Protect your income with Aviva

Insurance for your lifestyle

Maintain your quality of life

Income protection from Aviva helps you maintain your lifestyle by giving you a monthly income if illness or injury prevents you from working for a period of time, so you can concentrate on getting better.

Security

Protection of up to 75% of your total earnings.

Peace of mind

A guaranteed premium that cannot rise.1

Tax Savings

Tax relief on all premiums at 20% or 40%.

When life is going well, it’s easy to take money for granted. But just think about how you’d cope if your income suddenly dried up due to ill health or injury? The things you care about – your family’s lifestyle, your home, your children’s education – could be in jeopardy.

Practical protection designed for you

If you suddenly lose your ability to earn a living, you want a back-up plan that works when you need it most. That’s where we come in – with income protection cover that’s flexible, competitive and built to suit your lifestyle.

How to tailor your income protection cover

  • Choose the amount you get if you make a claim – you can go from €5,200 to €262,500 a year.
  • Select the length of your policy – cover can end between 50 - 70.
  • Pick your deferred period – that’s the time you wait before your policy pays a benefit. It can be 4, 8, 12, 26 or 52 weeks.
  • Decide if the money paid out should keep up with inflation.

Features of your Aviva income protection policy

Price

  • A guaranteed premium – once accepted, your premium won’t rise
  • A discount if you’re a non-smoker
  • A waiver on your premium while you’re getting your benefit
  • Tax relief on your premiums 

Security

  • Aviva covers all occupations on an ‘own occupation’ basis than anyone else
  • Cover is continued even if you change jobs

Flexibility

  • Wide choice of deferred payment periods
  • Freedom to top up your policy to get additional cover

Expert advice

See all policy features

Want to buy?

Speak to one of our qualified financial advisors who will talk to you about your options and set up the right cover for you.

Contact Us

1890 24 22 27

Monday to Friday: 9:00am - 5:00pm


Manage your Aviva & Friends First policies online

Avail of 24/7 access to view and manage your policy information.

Aviva Online Service Centre

  • New Aviva protection policies taken out from 22nd July 2019
  • Friends First Protection, Savings, Investment & Retirement policies

Aviva Online

  • Aviva protection policies taken out before 22nd July 2019
  • Aviva Savings, Investment & Retirement policies

Helping you get back to working life…

We know you’d rather be working. That’s why we do whatever we can to help you get back to a normal working life as soon as you can. After your claim has been approved, you can access these benefits:

Rehabilitation benefit

Proportionate benefit

Linked benefits

How our claims process works

We know this is a difficult time so we’ll deal with your claim as quickly and smoothly as possible.

1

Let us know what’s happened

Call us on 01 775 6412 – we’re open Monday to Friday, 9am to 5pm. Or you can email lifeclaims.ireland@aviva.com.

2

Give us some details

We’ll need medical and financial evidence to assess your claim, along with the policy number and your contact details.

3

We get things sorted

Once we’ve processed your information and accepted your claim, we pay you a monthly benefit in arrears.

Policy details

Important information about your life insurance.


News articles

Take a look at our library of helpful articles and news.

Contact Us

For a new quote

1890 24 22 27

Existing customers

1890 64 64 64

Monday to Friday: 9:00am - 5:00pm

1. Guaranteed premium: The amount you pay does not change over the life of the policy as long as the benefits remain the same. You can choose to index-link your premium and the benefits to ensure that, over time, they remain linked to inflation.

2. Acceptance criteria, terms and conditions apply. Price match applies to mortgage protection quotes only. Price match only applies to standard quotes provided by Irish Life, New Ireland, Royal London and Zurich with the same level and term of cover up to a max sum assured of €1,500,000. Does not apply to promotional offers. Terms & conditions: The above is intended as a brief summary of the product. For full details, please talk to our Direct Team on 1890 242 227. Terms, conditions and qualification criteria apply.

3. Acceptance criteria, terms and conditions apply to our mortgage protection cover. All discounts applied are subject to a minimum premium of €10 per month.

Best Doctors is an independent company and Aviva will not be responsible for any actions taken or not taken as a consequence of recommendations made by Best Doctors. Aviva Life & Pensions Ireland DAC does not guarantee the on-going availability of the Best Doctors service to its policyholders and may, at its sole discretion, withdraw access to the service at a month’s notice.

Best Doctors is not a regulated financial service.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office One Park Place, Hatch Street, Dublin 2.

Life and Protection Cover is underwritten by Aviva Life & Pensions Ireland DAC.

Aviva Life & Pensions Ireland Designated Activity Company, a private company limited by shares. Registered in Ireland No. 165970. Registered office at One Park Place, Hatch Street, Dublin 2, D02 E651. Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland. Tel (01) 898 7950.