Mortgage Protection Insurance Quotes

Protect your home from €10 per month¹

What is mortgage protection?

When you're taking out your mortgage, your lender will usually request that you also take out a mortgage protection policy. But what is it? It's a cheaper form of life cover, designed to help pay your outstanding mortgage balance if the worst were to happen. So you know your family can keep the home they love.

Expert advice

Our financial advisers can help you get the right cover set up quickly and easily.

Easy paperwork

We complete all the paperwork with a signature free process.2

Best Doctors

You get exclusive access to the Best Doctors® Second Medical Opinion service at no extra charge.

The difference between Life Insurance and Mortgage Protection

Siocha Costello, Protection Marketing Manager, Aviva Life & Pensions Limited explains the difference between Life Insurance and Mortgage Protection.

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Transcript

00:00:00 Video starts

00:00:05 Siocha Costello, one minute pitch. The difference between Life Insurance and Mortgage Protection, your time starts now.

What is Life Insurance?

00:00:14 Siocha Costello, Protection Marketing Manager, Aviva Life & Pensions Limited

In a nutshell life insurance will pay your dependents a lump sum if you die.

00:00:20

What is Mortgage Protection?

00:00:22 Siocha Costello

Mortgage protection pays out the outstanding balance of your mortgage if you die.

00:00:25

So, what is the main difference between the two?

00:00:27 Siocha Costello

The money from you mortgage protection goes to your lender to pay off your mortgage so your family home is secure. Life insurance gives your family money for all their other expenses, childcare costs, electricity costs and loans.

00:00:41

Why would you need both?

00:00:42 Siocha Costello

If you are taking out a mortgage you are required to have mortgage protection in place, having both means having all your family financial outgoings are taking care off.

00:00:52

When is a good time to get cover?

00:00:54 Siocha Costello

Insurance costs are generally based on several factors. One of those is age so the younger you are generally the cheaper it is.

00:01:03

What do you think is the best thing about these products?

00:01:06 Siocha Costello

I think the peace of mind that comes will knowing that your family is financially secure if anything happened to you.

00:01:12

Siocha your time is up.

To find out more about Life Insurance and Mortgage Protection talk to your Financial Broker.

00:01:23 Video ends

Policy features

Your home is probably the largest purchase you'll make and we strive to make mortgage protection hassle-free.

Expert advice
  • Guidance from a professional financial adviser to help you get cover suited to your needs.
  • You can get a quick quote online today or call us on 1800 555 255

Security

  • Free accidental death cover while your application is considered, at no extra cost.3

Great benefits

  • Exclusive access to the Best Doctors® Second Medical Opinion service, available from the first day of cover, at no additional cost.
  • Access to Aviva Family Care, is a counselling & psychotherapy service provided by Teladoc Health. Aviva Family Care gives you access to a wide variety of specialised forms of therapy, including counselling and Cognitive Behavioural Therapy., at no extra cost.

Additional cover

You can get even more peace of mind by adding specified illness cover to your mortgage protection policy. This means that if you are diagnosed and proven to have a specified illness or if you die, your benefit will be paid. About specified illness cover.

Get a mortgage protection quote

With insurance from as little as €101 per month, you can get a mortgage protection insurance quote in minutes with our online form.

Mortgage protection quote

Manage your policies online

Avail of 24/7 access to view and manage your protection policy information.

Aviva Online Service Centre

  • View your policies
  • Update your details
  • Change bank details
  • Submit a query

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Contact us

Existing Customers

1800 159 159

Monday, Tuesday, Thursday and Friday: 9:00a.m. - 4:00p.m.

Wednesday 10:00a.m. - 4:00p.m.

Saturday - Sunday Closed

Bank Holidays Closed

For a new quote

1800 555 255

Monday to Friday: 9:00a.m. - 5:00p.m.

Saturday - Sunday Closed

Bank Holidays Closed

1. Acceptance criteria, terms and conditions apply. These monthly premiums are based on single life cover of €170,000 for a person aged 31 next birthday and a non-smoker, over a 25 year term, total amount €10.03. Source: Aviva Life & Pensions Ireland DAC as at July 2020.
2. This is available for policies up to a maximum sum assured of €1,000,000. Where applicable, any additional forms required for medical evidence will require a signature. Aviva reserve the right to request a signed application at any stage prior to policy issue.
3. This cover kicks in from the moment you send us a fully completed and signed application form and direct debit mandate. You get cover for accidental death up until we accept or decline your application. We will pay out the lower of the life cover amount being applied for and €150,000. We will only pay once under this benefit in respect of any life insured regardless of the number of life cover policies or applications for life cover a person has with Aviva.

Aviva Life & Pensions Ireland does not guarantee the on-going availability of the Best Doctors - Second Medical Opinion benefit to its policyholders or the Aviva Family Care Benefit (Mental Health Support) and may, at its sole discretion, withdraw access to the service at a month’s notice. If we withdraw it, we’ll write to notify policyholders at least 31 days in advance of its removal. 

Teladoc Health (who provide the Best Doctors and Aviva Family Care Benefit) is not a regulated financial service.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office One Park Place, Hatch Street, Dublin 2.

Life and Protection Cover is underwritten by Aviva Life & Pensions Ireland DAC.

Aviva Life & Pensions Ireland Designated Activity Company, a private company limited by shares. Registered in Ireland No. 165970. Registered office at Building 12, Cherrywood Business Park, Loughlinstown, Co. Dublin, D18 W2P5. Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland. Tel (01) 898 7950.