What is winter sports travel insurance?
Winter sports travel insurance helps protect you when enjoying activities such as skiing, snowboarding, tobogganing and outdoor ice skating abroad.
Winter sports cover can help protect against unexpected injuries, emergency assistance costs, equipment loss and disruption caused by severe weather or poor snow conditions.
A day on the slopes should be spent making memories, not worrying about unexpected setbacks, which is why having the right cover in place can make all the difference.
Winter sports cover is an optional add-on to Aviva Travel Insurance and is available for an additional premium.
Why standard travel insurance may not be enough
Ski and winter sports holidays come with experiences you won't find on a typical getaway, but they can also bring different risks. Mountain environments and winter sports activities can present circumstances that may not be covered by standard travel insurance.
If you're planning a snow sports holiday, adding specialist winter sports cover can help protect against the unexpected Injuries and emergency assistance on the mountain to lost, stolen or damaged equipment and disruptions caused by poor snow conditions or severe weather.
What's covered when you hit the slopes?
Winter sports and ski travel insurance can help protect you against unexpected costs, giving you peace of mind on and off the slopes.
Emergency medical treatment abroad
A fall on the slopes can quickly turn an exciting day in the mountains into an unexpected trip to a medical centre. If you're injured while taking part in a winter sports activity covered by your policy, your insurance may cover medical costs, giving you the care you need.
Search and rescue assistance
If you're injured during a winter sports activity covered by your policy, your insurance can help with eligible emergency medical treatment, including rescue services to take you to hospital. Eligible evacuation costs may be covered, helping you access the medical attention you need.
Air ambulance and medical evacuation
If you're injured while taking part in a covered winter sports activity, your policy can help cover medical expenses and provide support for air ambulance services and medical evacuation.
Cover for ski equipment and snowboarding gear
Winter sports cover includes protection for eligible ski and snowboarding equipment. If your equipment is lost, stolen or damaged during your trip, this cover can help with unexpected replacement costs. Personal property cover is available up to €1,500, with a maximum payment of €250 for any one item. Check your policy documents for details of the equipment covered and any policy limits, conditions and exclusions.
Protection for ski passes and ski lift disruption
If your ski pass is lost or stolen, Aviva can cover the unused portion up to €75 per week, with a maximum of €300 per holiday. If you are unable to ski for more than 12 consecutive hours due to a lack of snow or a piste closure, you may receive payments of €20 for each full 24-hour period up to a maximum of €200 per holiday.
Good to know
Cover applies within the geographical area selected, choose from:
Europe
Worldwide excluding USA
- Worldwide including USA
If you change your mind, you can cancel your policy at any time. If you cancel within 14 days of purchase and have not travelled or made a claim, you may receive a full refund subject to the policy conditions. Different cancellation terms apply after this period.
Who should consider winter sports cover?
Winter sports cover is worth considering for anyone planning a snow-filled getaway. Whether you’re heading off on a ski break or a trip to the mountains, winter sports cover is designed to protect you while you’re away.
Travellers with a standard travel policy taking part in winter sports activities abroad
Frequent travellers looking for annual multi-trip winter sports cover
Individuals and families planning a winter sports trip
Single trip travellers planning a ski or winter sports holiday
Get a ski and winter sports quote
For your next journey. Get a quick quote in just a few steps:
1. Fill in your details e.g. name, email address.
2. Enter your travel details and choose ‘Single trip’ or ‘Multi trip’.
3. Enter traveller details for each person and if you/they have private medical insurance.
4. Your personalised quote will be ready to view.
You can then add optional cover 'Winter sports’.
Snow sports insurance for popular winter destinations
Planning a ski or snowboard holiday? Make sure your travel insurance is ready for the mountains too.
Ski insurance for Europe
Europe's snow-capped mountains attract skiers and snowboarders from around the world every winter, with renowned resorts across France, Austria, Italy and Switzerland. If you're planning a European winter sports holiday, ski and snowboard insurance can help provide protection tailored to your needs.
Winter sports cover for the USA
Home to legendary ski destinations such as Colorado, Utah and California, the USA offers unforgettable experiences both on and off the slopes. With medical treatment often carrying higher costs than in many other destinations, having winter sports travel insurance in place can help cover unexpected costs during your trip.
Cover for alpine resorts worldwide
Whether you're skiing in Canada's vast mountain ranges or travelling even further afield to destinations such as New Zealand or Japan, Aviva's winter sports insurance can help give you the peace of mind while you're away
Winter sports covered by Aviva
Whether you're hitting the ski slopes or enjoying other winter activities, Aviva's optional winter sports travel cover protects a range of popular winter sports when added to your travel insurance policy.
1. Ski travel insurance
Aviva's skiing insurance provides support for a range of ski-related incidents, including accidents on the slopes, emergency evacuation and equipment loss or damage. For those venturing off-piste, cover can also apply when skiing with a qualified local guide with the appropriate safety equipment.
2. Tobogganing insurance
Gliding through snow-covered mountain scenery is all part of the appeal of tobogganing but accidents can happen. This winter sports cover extends to hospital costs, personal liability, repatriation, and damage to or loss of tobogganing equipment.
3. Snowboarding insurance
Snowboarding combines speed, skill and plenty of thrills, making it one of the most popular winter sports on the slopes. Snowboarding insurance is designed to help cover some of the risks that come with winter sports travel, accounting for everything from snowboard-related injuries and evacuation costs to lost, stolen or damaged equipment.
4. Outdoor ice-skating insurance
Outdoor ice skating is a winter tradition enjoyed at resorts, mountain villages and festive destinations around the world. If a slip, fall or collision interrupts your time on the ice, Aviva's outdoor ice-skating travel insurance can provide cover for eligible medical expenses and other covered incidents arising from accidents on the ice.
Annual multi-trip or single-trip winter sports insurance?
Whether you're planning a one-off ski holiday or making the most of multiple trips to the slopes throughout the year, Aviva offers flexible travel insurance for skiing and winter sports to suit your travel plans.
Optional winter sports cover can be added to both single trip travel insurance and annual multi-trip policies. A single trip must not exceed 31 days.
Single trip ski and winter sports insurance
Planning one ski holiday this year? Single-trip travel insurance lets you add winter sports cover for the duration of your trip, helping you enjoy your time on the slopes with added confidence. It's a practical option for one-off ski breaks, snowboarding holidays and winter sports getaways.
Multi-trip ski and winter sports insurance
If multiple mountain escapes are already in the diary, annual multi-trip travel insurance may be the more suitable option. Popular with frequent travellers, it allows you to add winter sports protection once and enjoy cover across your trips throughout the year, without the hassle of arranging separate insurance every time you head for the slopes.
Preparing for a ski holiday
Preparing before you travel can help you stay safe on the slopes and make the most of your winter sports holiday.
Common winter sports risks and how travel insurance can help
Why choose Aviva winter sports travel insurance?
Aviva's winter sports travel insurance is built around the way you travel, offering flexible cover options and reassurance while you're away on the slopes.
- Optional cover for skiing, snowboarding, tobogganing and outdoor ice skating
- Available on both single trip and annual multi trip travel insurance
- Protection for eligible medical expenses, equipment loss and winter sports disruptioN
- 24-hour emergency assistance while abroad
Ski and winter sports FAQs
Winter sports cover and policy options
Can I add winter sports cover to annual multi trip travel insurance?
Can I get ski insurance for a family holiday?
Equipment cover and emergency assistance
What should I do if I lose my ski equipment?
Does winter sports travel insurance cover hired ski equipment?
Does travel insurance cover mountain rescue?
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