Car Insurance Benefits

We're there when you need us most

Great benefits from Aviva

What's better than getting a good deal on your car insurance? How about getting lots of great benefits thrown in as standard? We give you:

Breakdown Rescue Cover

Breakdown? We can fix that. And 9 out of 10 times, we do it at the roadside.

Breakdown Rescue Cover

Breakdowns happen but if they happen to you, we cover you anywhere in Ireland or the United Kingdom for;

  • Mechanical breakdown
  • Fire, theft, attempted theft or malicious damage
  • Punctures you need help to fix
  • Wheel replacement
  • Keys broken in the lock or locked in your car

Find out more about breakdown rescue

Driving Other Cars

Driving Other Cars

You, as policyholder, can get third party cover to drive other people’s cars if you have a full, current EU driving licence. Some restrictions apply, check your MotorCare policy booklet for details.

Windscreen Damage Cover

Windscreen Cover

Cracked windscreen? If you use one of our aligned windscreen repairers you get unlimited windscreen cover with your Comprehensive policy.

Just call 1800 147 147 for our current list of aligned windscreen repairers. Got a Third Party, Fire and Theft policy? You can get this benefit for an extra premium.

24/7 Claims Helpline

Claims Helpline

Our claims helpline is open all day and all night every day of the year so if you need us just call 1800 147 147. One of our claims handlers will tell you:

  • Whether your car insurance policy covers you for the incident
  • What you have to pay
  • The steps involved in getting your claim settled

Online Services

Online Service

No more waiting for documents to arrive by mail. You can access your policy documents securely at any time using MyAviva Car, our online self-service facility. We won't charge you any administration costs if you make changes to your policy online and you'll help us reduce our carbon footprint. A win for everyone!

Automatic Temporary Cover

Automatic Temporary Cover

We provide cover on any private car (up to 2000cc) loaned to you or a permitted driver shown on your Certificate of motor insurance, for up to seven days by a registered garage or vehicle repairer while your car as described on your Schedule is being serviced or repaired.

Courtesy Car

Courtesy Car

We will provide you with a courtesy car for up to 7 days when yours is being repaired by an Aviva Motor Services repairer in the event of loss or damage caused resulting in a claim under your policy.

Legal expenses cover

Legal Expenses Cover

All our car insurance customers will have personal legal expenses cover providing you with access to a legal advice helpline you can use to get advice on any personal legal matter, appoint legal advisor if you need to defend a motoring prosecution and covers you for legal costs and expenses which may arise if you want to make a claim following a motor accident. Sounds comforting, doesn’t it?

You can access our strictly confidential legal advice helpline on 0818 253 065. Cover is underwritten by ARAG Legal Protection Limited, Europa House, Harcourt Centre, Harcourt Street, Dublin 2, D02 WR20.

We also cover you for professional costs and expenses up to €65,000* that might arise if you make a civil claim for damages after a car accident.

*€65,000 in legal costs covers a single claim or event.

Replacement Lock Cover up to €1,000

Replacement Lock

If your car keys or your lock transmitter are lost or stolen we've got you covered too. We'll pay for the cost of replacing:

  • The door locks and boot lock
  • The ignition steering lock
  • The lock transmitter and central-locking interface

Personal Belongings Cover

Personal Belongings Cover

We pay up to €150 if personal belongings in your car are damaged or lost as a result of fire, accident or theft. And no, this won't affect your no-claims discount either!

Car Phone and Radio Cover

Car Phone and Radio Cover

Your car phone and certain audio equipment are protected too. We pay any amount over 5% of the insured value of the car, or €650, whichever is less, for loss or damage to radio, hi-fi, car-phone or CB radio equipment, unless we agree otherwise.

Fire Brigade Charges up to €1,000

Fire Brigade Charges

We will pay for charges made by the fire brigade to:

  • Control or put out a fire in your car
  • Remove the driver or passengers from your car using cutting equipment

Policy details

Important information about your car insurance. You may find our glossary of terms helpful when reviewing your car insurance documents. Our assumptions are also available to you.

15% online car insurance discount¹

Get a quote or learn more about our car insurance.

Looking for more information?

Find out how you can tailor your car insurance policy to suit you, make great savings and manage your policy online.

Need to contact us?

Email enquiries

Question about your policy? You can contact us by email and we’ll get back to you.

Telephone numbers

You'll find all the contact information you need here

1. Offer of 15% discount only applies to new car insurance policies bought online. Acceptance criteria, terms and conditions apply. Subject to a minimum premium of €310 for car insurance. Aviva reserves the right to withdraw, suspend or amend this offer or any of the terms and conditions there of at any time without prior notice.

DAS Legal Expenses Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FRN202106) and the Prudential Regulation Authority.

Car insurance is underwritten by Aviva Insurance Ireland DAC.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office: Cherrywood Business Park, Dublin, Ireland, D18 W2P5.