurance.
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1. Guaranteed premium: The amount you pay does not change over the life of the policy as long as the benefits remain the same. You can choose to index-link your premium and the benefits to ensure that, over time, they remain linked to inflation.
2. Acceptance criteria, terms and conditions apply to our mortgage protection cover. All discounts applied are subject to a minimum premium of €15 per month.
Best Doctors is an independent company and Aviva will not be responsible for any actions taken or not taken as a consequence of recommendations made by Best Doctors. Aviva Life & Pensions UK Limited does not guarantee the on-going availability of the Best Doctors service to its policyholders and may, at its sole discretion, withdraw access to the service at a month’s notice.
Best Doctors is not a regulated financial service.
Aviva Life & Pensions UK Limited, trading as Aviva Life & Pensions Ireland, is authorised by the Prudential Regulation Authority in the UK and is regulated by the Central Bank of Ireland for conduct of business rules.
Aviva Life & Pensions UK Limited, trading as Aviva Life & Pensions Ireland, is also regulated in the UK: by the Prudential Regulation Authority for prudential rules and, to a limited extent, by the Financial Conduct Authority for applicable UK conduct rules. Registered Branch Office in Ireland (No 906464) at One Park Place, Hatch Street, Dublin 2. Tel (01) 898 7950. Registered in England (3253947) at Wellington Row, York, YO90 1WR.