Introducing Aviva's Retail Master Trust

Designed around your needs with access to a wide range of ESG funds

Sponsors of Master Trust

Aviva are the Sponsors of the Aviva Retail Master Trust and are also the Registered Administrator. Our Master Trust provides employers and members with a wide investment choice across a range of Environmental, Social and Governance (ESG) solutions which allow members to have as much or as little an active engagement on how their money is managed. As one of the largest insurers across Ireland and the UK, you can rely on our size and strength to be there, when we are needed most.

What is a Master Trust?

A Master Trust is an occupational pension scheme. The Aviva Retail Master Trust consists of one legal trust and a board of trustees, which acts as trustee for the whole trust. Each employer using the trust has its own section within the overall arrangement.

The role of the Trustee is crucial. They have ultimate responsibility for the investments in the scheme and the ways in which the scheme serves its members. The Trustees are supported by Key Function Holders – Grant Thornton as the Internal Audit Partner and LCP as Risk Manager.

Is a Master Trust the right choice for you?

Aviva recognises that employers have an important choice to make when it comes ensuring they meet any regulatory requirements for pensions provision including IORP II.

The Aviva Retail Master Trust will provide comfort that all regulatory requirements are met and includes a number of benefits:

  • Significantly reduced compliance costs for employers compared to running their own trust-based scheme
  • Professional oversight and governance on members benefits
  • A wide range of funds across different risk profiles, asset classes, fund managers and investment styles
  • Access to our default My Future range of Lifestyle strategies

Key documents

The fund guide includes details of all funds made available to new policy holders of Aviva across all of our product lines. Please note not all funds may be available to the Retail Master Trust. For details on the fund options available to you, please speak to your Financial Broker or refer to the application form completed.

Expert advice

Want expert advice on pensions and retirement? Contact your Financial Broker today.

Aviva Life & Pensions Ireland Designated Activity Company, a private company limited by shares. Registered in Ireland No. 165970. Registered office at Building 12, Cherrywood Business Park, Loughlinstown, Co. Dublin, D18 W2P5. Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland. Tel (01) 898 7950.