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For Breakdown Rescue and 21%¹ off when you buy online It takes Aviva

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Cover for you and your vehicle

At Aviva, we also take the hassle out of car insurance. That means quick online car insurance quotes, flexible covers (compare Comprehensive or Third Party, Fire and Theft), great benefits and discounts, reliable claims service, and a policy you can manage online with MyAviva.

Breakdown rescue cover

Included as standard. Breakdowns happen and we're here 24 hours a day, 365 days a year if it happens to you.

Safe Driver Recognition

We offer Safe Drivers more ways to save.

No Claims Bonus/Discount Protection: Up to 50%2
No Penalty Points Discount: Up to 20%3
Advance Driver Discount: 20%4

No Claims Bonus Protection

We offer safe drivers more ways to protect your No Claims Bonus such as step-back and/or protected no claims discount cover*

*these options are purchased at an extra cost

Car insurance benefits

Peace of mind comes as standard with Aviva, and we also add a whole range of great benefits to our car insurance policies. 

  • Driving other cars
    Get third-party cover to drive other people's cars if you have a full, current EU licence. Some restrictions apply.
  • Courtesy Car
    You get a courtesy car for up to seven days while yours is being fixed by an Aviva Motor Services repairer if you make a claim under your policy.
  • Windscreen Protection
    Our comprehensive policies have unlimited Windscreen cover if you use one of our aligned windscreen repairers.
  • Replacement Lock Cover
    If your car keys or your lock transmitter are lost or stolen we've got you covered up to €1,000.
  • 24/7 Claims Helpline
    We never sleep! Our car insurance claim helplines are open all day and all night every day of the year. So if you need us just call 1800 147 147.
  • Legal Helpline
    You get confidential access to a legal advice helpline for any personal legal matter at no extra charge.

See all car insurance benefits

Comprehensive vs third party, fire and theft

There are two main types of car insurance cover; third party, fire and theft or comprehensive. The kind of car insurance you choose will depend on what level of cover you want for your car.

Comprehensive insurance - safety first, woman putting baby in baby seat

What is comprehensive?

Comprehensive car insurance will protect you for everything covered under third party, fire and theft along with any windscreen or accidental damage.

Third party, fire and theft insurance - cars in grindlock on busy road

What is third party, fire and theft?

Third party, fire and theft insurance will cover you if your car is damaged by theft or attempted theft, stolen, or damaged by fire. In the event of an accident, it will cover claims made against you by other people for personal injury or damage to their property.

Optional extras

You get to decide what to include in your car insurance policy. Choose from a range of options including:

Buy Car Insurance with Aviva – Cover Options - No Claims Discount - two cars close together

Protect Your No Claims Discount

Your no claims discount has a big impact on the price of your car insurance. So why not protect it in case you have to make a claim?

Aviva Car Insurance – Cover Options – Journey Accident Cover – Mum with 2 children on boat

JourneyWise Accident Cover

This optional extra covers you or a family member in case of accidental injury while in, getting into or getting out of a private car or any train, taxi, ship, boat, hovercraft or airplane.

Want to know more? See all extra cover options.

Car insurance discounts

Car insurance quotes with great discounts to help you save:1

Safe driver discounts

  • Up to 50% off the price of your car insurance when you have 5 years claims free driving in your own name.
  • Up to 20% off if you have no penalty points.
Aviva Car Insurance Discounts for Safe Drivers – 2 kids smiling in the back of a car

Loyalty discounts

  • 10% off the cost of insuring a second car in your household with our Multicar discount.5
  • 15% off both policies if you insure your car AND home with Aviva. We'll even throw in one year free travel insurance!6
Aviva Car Insurance Discounts for Loyalty Drivers – Multicar discount – Man with dog in front of blue car

And there's much more... see all our discounts and start saving now.

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Customer happy renewing their car insurance online with Aviva

Car Insurance Quote

Get car insurance quotes online and get a 21% discount when you buy online.1

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Frequently asked questions

What should I do if I wish to make a change to my insurance policy?

How do I change my payment details?

How can I get proof of my No-claims Discount?

Already with us?

Need to claim? The sooner you get in touch with us, the sooner we can help you. Visit car claims.

Customer managing their car insurance online with MyAviva

Manage your cover with MyAviva

  • View your policies
  • Update your details
  • Add a driver or transfer cover
  • Upload documents

Car insurance policy details

Important information about your car insurance. You may find our glossary of terms helpful when reviewing your car insurance documents. Our assumptions are also available.

Car articles

Take a look at our library of helpful articles and latest car insurance news.

Need to contact us?

Get in Touch

If you have a question about your car insurance policy with us, just ask us a question using our contact forms.

Telephone numbers

You'll find all the contact information you need here

1. Offer of 21% discount only applies to new car insurance policies bought online. Acceptance criteria, terms and conditions apply. Subject to a minimum premium of €280 for car insurance. Aviva reserves the right to withdraw, suspend or amend this offer or any of the terms and conditions there of at any time without prior notice.
2. This is subject to a max 50%/5 years earned driving experience in your own name.
3. To qualify for our penalty points rating all drivers on the policy must be capable of incurring penalty points for driving offences in Republic of Ireland and you must provide us with a valid driver number (found on the driving licence) for each driver on the policy which can be verified by the National Vehicle Driver File (NVDF)
4. Advanced Driver qualification must be from a recognised association.
5. Acceptance criteria, terms and conditions apply. All discounts applied subject to minimum premium of €280. Offer available on second and subsequent car policies for new and existing customers, up to a maximum of five policies, if the new and existing policies have been taken out through Aviva Direct Ireland Limited. Vehicles must be owned by members of the same household and registered at the same address.
6. Offer available to new & existing customers who have both Aviva car & home insurance. Acceptance criteria, terms & conditions apply. Offer subject to minimum premium of €280 for car & €230 for home (€115 for Contents or Buildings only). Free one year travel insurance is arranged by Aviva Direct Ireland Limited and underwritten by Chubb European Group SE.

Car insurance is underwritten by Aviva Insurance Ireland DAC.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office One Park Place, Hatch Street, Dublin 2.