Home Insurance

Home Insurance Discounts

Make your money work harder for you with Aviva's excellent range of money-saving discounts

Home safety discounts¹

We believe you should be rewarded with lower home insurance costs when you take precautionary measures to protect your home.


No claims? Up to 40% off

Each year you don't claim on your home insurance, we'll give you a discount on your premium. And we'll keep increasing that discount up to a maximum for five or more years claims-free.

Years of no claims Discount on your premium
1 15%
2 18%
3 25%
4 35%
5 40%

Transferring to Aviva from another insurer? Don't worry - we'll take your claim-free years into account. If you're a first-time buyer or have no previous insurance, how does an introductory 25% discount sound? And by the way, any claims you make under our jury service benefit won't affect your no-claims discount. Not bad, eh?


Got a house alarm? Get 12.5% off

If you have an alarm you will get a 12.5% discount - alarm must be installed and maintained in accordance with manufacturer's guidelines.

Policy discounts¹

You can make further savings on your home insurance when you buy online or increase your policy excess.

Buy online? 15% off

Get a 15% discount1 straight off the bat when you buy your home insurance online with Aviva. Money off and instant access to your policy documents....what's not to like?

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Increase your policy excess? Up to 11% off

Policy excess is the amount of money you will have to pay if you make a claim on your home insurance. At Aviva, we put you in control and allow you to choose how much excess you pay. For example, our standard Buildings and Content policy comes with an excess of €275. However, you can choose to accept a higher excess in exchange for an additional discount on your premium.

Sign up to Aviva Home Insurance and raise your excess to €500 today. If you'd like to increase this further to €750 or €1,000, just call our team in Galway on 1890 33 22 11 and we'll get you on the path to further savings.

Increased excess discounts:

  • €500: 3.5% off
  • €750: 7.5% off
  • €1,000: 11% off

Loyalty discounts

We reward existing customers who choose Aviva for their insurance needs.

Car and home insurance with Aviva? 15% off

Yes, you've guessed it - we're big on loyalty. That's why we give you 15% off both policies if you take out your home AND your comprehensive car insurance with Aviva. We'll even throw in a year's free travel insurance. You see? It pays to stick with us!2

6% loyalty discount

Get a 6% discount on your premium if you have three or more claim-free years when you renew your home insurance with Aviva.

Ready for get cover?

Take out your home insurance policy online and we'll give you a 15% online discount1

Important documents

Important information about your home insurance. You may find our glossary of terms helpful when reviewing your home insurance documents. Our assumptions are also available to you.

Need to contact us?

You'll find all the contact information you need here

1. Offer available when you take out a new policy online. Acceptance criteria, terms & conditions apply. Offer subject to minimum premium of €230 for home (€115 for Contents or Buildings only).
2. Offer available to new & existing customers who have both Aviva car & home insurance. Acceptance criteria, terms & conditions apply. Offer subject to minimum premium of €280 for car & €230 for home (€115 for Contents or Buildings only). Free one year travel insurance is arranged by Aviva Direct Ireland Limited and underwritten by Chubb European Group SE.
3. Acceptance criteria, terms and conditions apply. These monthly premiums are based on single life cover of €170,000 for a person aged 31 next birthday and a non-smoker, over a 25 year term. Source: Aviva Life & Pensions Ireland DAC as at July 2020.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland.

Car insurance and home insurance are underwritten by Aviva Insurance Ireland DAC.

Life and Protection Cover is underwritten by Aviva Life & Pensions Ireland DAC.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office One Park Place, Hatch Street, Dublin 2.