Aviva Fixed Return Funds

Limited offer

Published: 06 Oct 2026

An attractive fixed return for your money

If you are looking for an attractive rate of return, the Aviva Fixed Return Funds may be the right choice for you. Read on to learn more about these Funds.

Fund Names Aviva 3 Year and 6 Month Fixed Return Fund Series 15 Aviva 5 Year & 6 Month Fixed Return Fund Series 15
Gross Total Return 13.40%1 equating to a 3.66% Gross AER 23.60%1 equating to a 3.29% Gross AER
Maturity Dates 11 June 2030 11 June 2032
Terms 3 Years & 6 Months 5 Years & 6 Months
Closing Date 04 December 2026 (or earlier if oversubscribed)
Deposit Start Date 11 Decenber 2026
Risk Rating 1 out of 7 (very low risk)
Risk Rating Date 1 October 2026
Counterparty NatWest Markets NV
Annual Management Charge Standard Annual Management Charge
Who can invest in these funds

These Funds are available through the following single contribution products open to new business2 :

Investment Bond

Personal Pensions, PRSAs, Personal Retirement Bonds, Pension Investment Bond* and Retail Master Trust,

Approved Retirement Fund

Top-ups are only available through certain products launched since 2020. Please contact your Financial Broker for more information.
Standalone or part of a portfolio You can invest in this Fund on a standalone basis or as part of a diversified portfolio.

1. The gross returns and AER stated is before the deduction of charges and any applicable imputed distribution payments, life assurance premium levy, and relevant taxes. The returns are only applicable on the Fund’s maturity date.
2. The product documentation indicates product charges, minimum premiums, and applicable taxes. As this is a fixed-term investment, the annual management charge will be accrued within the daily fund price and deducted from the final maturity proceeds received from NatWest Markets NV. The final fund price will reflect the net return after deducting all fees. Our Customer Experience Team must receive full application documentation (including a fully completed application form. declaration, and anti-money laundering requirements). Otherwise, you will not be allowed to invest in these Funds.

Important information

These Funds are investment products, not bank deposits. They aim to provide fixed returns similar to those available from a fixed-term deposit and have been assigned a risk rating of 1 out of 7 because they are expected to experience lower levels of fluctuation in value than higher-risk investment funds. However, no investment is risk free. Counterparty risk applies and your capital is not guaranteed. If NatWest Markets NV cannot meet its obligations, you could get back less than you invested, including at maturity. Any amount paid from the Funds will also be subject to the deduction of the Annual Fund Charge and any applicable product charges. For more information on how we assess fund risk and assign risk ratings, please see Your Investment Guide, available from your Financial Broker or at aviva.ie.

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Expert advice

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Warnings

Warning: If you invest in the Aviva 3 Year & 6 Month Fixed Return Fund Series 15 you will not have any access to your money until 11 June 2030.

Warning: If you seek to realise your investment in the Aviva 3 Year & 6 Month Fixed Return Fund Series 15 before 11 June 2030, you may lose some, or all, of the money you invest.  

Warning: If you invest in the Aviva 5 Year & 6 Month Fixed Return Fund Series 15 you will not have any access to your money until 11 June 2032.

Warning: If you seek to realise your investment in the Aviva 5 Year & 6 Month Fixed Return Fund Series 15 before 11 June 2032, you may lose some, or all, of the money you invest.

Warning: If you invest in a pension, you will not have access to your money until you retire.
Important: In normal circumstances you cannot access your investment before the maturity date. Access before maturity may only be permitted in limited situations where Aviva is legally required to facilitate it.