Aviva Investment Bond

Your future goals, in safe hands

Why Choose the Aviva Investment Bond?

Whether you're planning for your child’s education, a dream home, or want a financial cushion for the future, the Aviva Investment Bond helps you put your money to work—with the confidence of knowing your financial goals are in safe hands.

Start from just €10,000

Take a confident step toward your future goals with a single premium investment built for long-term growth.

Grow your money with confidence

Your investment is placed in professionally managed funds, giving your money the potential to grow more than it would in a traditional deposit account.

Flexible access when life changes

With flexible withdrawal options—regular or one-off—you can access your money when you need it most.^{Footnote [1]}

Track your investment online

Stay in control with Aviva's online tools. Monitor fund performance, check your balance, and manage your investment anytime, anywhere.

Watch Irish Savings legend Packie Bonner share how thoughtful planning today can lead to legendary results tomorrow.

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Transcript for video Be a Savings Legend with Aviva Show more Show less

00:00:00:00 - 00:00:01:03

00:00:01:03 - 00:00:02:10

Hi, Packie Bonner here.

00:00:02:10 - 00:00:04:24

You know, I've saved some crucial goals in my time,

00:00:04:24 - 00:00:07:14

but today I'm here to talk about something even more important.

00:00:08:10 - 00:00:09:06

Your money.

00:00:09:06 - 00:00:13:07

Keeping money in the bank is like keeping secure possession of the ball in your own half.

00:00:13:07 - 00:00:15:06

Safe, but not very exciting.

00:00:15:06 - 00:00:17:14

Saving with Aviva means more than just saving.

00:00:18:06 - 00:00:23:03

It's about maximising your money's potential and securing a brighter financial future.

00:00:23:03 - 00:00:25:18

So be a Savings Legend and score big with Aviva.

00:00:25:18 - 00:00:27:04

Because when it comes to your money,

00:00:27:04 - 00:00:28:12

you deserve to be in a winning

00:00:28:12 - 00:00:28:20

team.

00:00:33:03 - 00:00:34:09

Still got it.

The basics

Planning your financial future can be as straightforward as you want it to be. But first, there are a few things you should think about.

What are my financial goals? Show more Show less

Once you know what you want the money for, you'll find it easier to choose how long to invest for.

Want to buy a house? You could save between now and five years and potentially end up with a sizeable lump sum towards your new home.
Want to send your child to university, help them get on the property ladder or have a little something for yourself? Consider investing a lump sum or invest every month to give your money the potential of sizeable capital growth over the medium to long-term.

You'll feel more committed to your investments once you know what you want to spend your money on in the future.

Should I save or invest? Show more Show less

Savings are where most people start, putting any spare cash to one side to build up a short-term safety fund in case of emergency. This money is often held in deposit accounts in banks. If you’re saving to meet bigger long-term investment goals a monthly savings plan or lump sum investment plan with a life company, such as Aviva, may give your money the growth potential it needs to help meet your goals.

What’s my attitude to risk? Show more Show less

The Cambridge Dictionary describes risk as “the possibility of something bad happening”. It’s a definition that we’re familiar with in day-to-day life. Indeed, most of us try to avoid risk where we can – things like wearing a helmet to ride a bike or checking for traffic before crossing the road.

But when we talk about risk in the context of investing, it’s not necessarily something you can avoid.

As with many things in life, the more risk you take, the bigger your potential reward and loss. Likewise, the less risk you take, the smaller your potential reward and loss. But all investments involve risk, even the lowest risk investment cash, is not risk free. Ups and downs are a natural part of investing but when the graphs get spikey are you likely to stay composed or get nervous? Understanding how you feel about risk will help you select the right investment option with your Financial Broker. You’ll also need to weigh this up with your investment timeframe and your investment goals.

How much control do you want? Show more Show less

Investing can take up as much or as little of your time as you’d like. You can work with your Financial Broker to decide if you want our investment experts to manage your investment portfolio or if you want more control, choosing and managing your own portfolio with the help of your Financial Broker.

Is Investment Bond right for you?

To invest in Aviva Investment Bond you must:

Be over 18 years of age and less than 79 years of age.
Be resident for tax purposes in the Republic of Ireland and have an address in the Republic of Ireland.

Aviva Investment Bond may suit if you:

Are looking for a medium - long term investment policy (i.e. at least 5 years).
Are happy with the choice of funds into which you can invest and are happy to take risk with the aim of generating returns.
Are happy with the charges on this product.
Are prepared to risk getting back less than you put in.
Can invest at least €10,000.
Are aged between 18 and 79.

Aviva Investment Bond may NOT suit if you:

Want to invest for less than 5 years.
Are not happy with the choice of funds into which you can invest your lump sum and are not happy to take risk with the aim of generating returns.
Are not happy with the charges on this product.
You are not prepared to risk getting back less than you put in.
Cannot invest at least €10,000.
Are aged under 18 or over 79.

Working with your Financial Broker, it’s very important to ensure that Investment Bond is suitable for you and your own particular circumstances and needs.

