Aviva's Investment Bond
What is Investment Bond?
When you have something special to look forward to, it makes everything a little brighter. Investment Bond is a product that gives you a straightforward way to invest a lump sum to help you achieve your long-term financial goals, such as paying college fees, buying your first home, helping your children get on the property ladder, or just having the security of a rainy-day fund.
Flexibility
Invest from €10,000 with the flexibility to take regular and single withdrawals.
Growth potential
Your money is invested, meaning it will have good potential for growth, especially over the long-term. Your investment options include our popular Multi-Asset ESG Funds.
Check
Track your investments with Aviva online and our easy-to-use fund centre.
The basics
Planning your financial future can be as straightforward as you want it to be. But first, there are a few things you should think about.
What are my financial goals?
Should I save or invest?
What’s my attitude to risk?
How much control do you want?
Is Investment Bond right for you?
To invest in Aviva Investment Bond you must:
Be over 18 years of age and less than 79 years of age.
Be resident for tax purposes in the Republic of Ireland and have an address in the Republic of Ireland.
Aviva Investment Bond may suit if you:
- Are looking for a medium - long term investment policy (i.e. at least 5 years).
- Are happy with the choice of funds into which you can invest and are happy to take risk with the aim of generating returns.
- Are happy with the charges on this product.
- Are prepared to risk getting back less than you put in.
- Can invest at least €10,000.
- Are aged between 18 and 79.
Aviva Investment Bond may NOT suit if you:
- Want to invest for less than 5 years.
- Are not happy with the choice of funds into which you can invest your lump sum and are not happy to take risk with the aim of generating returns.
- Are not happy with the charges on this product.
- You are not prepared to risk getting back less than you put in.
- Cannot invest at least €10,000.
- Are aged under 18 or over 79.
Working with your Financial Broker, it’s very important to ensure that Investment Bond is suitable for you and your own particular circumstances and needs.
Investments that work for you
Investing your money
We all have different preferences for how we like to invest, and we aim to match our offering with your needs.
With the help of your Financial Broker, you can opt for a simple ready made solution or build your portfolio selecting funds from our Aviva Select Range. We also offer responsible investing options across our ranges.
Video Library
Aviva’s new Savings and Investment Products
Transcript
00:00:00 Video Starts
00:00:06 - Question
Stephen Rice one minute pitch.
Savings and investments.
Your time starts now.
Deposit accounts or investment products?
00:00:15 Stephen Rice
Deposits for short-term need, such as your rainy day fund. Investments for longer term horizons, such as kids education, or indeed, your retirement.
00:00:23 - Question
Why choose an investment product to meet longer term needs.
00:00:26 Stephen Rice
Two main reasons, I suppose to beat deposit rates over the longer term, and secondly, to beat inflation.
00:00:31 - Question
Why invest with Aviva?
00:00:33 Stephen Rice
We offer a range of funds to meet different people’s risk profiles, and we also have ESG, or sustainability at the core of our ethos.
00:00:42 - Question
Do you need a lot of money to invest?
00:00:43 Stephen Rice
No, you can start saving with Aviva from €250 per month.
00:00:48 - Question
How do you invest?
00:00:49 Stephen Rice
Very simply talk to your financial broker who will match you with the right product for your needs at a point in time.
00:00:54 - Question
What are your top tips for investing?
00:00:55 Stephen Rice
It may sound simple but understand the time horizon you wish to save for and why you’re saving.
00:01:00 - Question
Finally, Stephen, what are you investing for at the moment?
00:01:03 Stephen Rice
Well as a father with a young family, for me it’s definitely education, and maybe the need to move to a bigger house or extend on our current house as the kids get a bit older.
00:01:14 - Question
Stephen, your time is up.
For more information on savings and investments, contact your financial broker.
00:01:34 Video Ends
Your investment options
Transcript
00:00:00 Video Starts
00:00:06 - Question
John Deehan one minute pitch.
Aviva’s investment range.
Your time starts now.
What options do Aviva have for investors?
00:00:14 John Deehan
Aviva offer a range of investment options to suit clients different risk profiles across our manage for you, with you, and by you ranges. These include options such as the world’s leading fund managers.
00:00:24 - Question
What is the managed for you range?
00:00:26 John Deehan
This range comprises of a choice of Aviva multi asset funds, and are perfect for clients who want Aviva experts to manage their money, aligned to their risk profile.
00:00:32 - Question
And the managed with you range?
00:00:34 John Deehan
You can build and manage a diversified portfolio, through a range of equity, bond, property, specialist multi asset alternative funds managed by Aviva and other leading fund managers.
00:00:43 - Question
And lastly the managed by you range?
00:00:45 John Deehan
This range gives clients the flexibility to build a highly tailored and specialised portfolio through our self-directed investment options that includes share trading and structure products.
00:00:54 - Question
And do Aviva offer sustainable investment options?
00:00:57 John Deehan
Yes we offer a number of options that are classified as ESG funds under new European regulations.
00:01:01 - Question
Finally, John, where are you investing at the moment?
00:01:04 John Deehan
I’m a great believer in diversification and the benefits of equities and I’m currently investing in a blend of different multi asset and equity funds.
00:01:10 - Question
John, your time is up.
For more information on Aviva’s investment range, contact your financial broker.
