Car insurance quotes tailored to you
We offer car insurance quote options designed to fit your needs and budgets. Find out how car insurance quotes work, what affects your premium, and how to compare quotes to get the right cover for you. Getting a quote for car insurance helps you compare prices and policies so you can find the right balance between cost and cover. With Aviva, you can get a quote online in minutes, save 15% on the quote cost Footnote [1] and see what level of protection suits you best.
What is a car insurance quote?
A car insurance quote is a price estimate provided by an insurance company for covering your vehicle. It’s calculated using factors such as your age, driving record, type of car, where you live, and the level of coverage you choose. The quote helps you review the cost before purchasing a policy.
How to get a car insurance quote in Ireland
Here’s how to get a quote quickly and easily:
Gather your details
You’ll need your driving licence information, vehicle registration, driver number and any named drivers.
Provide accurate information
Details about where the car is parked, your job, and your driving history help ensure your quote is correct.
Get a quote online
Fill out the easy-to-use quote form to see your quote instantly, subject to meeting Aviva's eligibility criteria.
Compare your options
Review what’s included and decide whether to add optional extras like protected no-claim discount or change your policy excess.
Aviva's car insurance quotes take just a few minutes to complete online, and you can choose to pay monthly or annually once you’re ready to buy.
Types of car insurance quotes
When comparing quotes, it helps to know the difference between the main types of car insurance cover:
Comprehensive Insurance 
Covers damage to your own car, other vehicles, and property, as well as injury to others. It also includes fire, theft, and windscreen protection.
Third party, fire and theft 
Covers you for damage or injury to others, plus fire damage or theft of your vehicle.
What affects the cost of car insurance quotes
Every driver’s premium is unique. Here are some of the main factors that affect your quote:
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Age and driving experience
Younger or newly qualified drivers may pay more until they have built up a safe driving record.
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Car make and model
More powerful or expensive vehicles can increase your premium.
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No Claims Discount (NCD)
The more years you drive claim-free, the more you can save.
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Level of cover
Comprehensive or third-party, fire and theft
Understanding these factors helps you compare car insurance quotes fairly and find ways to keep costs competitive.
How to compare car insurance quotes
When comparing car insurance quotes in Ireland, look beyond the price tag. Here’s what to check:
Cover limits and exclusions
Make sure you understand what’s included and what’s not.
Level of cover
Comprehensive or third-party, fire and theft
Optional extras
Compare add-ons, like step-back NCD.
Payment options
Annual payments can be cheaper overall than monthly instalments.
Aviva customers also benefit from a 24/7 breakdown rescue helpline and flexible cover options, so you can feel confident that you’re protected when it matters most.
Tips for getting cheaper car insurance quotes
Looking to make your premium more affordable? Here are a few possible ways that could reduce your premium:
- Build and protect your No Claims Discount
- Choose a car in a lower insurance group
- Fit an approved alarm or immobiliser
- Park in a secure garage or driveway
- Pay your premium annually
- Increase your voluntary excess
Taking these steps may help you get a cheaper car insurance quote without compromising on quality cover.
How long do car insurance quotes last?
Most car insurance quotes are valid for up to 30 days, though this can vary between insurers. Prices can also change daily based on market conditions, claim trends, and underwriting updates.
If you find a quote that you’re happy with, it’s best to finalise it sooner rather than later. That way, your price is locked in.
Getting quotes before buying a car
Frequently Asked Questions
Can I insure more than one car on my quote?
Yes, Aviva offers multi-car discounts where you save 10% on a second car's quote. While you can only get one quote per car, you can get multiple quotes and policies to benefit from the multi-car discount - provided you meet the eligibility criteria.
Why do car insurance quotes change daily?
Insurers update their prices regularly to reflect the latest claim trends and changes in overall risk.
How much is car insurance?
There’s no one-size-fits-all price, your quote is based on the details you provide and depends on details such as the make and model of your vehicle as well as how many years claims free driving you have, to name a few.
Will my quote be cheaper if I pay my premium monthly or annually?
You can pay for your Aviva car insurance by monthly direct debit or by one upfront annual payment. In many cases, it will work out cheaper to pay upfront for the whole year but it's up to you. Monthly payments suit some budgets better than one upfront payment.
Can I get a discount on my quote?
You can. Aviva offers a wide range of discounts that could reduce your quote. For example, if you have no claims within the last five years on a policy in your own name, you can get a No Claims Discount of up to 50% off the price of your car insurance.