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Looking for car insurance? 15%¹ off and 24 hour Breakdown Rescue as standard when you buy online.

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What our customers say

What matters to us most is your experience as a car insurance customer. From the moment you get a quote, we aim to provide great-value cover and unbeatable service. Why not read some of our customer reviews to see what they have to say about us.

Here's what customers have to say about Aviva Car Insurance

4.5 / 5 from 1211 customer reviews Read all 1,211 reviews for Car

Car insurance cover for you and your vehicle

At Aviva, we take the hassle out of buying car insurance. It all starts by getting a quick and easy car insurance quote online. We offer two options, which means you have a choice of either Comprehensive or Third Party, Fire and Theft – whichever best suits your needs.

You'll receive great benefits and discounts when you buy car insurance online and you can manage your policy online with MyAviva. In case the worst should happen you have access to Aviva's great claims service

Breakdown rescue cover

Breakdowns happen. If it happens to you, there's no need to worry. Breakdown rescue cover is included as standard with all our policies. And we're here 24 hours a day, 365 days a year if you ever need us.

Safe Driver recognition

If you're a Safe Driver, there are more ways to save with Aviva.

If you haven't incurred any penalty points, you could get a discount of up to 20%2. Meanwhile, an Advanced Driver qualification can reduce your premium by 20%as well.

No Claims Discount Protection

Looking to protect your No Claims Discount of up to 50%4? You can opt to take out step-back and/or protected No Claims Discount cover for an extra cost.

Car insurance benefits

With Aviva car insurance cover, peace of mind comes as standard. And there's also a whole range of other great benefits you can take advantage of with your policy.

  • Driving other cars
    You'll get third-party cover to drive other people's cars if you have a full EU or full UK licence (which is a current and valid licence to drive in the Republic of Ireland). Be sure to check your policy, as some restrictions do apply.
  • Get a free courtesy car
    Need to make a claim and take your car in for repair? We'll give you a courtesy car for up to seven days while yours is being fixed by an Aviva Motor Services repairer.
  • Protect your windows and windscreen
    Our comprehensive policies offer unlimited window and windscreen cover when you use our aligned windscreen repairers. If you use any other windscreen repairer, there is a limit of €225 for any single event.
  • Cover replacement locks
    We've got you covered up to the value of €1,000 if your car keys or lock transmitter are lost or stolen. Be sure to check your policy, as some restrictions do apply.
  • Call our free 24/7 claims helpline
    We never sleep! Our car insurance claim helpline is open all day and night – 365 days of the year. So, if you need us, just call 1800 147 147.
  • Access our free legal helpline
    Need help with a personal legal matter? For no extra charge, we offer confidential access to a legal advice helpline so you get the expert support you need.

Choose the right type of cover

There are two types of car insurance cover: Comprehensive or Third Party, Fire and Theft. But how do you choose between them? Well, it depends on what level of cover you want.

What is comprehensive?

Comprehensive insurance is as its name suggests, comprehensive. With this type of cover, you'll be protected against windscreen or accidental damage – in addition to everything covered by Third Party, Fire and Theft. See exactly what that means in our handy guide.

What is third party, fire and theft?

Third Party, Fire and Theft covers damage to your car by theft, attempted theft, or fire – and if your car is stolen. In the event of an accident, it covers claims made against you by other people too e.g., for a personal injury or damage to their property.

Comprehensive

What's covered

  • Loss of or damage to the car by: accidental means
  • Loss of or damage to the car by: fire, theft and attempted theft
  • Injury to someone else
  • Damage to someone else's property
  • Breakdown rescue cover
  • Replacement lock cover
  • Towing charges
  • Third Party cover to drive other cars*
  • New car replacement**
  • Fire brigade charges (Up to €1000)
  • Windscreen cover
  • Protected No Claims Discount (NCD) - theft claims
  • Personal belongings cover (Up to €150)**
  • Radio/audio equipment up to €650 or 5% of vehicle value, whichever is less**
  • Standard accidental damage excess: €300
  • Legal expenses

What's not covered

  • Fire and Theft excess

What's optional

  • Step-Back No Claims Discount (NCD)
  • Protected No Claims Discount (NCD) with Step-Back
  • JourneyWise accident cover

Third Party, Fire and Theft

What's covered

  • Loss of or damage to the car by: fire, theft and attempted theft
  • Injury to someone else
  • Damage to someone else's property
  • Breakdown rescue cover
  • Replacement lock cover
  • Towing charges
  • Third Party cover to drive other cars*
  • New car replacement**
  • Fire brigade charges (Up to €1000)
  • Protected No Claims Discount (NCD) - theft claims
  • Personal belongings cover (Up to €150)**
  • Radio/audio equipment up to €650 or 5% of vehicle value, whichever is less**
  • Legal expenses

What's not covered

  • Loss of or damage to the car by: accidental means
  • Standard accidental damage excess
  • Fire and Theft excess

What's optional

  • Windscreen cover
  • Step-Back No Claims Discount (NCD)
  • Protected No Claims Discount (NCD) with Step-Back
  • JourneyWise accident cover

Optional extras

Did you know you can get a car insurance quote from Aviva that's totally unique to you? That's because, with our optional extras, you get to decide what to include and what to leave out.

