Buildings and Contents Insurance

Aviva’s buildings and contents insurance ensures your home is protected and you get peace of mind.

What is buildings and contents insurance?

Aviva home insurance product provides buildings and contents cover, but these covers can be purchased separately of each other based on your individual needs.  This means that your home’s structure and permanent fixtures and your personal possessions would be covered if you purchase our building and contents cover.

What’s included in buildings and contents cover?

  • Your home and permanent fixtures, such as outbuildings, interior decorations, fixtures and fittings, as well as fences and walls are all covered with this insurance.
  • You’re insured against fire damage, storm damage and leaks. You can read more on this and any exclusions in our HomeCare Policy Document
  • Personal belongings of anyone in your household are also protected against damage or loss i.e. as a result of burglary/fire.
  • Your furniture, clothes, possessions and even up to €400 worth of cash are also covered. Cover limits apply.


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How much cover do I need?

To decide how much cover you need for buildings and contents insurance, there are a few things to consider:

Policy Benefits included under Buildings & Contents Insurance

You can enjoy the following benefits with Aviva’s buildings & contents insurance cover. Cover limits do apply on our benefits, see our HomeCare policy booklet for more details.

Alternative accommodation

Up to €1,000 title deeds coverage

Coverage for visitors’ belongings up to €400

Refunded payments for stolen credit or debit cards

Frozen food replacement costs

Door lock replacements

Fire brigade charges

Legal expenses

Is buildings and contents insurance right for me?

A buildings and contents insurance is a great choice for many homeowners, as it gives peace of mind that both your home structure and your belongings are looked after if anything happens. Separate policies may be more suitable for renters or those starting to build their own home.

Important documents

Here you can find important information about your coverage and the services we provide. You may find our glossary of terms helpful when reviewing your home insurance documents. Our assumptions are also available to you.

Looking for more information?

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1. Offer available when you take out a new policy online. Acceptance criteria, terms & conditions apply. Offer subject to minimum premium of €230 for home insurance (€115 for Contents or Buildings only).

Life and Protection Cover is underwritten by Aviva Life & Pensions Ireland DAC.

Home insurance is underwritten by Aviva Insurance Ireland DAC.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office: Cherrywood Business Park, Dublin, Ireland, D18 W2P5.