Aviva Pensions

Retirement options

Turning pensions into money you can use

Your retirement options

When you get to retirement age, you’ll be faced with plenty of choices. Should you take up golf or gardening? Would you prefer a luxury cruise or those long-planned home renovations? But you’ll also have choices to make about how you use your pension money.

Depending on your pension scheme and your personal circumstances, you can choose to:

Take a retirement lump sum

Buy an annuity

Invest part of your pension fund in an Approved Retirement Fund (ARF)

Take a cash lump sum

Expert advice

Want expert advice on pensions and retirement? Contact your Financial Broker today.

Useful documents

Important information about your pension.


Important information to consider.

Warning: Past performance is not a reliable guide to future performance.

Warning: The value of your investment may go down as well as up.

Warning: If you invest in this product you may lose some or all of the money you invest.

Warning: This product may be affected by changes in currency exchange rates.

News articles

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Aviva Life & Pensions Ireland Designated Activity Company, a private company limited by shares. Registered in Ireland No. 165970. Registered office at One Park Place, Hatch Street, Dublin 2, D02 E651. Aviva Life & Pensions Ireland Designated Activity Company, trading as Aviva Life & Pensions Ireland and Friends First, is regulated by the Central Bank of Ireland. Tel (01) 898 7950.