You can choose from a range of options – including:

Protect Your No Claims Discount

Your No Claims Discount can have a big impact on your car insurance quote. So why not protect it in case you have to make a claim? Terms and Conditions apply.

JourneyWise Accident Cover

Accidents can happen without warning. But this optional extra protects you (or a family member) in case of accidental injury on your next trip. You're covered while in, getting into or getting out of a private car – or any train, taxi, ship, boat, hovercraft or airplane.

Want to know more? See all extra cover options.

Why Aviva?

Aviva Ireland – Why choose Aviva for your car insurance quote – Aviva logo

If you're looking to protect your car, we know that two things will matter to you more than most – great-value cover and top-quality service. And that's just what we set out to provide from the moment you get a car insurance quote from us.

For years, we've been there for thousands of Irish motorists – offering valuable peace of mind on the road. Our flexible cover means we can make sure you get the protection you want. And our online discount means you can save on your car insurance quote.

It's easy to see why we could be the best car insurance provider in Ireland for you. From Malin Head to Mizen Head, Aviva covers you wherever you may be.

Our car insurance discounts

We aim to provide the best value car insurance in the Republic of Ireland. So, that's why we can offer loads of great discounts to help you save money when you're comparing quotes:

Claims free

Up to 50% off your car insurance if you have 5 years' claims-free driving in your name.4

No penalty points

Up to 20% off if you have no penalty points on your licence.2

Multicar discount

10% off the cost of insuring a second car in your household with our Multicar discount.5

Free travel insurance

15% off both policies when you insure your car AND home with Aviva. We'll even throw in free travel insurance for one year!6

Our discounts are subject to a minimum premium of €310. And there's many more too! See all our discounts and save even more on your car insurance.

Dedicated car insurance for our customers

Our car insurance FAQs

All you need to know about Aviva car insurance

Why do I need car insurance?

What does car insurance cover?

How much is car insurance?

How do I get a car insurance quote?

Is it cheaper to pay monthly or annually?

What does 'excess' mean – and do I need one?

Can I get a discount on my car insurance quote?

Is there any discount for a member of my household who wishes to take out a policy in their own name with Aviva?

Can I still get a Multicar discount if our renewal dates are different?

Where can I find my policy documents?

How long will it take to receive my policy documents?

Can I change my car insurance policy?

Can I cancel my car insurance policy?

How do I change my payment details?

Can I get proof of my No Claims Discount?

Can I take my car abroad?

How do I get a Green Card?

Do I need a Green Card for the UK/Northern Ireland?

How do I make a claim?

Can I get a courtesy car if my car needs to be repaired due to damage that results in a claim under my policy?

Am I covered for personal belongings?

Can I claim for window and windscreen damage?

Can I claim for lost or stolen keys?

What is not insured by my car insurance policy?

Car insurance guides and articles

Take a look at our helpful articles and the latest car insurance news.

Already with us?

Need to claim? The sooner you get in touch with us, the sooner we can help you. Find out more about making a car insurance claim.

Manage your cover with MyAviva

  • View your policies
  • Update your details
  • Add a driver or transfer cover
  • Upload documents

Ready to renew?

You can renew your car insurance online with Aviva in just a matter of minutes.

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Looking to buy?

Get your tailored quote – and you'll get a 15% discount when you buy online.1

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Help us save paper

How can you help? Receive your policy documents through MyAviva and help us to reduce paper usage.

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Car insurance policy details

When it comes to car insurance, there's a lot of important information to know. Some of it could seem unfamiliar, but we'll help you find out what's what. Our glossary of terms may be helpful when reviewing your documents. And our assumptions are also available, which are details we assume to be correct when offering you a quote.

The documents below contain everything else you might need to know before you get a car insurance quote.

Need to contact us?

Get in Touch

If you have a question about your car insurance policy with us, just ask us a question using our contact forms.

Telephone numbers

You'll find all the contact information you need here

1. Offer of 15% discount only applies to new car insurance policies bought online. Acceptance criteria, terms and conditions apply. Subject to a minimum premium of €310 for car insurance. Aviva reserves the right to withdraw, suspend or amend this offer or any of the terms and conditions thereof at any time without prior notice.
2. To qualify for our penalty points discount all drivers on the policy must be capable of incurring penalty points for driving offences in the Republic of Ireland and you must provide us with a valid driver number (found on the driving licence) for each driver on the policy which can be verified by the National Vehicle Driver File (NVDF) 
3. Advanced Driver qualification must be from a recognised association.
4. This is subject to a max 50%/5 years earned driving experience in your own name. View our No Claims Discount scale in our policy booklet for more details.
5. Acceptance criteria, terms and conditions apply. All discounts applied subject to minimum premium of €310. Offer available on second and subsequent car policies for new and existing customers, up to a maximum of five policies, if the new and existing policies have been taken out through Aviva Direct Ireland Limited. Vehicles must be owned by members of the same household and registered at the same address.
6. Offer available to new & existing customers who have both Aviva car & home insurance. Acceptance criteria, terms & conditions apply. Offer subject to minimum premium of €310 for car & €230 for home (€115 for Contents or Buildings only). Free one year travel insurance is arranged by Aviva Direct Ireland Limited and underwritten by Chubb European Group SE.

Car insurance is underwritten by Aviva Insurance Ireland DAC.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office One Park Place, Hatch Street, Dublin 2.