What Is Telematics Car Insurance?

Learn about the installation process, how the telematics device works and the steps involved in setting up your policy.

Key points:

  • Aviva telematics car insurance is designed for young, inexperienced and first-time drivers.
  • A small telematics device is installed in your car to help monitor driving behaviours such as speed, braking, acceleration and cornering.
  • You can view your driving score and journey data through MyAviva to better understand your driving habits.
  • The policy includes additional benefits such as 24-hour breakdown assistance as standard.
  • Getting started is simple, with a quick installation process and an online quote available if you meet the acceptance criteria.

Starting your driving journey is an exciting milestone. While finding car insurance as an inexperienced or first-time driver can sometimes feel challenging, there are options available that can help you build confidence behind the wheel while developing safer driving habits.

That’s where Aviva telematics car insurance comes in. 

Designed for inexperienced, young and first-time drivers, telematics insurance uses a small device, often referred to as a “Black Box”, to help you better understand your driving behaviour and track progress over time.

What is telematics car insurance?

Aviva’s telematics car insurance is specifically designed for drivers who are still building experience on the road.

As part of your policy, a small telematics device is installed in your car. The device monitors driving behaviours such as:

  • Speed 
  • Braking
  • Acceleration 
  • Cornering 

Using this information, a driving score is generated, helping you understand your driving habits and identify areas for improvement.

If you're new to driving, you might also find our telematics knowledge centre helpful, with articles and guidance for inexperienced, young and first-time drivers.

How does it work?

Once you’ve purchased an eligible telematics policy, you’ll receive an email with a link to book an installation appointment at a time and location that suits you.

A trained installer will fit a small telematics device to your vehicle. Installation is quick and straightforward, typically taking around 20 minutes. Once installed, the device records information from your journeys and helps create your personalised driving score.

Track your progress with MyAviva

You can view your driving score and journey data through MyAviva, helping you better understand your driving habits and track your progress over time.

Watch the video here to see how MyAviva works and how you can access you’re driving dashboard:

Additional benefits

Alongside telematics technology, Aviva telematics car insurance includes a range of benefits, including:

  • 24-hour breakdown assistance as standard
  • Access to MyAviva to view your driving score
  • Cover for replacement locks up to €1,000 (subject to policy terms and conditions)
  • Discounts for eligible drivers with a claim-free history as a named driver on another policy

You can learn more about the cover and benefits available on the Aviva telematics car insurance page.

JavaScript is required to use features on this page, but is not currently available; please try again.

Transcript  for video What is telematics insurance

So, you're new to driving? Nice one. Here's the thing… When you're just starting out, car insurance can be pricey. But Aviva's telematics car insurance may help you reduce the cost over time through good driving habits. A bit of peace of mind while you find your feet. Let me show you how...

See this little black box? This is where it all happens. This tracks how you drive and can help bring your premium down the next time you renew your insurance. It’s designed with inexperienced and young drivers, like us, in mind.

So how does it actually work? You’ll receive a link via email to schedule a time and location for Aviva to install the box. It’s a quick job, and they connect it to your car's battery. From there it tracks how you drive: your speed, your braking, your acceleration, your cornering. Information that can help make you a safer driver in the long run. Easy!

The box does collect data on how you drive, like speed and braking. But it’s all to support your cover. And you can view everything on your MyAviva account. Pretty cool, right?

Here's the clever bit! Over time, you build up a driver score. Kind of like a game, right? The safer you drive, the better you score, and better habits can lead to lower insurance costs over time.  You can check your stats anytime on MyAviva. Win-win, and who doesn't want to keep a bit more cash in their pocket?

Getting a quote

Getting started is simple:

  1. Complete an online quote.
  2. Enter a few details about yourself and your vehicle.
  3. If you meet the acceptance criteria, you may be offered a telematics insurance quote.

Ready to get started?

Take the next step in your driving journey with Aviva telematics car insurance. Designed for young, inexperienced and first-time drivers, it can help you build confidence, understand your driving habits and develop safer driving behaviours