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Car Insurance Benefits

We're there when you need us most

Great benefits from Aviva

What's better than getting a good deal on your car insurance? How about getting lots of great benefits thrown in as standard? We give you:


Breakdown Rescue Cover

Breakdown Rescue Cover

Breakdowns happen but if they happen to you, we cover you anywhere in Ireland or the United Kingdom for;

  • Mechanical breakdown
  • Fire, theft, attempted theft or malicious damage
  • Punctures you need help to fix
  • Wheel replacement
  • Keys broken in locks or locked in your car

Find out more about breakdown rescue

Driving Other Cars

Driving Other Cars

Need to drive your friend's cars? Go ahead!

You get Third Party cover to drive other people's cars provided you have a full, current EU or UK driving licence. There are some restrictions, check your MotorCare policy booklet for details.

Windscreen Damage Cover

Windscreen Cover

Cracked windscreen? If you use one of our aligned windscreen repairers you get unlimited windscreen cover with your Comprehensive policy.

Just call 1890 666 888 for our current list of recommended windscreen repairers. Got a Third Party, Fire and Theft policy? You can get this benefit for an extra premium.

24/7 Claims Helpline

Claims Helpline

Our claims helpline is open all day and all night every day of the year so if you need us just call 1890 666 888. One of our claims handlers will tell you:

  • Whether your car insurance policy covers you for the incident
  • What you have to pay
  • The steps involved in getting your claim settled

Online Services

Online Service

No more waiting for documents to arrive by snail mail. You can access your policy documents securely at any time using MyAviva Car, our online self-service facility. We won't charge you any administration costs if you make changes to your policy online and you'll help us reduce our carbon footprint. A win for everyone!

Automatic Temporary Cover

Automatic Temporary Cover

You and any named driver on your policy are automatically covered to drive any private car (up to 2,000cc) for up to seven days while your car is being serviced or repaired by a registered vehicle repairer. This applies only if you qualify for 'Driving other cars' cover.

Courtesy Car

Courtesy Car

We will provide you with a courtesy car for up to 7 days when yours is being repaired by an Aviva Motor Services repairer in the event of loss or damage caused resulting in a claim under your policy.

Legal expenses cover

Legal Expenses Cover

All our car insurance customers now have free personal legal expenses cover providing you with access to a legal advice helpline you can use to get advice on any personal legal matter, appoint legal advisor if you need to defend a motoring prosecution and covers you for legal costs and expenses which may arise if you want to make a claim following a motor accident. Sounds comforting, doesn’t it?

You can access our free and strictly confidential legal advice helpline on 1890 253 065. Cover is underwritten by DAS Legal Expenses Insurance.

We also cover you for professional costs and expenses up to €65,000* that might arise if you make a civil claim for damages after a car accident.

*€65,000 in legal costs covers a single claim or event.

Replacement Lock Cover up to €1000

Replacement Lock

If your car keys or your lock transmitter are lost or stolen we've got you covered too. We'll pay for the cost of replacing:

  • The door locks and boot lock
  • The ignition steering lock
  • The lock transmitter and central-locking interface

Personal Belongings Cover

Personal Belongings Cover

We pay up to €150 if personal belongings in your car are damaged or lost as a result of fire, accident or theft. And no, this won't affect your no-claims discount either!

Car Phone and Radio Cover

Car Phone and Radio Cover

Your car phone or audio equipment is protected too. We pay up to €650 or 5% of the current market value of your car - whichever is less - if they are damaged or lost.

Fire Brigade Charges up to €1000

Fire Brigade Charges

We will pay for charges made by the fire brigade to:

  • Control or put out a fire in your car
  • Remove the driver or passengers from your car using cutting equipment

Policy details

Important information about your car insurance. You may find our glossary of terms helpful when reviewing your car insurance documents. Our assumptions are also available to you.

Ready to get cover?

Take out your car insurance policy online and we'll give you a 10% discount online*

Need to contact us?

You'll find all the content information you need here

DAS Legal Expenses Insurance Company Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority (FRN202106) and the Prudential Regulation Authority.

*Acceptance criteria, terms and conditions apply. All discounts applied subject to a minimum premium of €280 for car. 

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. Car insurance and home insurance are underwritten by Aviva Insurance Ireland DAC.

Aviva Insurance Ireland Designated Activity Company, trading as Aviva, is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No. 605769. Registered Office: One Park Place, Hatch Street, Dublin 2, Ireland, D02 E651.