Car Insurance Quotes

Breakdown? We can fix that. And 9 out of 10 times, we do it at the roadside. When you need us, we’re there.

  • Aviva pay 99% of our car insurance claims¹
  • 15% off when you buy online²
  • Breakdown rescue comes as standard
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Why choose Aviva for car insurance?

  • Breakdown rescue cover

    Breakdowns happen. If it happens to you, there's no need to worry. Breakdown rescue cover is included as standard with all our policies. And we're here 24 hours a day, 365 days a year if you ever need us.

  • Safe Driver recognition

    If you're a Safe Driver, there are more ways to save with Aviva.

    If you haven't incurred any penalty points, you could get a discount of up to 20%³. Meanwhile, an Advanced Driver qualification can reduce your premium by 20%⁴ as well.

  • No Claims Discount Protection

    Looking to protect your No Claims Discount of up to 50%⁵? You can opt to take out step-back and/or protected No Claims Discount cover for an extra cost.

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Types of cover

There are two types of car insurance cover: Comprehensive or Third Party, Fire and Theft. But how do you choose between them? Well, it depends on what level of cover you want. 

What is comprehensive?

Comprehensive insurance is as its name suggests, comprehensive. With this type of cover, you'll be protected against windscreen or accidental damage – in addition to everything covered by Third Party, Fire and Theft. See exactly what that means in our handy guide.

What is third party, fire and theft?

Third Party, Fire and Theft covers damage to your car by theft, attempted theft, or fire – and if your car is stolen. In the event of an accident, it covers claims made against you by other people too e.g., for a personal injury or damage to their property.

Car insurance benefits

With Aviva car insurance cover, peace of mind comes as standard. And there's also a whole range of other great benefits you can take advantage of with your policy. See all our car insurance benefits.

  • Driving other cars
    You'll get third-party cover to drive other people's cars if you have a full EU or full UK licence (which is a current and valid licence to drive in the Republic of Ireland). Be sure to check your policy, as some restrictions do apply.
  • Get a free courtesy car
    Need to make a claim and take your car in for repair? We'll give you a courtesy car for up to seven days while yours is being fixed by an Aviva Motor Services repairer.
  • Protect your windows and windscreen
    Our comprehensive policies offer unlimited window and windscreen cover when you use our aligned windscreen repairers. If you use any other windscreen repairer, there is a limit of €225 for any single event.
  • Cover replacement locks
    We've got you covered up to the value of €1,000 if your car keys or lock transmitter are lost or stolen. Be sure to check your policy, as some restrictions do apply.
  • Call our free 24/7 claims helpline
    We never sleep! Our car insurance claim helpline is open all day and night – 365 days of the year. So, if you need us, just call 1800 147 147.
  • Access our free legal helpline
    Need help with a personal legal matter? For no extra charge, we offer confidential access to a legal advice helpline so you get the expert support you need.

Our car insurance discounts

We aim to provide the best value car insurance in the Republic of Ireland. So, that's why we can offer loads of great discounts to help you save money when you're comparing quotes.

Claims free

Up to 50% off your car insurance if you have 5 years' claims-free driving in your name.5

No penalty points

Up to 20% off if you have no penalty points on your licence.3

Multicar discount

10% off the cost of insuring a second car in your household with our Multicar discount.6

Free travel insurance

15% off both policies when you insure your car AND home with Aviva. We'll even throw in free travel insurance for one year!7

Optional extras

Did you know you can get a car insurance quote from Aviva that's totally unique to you? That's because, with our optional extras, you get to decide what to include and what to leave out. Want to know more? See all extra cover options.

You can choose from a range of options – including:

Protect Your No Claims Discount

JourneyWise Accident Cover

Get a car insurance quote in minutes

All you have to do to get your car insurance quote is use our simple form and fill out a few basic details. We will also give you a 15% discount when you buy online.¹

Get a car quick quote

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Dedicated car insurance for our customers

Car Insurance for women

Each driver's needs are different. Men, women, elderly or young – we're here for everyone who is on the lookout for a great-value online car insurance quote.

Electric car insurance

Got an electric car? Or perhaps you're thinking about making the switch? Make sure you get an instant car insurance quote with Aviva.

Over 50s

Our benefits include a No Claims Discount of up to 50%, a straight forward claims process and a 15% discount simply for buying your car insurance online.1

Our car insurance FAQs

Find out the most asked questions when it comes to car insurance

Why do I need car insurance?

What does car insurance cover?

How much is car insurance?

How do I get a car insurance quote online?

Is it cheaper to pay monthly or annually?

Can I get a discount on my car insurance quote?

How do I make a claim?

Is there any discount for a member of my household who wishes to take out a policy in their own name with Aviva?

Can I still get a Multicar discount if our renewal dates are different?

Where can I find my policy documents?

How long will it take to receive my policy documents?

Can I change my car insurance policy?

Can I cancel my car insurance policy?

How do I change my payment details?

Can I get proof of my No Claims Discount?

Can I take my car abroad?

How do I get a Green Card?

Do I need a Green Card for the UK/Northern Ireland?

What does 'excess' mean – and do I need one?

Can I get a courtesy car if my car needs to be repaired due to damage that results in a claim under my policy?

Am I covered for personal belongings?

Can I claim for window and windscreen damage?

Can I claim for lost or stolen keys?

What is not insured by my car insurance policy?

What is a no claims discount?

Policy details

When it comes to car insurance, there's a lot of important information to know. Some of it could seem unfamiliar, but we'll help you find out what's what. Our glossary of terms may be helpful when reviewing your documents. And our assumptions are also available, which are details we assume to be correct when offering you a quote.

The documents below contain everything else you might need to know before you get a quote.

MotorCare Policy Booklet

Terms of Business

Motor Legal Expenses Booklet

MotorCare IPID

Guides and articles

Take a look at our helpful articles and the latest car insurance news.

1. Source: Aviva Insurance Ireland DAC and is based on claims experience over a 12 month rolling period.
2. Offer of 15% discount only applies to new car insurance policies bought online. Acceptance criteria, terms and conditions apply. Subject to a minimum premium of €310 for car insurance. Aviva reserves the right to withdraw, suspend or amend this offer or any of the terms and conditions thereof at any time without prior notice.
 To qualify for our penalty points discount all drivers on the policy must be capable of incurring penalty points for driving offences in the Republic of Ireland and you must provide us with a valid driver number (found on the driving licence) for each driver on the policy which can be verified by the National Vehicle Driver File (NVDF)
4. Advanced Driver qualification must be from a recognised association.
5. This is subject to a max 50%/5 years earned driving experience in your own name. View our No Claims Discount scale in our policy booklet for more details.
6. Acceptance criteria, terms and conditions apply. All discounts applied subject to minimum premium of €310. Offer available on second and subsequent car policies for new and existing customers, up to a maximum of five policies, if the new and existing policies have been taken out through Aviva Direct Ireland Limited. Vehicles must be owned by members of the same household and registered at the same address.
7. Offer available to new & existing customers who have a motor care insurance policy and a home care insurance policy through Aviva Direct. Acceptance criteria, terms & conditions apply. Offer subject to minimum premium of €310 for car insurance & €230 for home insurance (€115 for Contents or Buildings only). See for further details. Free one year travel insurance is arranged by Aviva Direct Ireland Limited and underwritten by Chubb European Group SE.

Car insurance is underwritten by Aviva Insurance Ireland DAC.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office: Cherrywood Business Park, Dublin, Ireland, D18 W2P5.