Planning for the future

Investment options to help with the financial future of children.

For many parents, the financial future of children or grandchildren is a primary concern. The question often arises: how can we support their future goals in a way that’s financially savvy and tax-efficient? Whether it’s financial support to help with higher education, starting a business, or purchasing a home, Aviva’s Children’s Savings Investment Trust could be the answer.

Family planting a tree

What is Aviva’s Children’s Savings Investment Trust?

Our Children’s Savings Investment Trust is a tax-efficient means to help secure a bright future for the younger generation once they turn 18. This trust allows individuals to contribute up to €3,000 annually per child (€6,000 per couple) to maximise the Small Gift Exemption limit.

You can invest from as little as €100 per month and you can easily change your investment choice throughout the policy, giving you flexibility. It’s a great option for parents, grandparents, or godparents to help give their loved ones the best start in life once they reach adulthood.

Why choose Aviva’s Children’s Savings Investment Trust?

  • Long-term growth: Your money can grow because it's invested, especially in the long-term.
  • Investment choices: We offer lots of investment options across risk profiles, asset classes and fund managers.
  • Environmental responsibility: Our investments also consider the environment, social and governance (ESG) factors.
  • Simple and straightforward: Aviva deducts any exit tax due on the growth of your policy.
  • Keep an eye on your investment: Easily watch how your investment is doing online and via our easy-to-use fund centre.

Remember: Money in the Aviva Children's Savings Investment Trust is the child's, not the parent's (or another contributor such as a grandparent).

For more information, download our Aviva’s Children’s Savings Investment Trust Brochure and our Savings Plan Customer Guide.

Want expert advice on saving for children?

Talk to our team today!

091 784440

Remember that tax laws can change over time, so it is important to check for the latest information.

Warning: Past performance is not a reliable guide to future performance.

Warning: The value of your investment can go down as well as up.

Warning: If you invest in this product, you may lose some or all of the money you invest.

Warning: These funds may be affected by changes in currency exchange rates.