00:01:30 Video Ends
ESG investing
Transcript
00:00:00 Video Starts
00:00:06 - Question
Peter Smith one minute pitch.
ESG investing.
Your time starts now.
What does ESG mean?
00:00:13 Peter Smith
ESG stands for environmental, social, and governance and really deals with how companies interact with the environment, how they treat their suppliers and staff, and how that company is governed.
00:00:24 - Question
And why is it important?
00:00:26 Peter Smith
It’s important because it can take your money and it gives it the opportunity to make change across boardrooms in the world.
00:00:32 - Question
Will it make a real difference?
00:00:33 Peter Smith
It makes a real difference and it’s been shown to be 20 times more effective by greening your pension, than changing to an electric car.
00:00:42 - Question
Will I have to pay more to invest sustainably?
00:00:44 Peter Smith
Absolutely not, we offer a wide range of ESG funds at standard management charges.
00:00:51 - Question
Why should people consider Aviva investors for ESG?
00:00:54 Peter Smith
Aviva investors in 2021 won ESG provider of the year at the Irish pension awards.
00:01:00 - Question
Finally, name a company you think is doing well in the fight against climate change.
00:01:04 Peter Smith
BP, historically an oil and gas company, is transitioning to become carbon net zero by 2050.
00:01:10 - Question
Peter, your time is up.
For more information on ESG investing, contact your financial broker.
00:01:32 Video Ends
Understanding ESG and Our Approach
Transcript
00:00:00
Video starts
00:00:08
Aviva research indicates that environmental, social and.
00:00:11
Governance investing, or ESG investing for short.
00:00:15
Is important to 70% of Irish pension investors. No wonder ESG investing is gaining traction.
00:00:24
Research is increasingly showing that this investing.
00:00:27
Method can reduce portfolio risk, generate competitive investment returns and help investors feel good.
00:00:34
About the funds they invest in. In a nutshell, ESG investing involves researching.
00:00:44
And considering environmental, social and governance issues.
00:00:49
In addition to other factors such as financial criteria when evaluating different investments.
00:00:54
For inclusion in investments funds e are environment concerns, how corporations interact with the physical environment such as climate change, biodiversity, natural resources, carbon emissions, air and water.
00:01:15
Pollution, and energy use.
00:01:22
S for social looks at the impact companies have on society and communities, including human rights, health and safety issues, labour standards, product liability, privacy and data security. Qi or Governance focuses on how companies are governed, including diversity, transparency, ownership board independence, ethics and executive compensation.
00:01:54
ESG investing has become mainstream and for many investors around the world, and it's a requirement that must be considered before they invest.
00:02:10
Aviva offer Responsible Fund investment options across are managed for you, managed with you and managed by you propositions. For example, through our managed for you and managed with you propositions, we offer a range of funds from Aviva Investors who integrate ESG into their investment processes where possible. This includes our range of Aviva multi asset ESG funds. Aviva Investors is the asset management part of the Aviva Group and a Global Asset Manager with integrated experience across all major asset classes. Aviva Investors engage and meet with global companies to encourage them to change and build a substantial business for the future. And they're at the forefront of encouraging overall market reform, helping to drive regulatory change across financial markets. To encourage better practise and drive meaningful change. Aviva Investors has a dedicated team of over 30 ESG analysts and have built ESG considerations into their investment processes. What this means is that when they're considering whether to include individual investments such as company shares in your investment fund.
00:03:23
They will analyse traditional financial metrics alongside.
00:03:27
ESG criteria such as impact on the environment, company culture and corporate governance. Aviva Investors is a pioneer in responsible investments. They've been actively voting since 1970 to encourage responsible behaviour by companies and to consider ESG criteria. Today they are recognised as a global leader in ESG investing. They are a founding member of the UN Principles for Responsible Investing and today they're a plus rated for their approach as part of the Aviva Group. Their ambition is to be net zero for investments by 2040, ten years ahead of the Paris Agreement target. To learn more about Aviva's multi asset ESG funds and other ESG investment options available from Aviva, please contact your financial broker or visit www. Addiva ie ESG you.
00:04:42
Video ends
Tools & Calculators
Expert advice
Want expert advice on savings and investments? Contact your Financial Broker today.
Manage your policies online
Aviva Online Service Centre
You can access your policy information online through our customer portal.
With Aviva Online Service Centre you can:
- see the current value of your policy
- see the funds you’re invested in
- see how much money you have invested in each fund
- access our online customer calculators
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Warnings
Important information to consider.
Warning: The value of your investment may go down as well as up. Warning: If you invest in these products you may lose some or all of the money you invest. Warning: Past performance is not a reliable guide to future performance. Warning: These products may be affected by changes in currency exchange rates. Warning: The income you get from this investment may go down as well as up. |
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| The funds referred to in this document may be linked to an insurance-based investment product and the Key Information Document (KID) for this product is available at www.aviva.ie/KIDs. The Risk Ratings of the funds referred to in this document differ from the corresponding Summary Risk Indicators shown in the KID. An explanation of the differences between the Risk Rating and the Summary Risk Indicator is available at the location above. |
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Aviva Life & Pensions Ireland Designated Activity Company, a private company limited by shares. Registered in Ireland No. 165970. Registered office at Building 12, Cherrywood Business Park, Loughlinstown, Co. Dublin, D18 W2P5. Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland. Tel (01) 898 7950.