Investments that work for you

Investing your money

We all have different preferences for how we like to invest, and we aim to match our offering with your needs.

With the help of your Financial Broker, you can opt for a simple ready made solution or build your portfolio selecting funds from our Aviva Select Range.

Explore investment options "Read more about Investing your money"

Video Library

Aviva’s new Savings and Investment Products

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Transcript for video Stephen Rice Show more Show less

00:00:00 Video Starts

00:00:06 - Question

Stephen Rice one minute pitch.

Savings and investments.

Your time starts now.

Deposit accounts or investment products?

00:00:15 Stephen Rice

Deposits for short-term need, such as your rainy day fund. Investments for longer term horizons, such as kids education, or indeed, your retirement.

00:00:23 - Question

Why choose an investment product to meet longer term needs.

00:00:26 Stephen Rice

Two main reasons, I suppose to beat deposit rates over the longer term, and secondly, to beat inflation.

00:00:31 - Question

Why invest with Aviva?

00:00:33 Stephen Rice

We offer a range of funds to meet different people’s risk profiles, and we also have ESG, or sustainability at the core of our ethos.

00:00:42 - Question

Do you need a lot of money to invest?

00:00:43 Stephen Rice

No, you can start saving with Aviva from €100 per month.

00:00:48 - Question

How do you invest?

00:00:49 Stephen Rice

Very simply talk to your financial broker who will match you with the right product for your needs at a point in time.

00:00:54 - Question

What are your top tips for investing?

00:00:55 Stephen Rice

It may sound simple but understand the time horizon you wish to save for and why you’re saving.

00:01:00 - Question

Finally, Stephen, what are you investing for at the moment?

00:01:03 Stephen Rice

Well as a father with a young family, for me it’s definitely education, and maybe the need to move to a bigger house or extend on our current house as the kids get a bit older.

00:01:14 - Question

Stephen, your time is up.

For more information on savings and investments, contact your financial broker.

00:01:34 Video Ends

Corporate Savings and Investments

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Transcript for video corporate investing video Show more Show less

Stephen Rice, one minute pitch, corporate savings, and investments- Your time starts now…

Deposit accounts or investment products?

Stephen Rice: Deposits to meet your companies short-term cash flow needs, investments to try and generate potential higher returns over the longer-term.

Why choose an investment product?

Stephen Rice: 3 main reasons, outperform inflation, beat deposits, and generate non trading income.

Why invest with Aviva?

Stephen Rice: Our cost-effective fund range our ESG focus and finally our easy access options.

How are companies investing with Aviva?

Stephen Rice: We regularly see companies using our savings plan along with a lump sum investment together.

Do you need a lot of money to invest?

Stephen Rice: No, you can start saving from €250 per month and lump sums start from €10,000.

How do you invest?

Stephen Rice: Talk to your Financial Broker about how our Corporate Savings and Investments Plans are suitable for your company’s needs.

What are your top tips for investing?

Stephen Rice: 3 key tips understand the time horizon that your company has, the level of risk your willing to take and whether a Savings Plan or Investments Bond or a combination of these are best suited to your company’s needs.

Multi-Asset ESG Passive Plus Range

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Transcript for video Shane O'Brien Show more Show less

0:00:00 Video Starts

00:00:05 - Question

Shane O'Brien One Minute Pitch

Aviva's Multi-Asset ESG Passive Plus Fund Range

Your time starts now. What are Multi-Asset Passive Plus Funds?

00:00:16 - Shane

They are diversified multi asset funds managed with a passive bias, so it's about setting up diversified portfolios, not changing them too regularly and letting the asset classes grow the investment over time.

00:00:27 - Question

What do you mean by passive plus?

00:00:29 - Shane

I mean that most of the strategies are passively managed within the fund. There are some components which are active in places like property and alternative investments.

00:00:36 - Question

Who manages these funds?

00:00:37 - Shane

They're managed by Aviva Investors. We are the investment part of the Aviva Group and we've been managing multi asset funds for over 40 years.

00:00:44 - Question

How is ESG integrated into these funds?

00:00:46 - Shane

In three ways. Firstly, we systematically tilt the portfolio towards better scoring ESG companies. Secondly, we engage with the companies we hold. And finally, there are certain sectors we don't invest in like coal and tobacco.

00:00:58 - Question

What are the benefits of investing in these funds?

00:01:00 - Shane

They are diversified, they are ESG tilted, and they are cost effective.

00:01:05 - Question

And how much does it cost to invest in these funds?

00:01:07 - Shane

They're available at .05% below standard charges.

00:01:11 - Question

Shane, your time is up.

For more information on Aviva's Multi Asset ESG Passive Plus Fund Range and how to invest, contact your financial broker.

00:01:35 Video Ends

Tools & Calculators

Fund Centre

How are your funds performing and where are they invested? Find out using our daily updated fund centre.

Launch Fund Centre "Read more about Fund Centre"

Key Information Document

A Key Information Document (KID) is an information sheet that helps you understand and compare the key features, risks and costs of the product and funds you are considering investing in.

View key documents "Read more about Key Information Document"