Four smart ways to lower your car insurance premium

Car insurance is an essential part of safe and confident driving. At Aviva, we believe in rewarding responsible drivers and offering flexible cover that suits your lifestyle.

Whether you're a seasoned driver or just starting out, there are plenty of ways to make sure you're getting great value from your policy without compromising on cover.

At Aviva, we believe in rewarding safe driving, offering flexible options, and helping you make confident choices. So, if you're looking to lower your premium while keeping the protection you need, here are four smart tips to get you started.

1. Make Sure You’ve Got the Right Cover

Choosing the right level of cover is key to getting the best value from your insurance. You can choose from Comprehensive and Third Party, Fire and Theft cover with Aviva, so you can choose what suits your lifestyle best.

  • Comprehensive cover includes protection for accidental damage, windscreen repair, and more.
  • Third Party, Fire and Theft is ideal if you’re looking for essential protection at a lower cost.

Learn more about our cover and the key features of both options here

2. Safe Driver? We Think That Deserves a Reward

At Aviva, we believe good driving should be recognised. That’s why we offer generous discounts for experienced and responsible drivers:

  • If you’ve no penalty points, you could receive a discount of up to 19%Footnote [1].
  • If you’ve completed an Advanced Driver qualification, you may be eligible for a further 20% off your premiumFootnote [2].

It’s our way of saying thank you for helping to keep the roads safer.

3. Consider Increasing Your Voluntary Excess

Your excess is the amount you agree to pay if you make a claim. By choosing a higher voluntary excess, you could reduce your premium. Just make sure it’s an amount you would be comfortable paying if the unexpected happens.

4. Enjoy a Loyalty Discount with Aviva

Already have your home insurance with us?  We have some good news; you can save even more. When you insure both your car and home with Aviva, you’ll get 15% off both policies.Footnote [3] It’s just one of the ways we like to say thanks for staying with us.

Lowering your car insurance premium is all about making informed, confident choices and at Aviva, we’re here to help you every step of the way. From rewarding safe and experienced drivers to offering flexible cover that fits your lifestyle, we believe in giving you more than just a policy, we give you peace of mind.

If you’re penalty points free, you could benefit from a discount on your premium. And if you’re taking out a new car insurance policy online, you can enjoy 15% off straight awayFootnote [4]. It’s our way of helping you save more, drive smarter, and feel fully protected on the road.

Ready to see how much you could save? Get a quote online today and discover the benefits of car insurance with Aviva.

15% online car insurance discount⁴

Get a quote or learn more about our car insurance.

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