< Home Insurance

Optional home insurance cover

You can design a policy that does exactly what you need

Aviva Smart Home

We understand just how important you home is to you. That’s why, with a once off installation fee of €249 and then €29.99 per month, Aviva Smart Home allows you to manage your home security, heating and lighting directly from your smart phone or tablet. Find out how to stay safe, connected and in control with Aviva Smart Home.


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Protect what matters

We understand that you want to keep your most valuable possessions safe, whether you're at home, or away. That's why we offer a range of cover, allowing you to choose what you need, most.

1. Take out cover for specified items including:

  • Jewellery
  • Watches
  • Cameras and binoculars
  • Bicycles and sports equipment

2. Get cover for unspecified items up to a certain amount:

  • €5,000
    Single article limit €1,500
    Personal money €130
    Bicycles €500 (in any period of insurance)
  • €7,500
    Single article limit €2,500
    Personal money €130
    Bicycles €500 (in any period of insurance)
  • €15,000
    Single article limit €3,500
    Personal money €200
    Bicycles €500 (in any period of insurance)

3. Cover individual items for an amount that you specify.

Additional cover for items

Be prepared for accidents

None of us have a crystal ball to see into the future. But you can protect your home and its contents from accidental damage and any unexpected surprises with optional accidental damage cover.


Get cover for what you care about

With a range of add-on's available on your home insurance, we can help you to protect additional items in your home:

  • Garden Cover: perfect for those things designed to be left permanently in the great outdoors
  • Caravan cover: Personal effects and luggage can also be added
  • Child-minding cover: leave nothing to chance with cover up to two children max
  • Home office cover: keep your business equipment safe if you're working from home1

Ready to buy home insurance?

Take out your home insurance policy online and we'll give you a 15% online discount

Need to contact us?

You'll find all the content information you need here

1 Home office cover is available only if you use a single room in your private home as an office, rather than for complete buildings used for office purposes. This cover includes optional liability cover or liability cover with business equipment (up to €2,600 with a single article limit of €1,300)

2 Acceptance criteria, terms and conditions apply to our mortgage protection cover. All discounts applied are subject to a minimum premium of €15 per month.

As Aviva Smart Home is not a financial service, it is not regulated by the Central Bank.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. Car insurance and home insurance are underwritten by Aviva Insurance Ireland DAC. Life and Protection Cover is underwritten by Aviva Life & Pensions Ireland DAC.

Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland. A private company limited by shares.  Registered in Ireland No. 605769. Registered Office: One Park Place, Hatch Street, Dublin 2, Ireland, D02 E651.