Car Insurance
Policies designed for you, a 24-hour claims helpline and rewards for safe drivers
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Cover for you and your vehicle
At Aviva, we're all about taking the hassle out of car insurance. That means flexible policies with great benefits, discounts for safe drivers, a claims process that takes care of you if something goes wrong and a handy online system to manage your account. For car insurance, you're safe in the hands of Aviva.
Breakdown rescue cover
Breakdowns happen and we're here 24 hours a day, 365 days a year if it happens to you.
Call us on 1800 44 88 88.
Driving other cars
Get third-party cover to drive other people's cars if you have a full, current EU or UK driving license. Some restrictions apply.
Windscreen damage cover
Cracked windscreen? No problem. You have unlimited windscreen cover on your comprehensive policy if you use one of our recommended windscreen repairers.
Choose your car insurance cover
First, the basics. We offer you a choice between Comprehensive and Third Party, Fire and Theft cover.
- Both policies give you excellent benefits.
- You can customise them with optional covers or extras so they're just right for you.
- You get great discounts to keep your costs down.
- Want to see which policy is right for you? Try our handy comparison table.
Learner driver? We offer free accompanied driver cover when you buy a lesson pack from Aviva Driving School. 1
Car insurance benefits
Ok, you want to know what's in it for you. Well, peace of mind comes as standard with Aviva cover. But then we add on a whole range of great benefits, including:
- Courtesy Car
You get a courtesy car for up to seven days while yours is being fixed by an Aviva Motor Services repairer if you make a claim under your policy. - Online Servicing
You can access your policy documents at any time using MyAviva Car and make changes without any charge.
- Replacement Lock Cover
If your car keys or your lock transmitter are lost or stolen we've got you covered up to €1,000. - 24/7 Claims Helpline
We never sleep! Our car insurance claim helplines are open all day and all night every day of the year. So if you need us just call 1890 666 888.
Terms and conditions apply. Please see our policy documents for more information.
Your policy cover options
One size most definitely does not fit all and we know that different things are important to different people. So you get to decide what to include in your car insurance policy. Choose from a range of options including:
No Claims Discount
Your no claims discount has a big impact on the price of your car insurance. So why not protect it in case you have to make a claim?
Journeywise Accident Cover
This optional extra covers you or a family member in case of accidental injury while getting in and out of a private car or any train, taxi, ship, boat, hovercraft or airplane.
Want to know more?? See all policy cover options.
Car insurance discounts
Who doesn't love a good discount2? We have a whole range of them designed to keep you and your bank balance happy. Just look at these numbers.
Safe driver discounts
- Up to 50% off the price of your car insurance when you have 5 years claims free driving on your own name.
- Up to 27% off if you have no penalty points.
Loyalty discounts
- 10% off the cost of a second car in your household with Aviva Multicar discount. 3
- 15% off both policies if you insure your car AND home with Aviva. We'll even throw in free travel insurance! 4
And there's much more... see all our discounts and start saving now.
Want to buy?
Take out your car insurance policy online and we'll give you a 10% online discount.
Take a look at what our customers have to say about our Car Insurance.
4.5 / 5 from 1689 customer reviews Read all 1,689 reviewsFrequently asked questions
Any questions? We've got you covered.
What should I do if I wish to make a change to my policy?
How do I change my payment details?
How can I get proof of my No-claims Discount?
How our claims process works
Out step-by-step claims process couldn't be easier.
Tell us what happened
Call us on 1890 666 888 24 hours a day, 365 days a year or email us. Try to have your policy number to hand.
We'll review your claim
We look at any photos or documents you've sent us as part of your claim and ask you for details of anyone else involved.
We get things sorted
Depending on your cover, we can organise repairs to get you back on the road or if your car can't be fixed we'll work with you to settle the claim.
Policy details
Important information about your car insurance. You may find our glossary of terms helpful when reviewing your car insurance documents. Our assumptions are also available to you.
Looking for more information?
News articles
Take a look at our library of helpful articles and news.
22 Oct 2018
Dashboard warning lights
Every one of us has a soft spot for our own car, and we do our best to keep them in good shape and running well.
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11 Jul 2018
Car Organisation Hacks
For some people, their car acts as a home away from home.
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20 Apr 2018
10 driving habits that are costing you money
Habits may be hard to break but if they are costing you money than it’s time for a rethink, writes Geraldine Herbert.
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22 Mar 2018
Tyre Safety
Different weather conditions require your tyres to work in different ways to achieve the safest travel while on the road.
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22 Mar 2018
Top Podcasts To Help That Commute Fly By
We understand that your time is important, especially in the morning and that’s why, we’ve chosen some of the best podcasts to listen to on your commute.
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16 Jan 2018
Car battery health check
As winter weather conditions grip the country many of us find ourselves sitting in the driveway in a car that won't start.
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5 Dec 2017
Driving in the dark
There are many precautions you can take while driving in the dark to ensure you aren’t left in a vulnerable situation in the dark and are able to make it home safely.
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5 Dec 2017
9 Fuel Saving Tips
We all like to take good care of our cars, so we need to make sure our cars take care of the environment.
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19 Oct 2018
Driving in Heavy Rain and Flooding
There are additional things to think about when driving through rain and floods, which can affect your safety.
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17 Nov 2017
Time and space
Winter weather means that traffic can move slower than usual, as there are more factors to deal with such as heavy rain, fog and snow.
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6 Sep 2017
Tips to Survive an Unexpected Breakdown
Heading out for a long road trip means being prepared, whether that’s by loading up your favorite music, packing snacks or having a few games ready for the kids.
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29 Jun 2017
Transfer Your Insurance to a New Car
With MyAviva Car, you can save time and switch your insurance policy to your new car online with no administration fees...
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18 Apr 2018
Strange but True Driving Rules
Strange but true driving rules in other countries.
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6 Apr 2017
How to Spring Clean Your Car
As we leave the dark days of winter behind, now is a good time to freshen up your car in preparation for spring and fun road trips ahead. Here are 5 tips to help get your car spring ready!
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21 Mar 2017
Get a Better Deal Than Done Deal
We’ve compiled a list of 9 top tips to make sure you get the best deal possible with a quick and easy process.
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21 Mar 2017
NCD Explained
The No Claims Discount (NCD) is a common feature in car insurance. Simply put, it encourages safer driving behaviour.
Read more
1 The accompanying driver must be an Aviva car insurance policy holder with a full EU or UK driving licence held for a continuous period of 2 years in respect of the vehicle category and they must accompany the learner driver at all times. For more terms and conditions, including how to activate your free accompanied driver cover, please click here.
2 All discounts applied subject to a minimum premium of €280 for car.
3 Offer available on second and subsequent car policies for new and existing Aviva customers. Vehicles must be owner by members of the same household and registered at the same address.
4 Offer available to new & existing customers who have both Aviva car & home insurance. Acceptance criteria, terms & conditions apply. Offer subject to minimum premium of €280 for car & €230 for home (€115 for Contents or Buildings only).
Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. Car insurance and home insurance are underwritten by Aviva Insurance Ireland DAC.
Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No. 605769. Registered Office: One Park Place, Hatch Street, Dublin 2, Ireland, D02 E651.