What is buildings and contents insurance?
Aviva home insurance product provides buildings and contents cover, but these covers can be purchased separately of each other based on your individual needs. This means that your home’s structure and permanent fixtures and your personal possessions would be covered if you purchase our building and contents cover.
What’s included in buildings and contents cover?
How much cover do I need?
To decide how much cover you need for buildings and contents insurance, there are a few things to consider:
- For buildings insurance, you should base your cover on the cost of rebuilding your home. A great resource is the House Rebuilding Guide for Home Insurance from the Society of Chartered Surveyors
- For contents insurance, you can either choose to price your contents as a percentage of the cost of your buildings insurance, or you can personalise your level of coverage. Try Aviva’s Contents Insurance Calculator to work out the value of your contents.
Policy Benefits included under Buildings & Contents Insurance
You can enjoy the following benefits with Aviva’s buildings & contents insurance cover. Cover limits do apply on our benefits, see our HomeCare policy booklet for more details.
Alternative accommodation
Up to €1,000 title deeds coverage
Coverage for visitors’ belongings up to €400
Refunded payments for stolen credit or debit cards
Frozen food replacement costs
Door lock replacements
Fire brigade charges
Legal expenses
Is buildings and contents insurance right for me?
A buildings and contents insurance is a great choice for many homeowners, as it gives peace of mind that both your home structure and your belongings are looked after if anything happens. Separate policies may be more suitable for renters or those starting to build their own home.
Important documents
Here you can find important information about your coverage and the services we provide. You may find our glossary of terms helpful when reviewing your home insurance documents. Our assumptions are also available to you.
Looking for more information?
Renters Insurance
We offer contents only cover for renters, and can tailor this to suit your specific needs.
Landlord Insurance
Protect your property with landlord home insurance. If you own a property that is rented, make sure it’s protected.
Contents Insurance
Contents insurance covers your personal items, protect from fire or flood damage, theft, or accidental damage.
Buildings Insurance
If you have employed a contractor to build your home (not a self-build), buildings insurance can offer peace of mind.
Home Insurance
You want to know that if something happens to your home, you've got great cover at an affordable price.
Mortgage Protection Insurance
Bringing you peace of mind that your family home is secure, no matter what happens.
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1. Offer available when you take out a new policy online. Acceptance criteria, terms & conditions apply. Offer subject to minimum premium of €230 for home insurance.
Life and Protection Cover is underwritten by Aviva Life & Pensions Ireland DAC.
Home insurance is underwritten by Aviva Insurance Ireland DAC.
Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office: Cherrywood Business Park, Dublin, Ireland, D18 W2P5.