Your retirement options
When you get to retirement age, you’ll be faced with plenty of choices. Should you take up golf or gardening? Would you prefer a luxury cruise or those long-planned home renovations? But you’ll also have choices to make about how you use your pension money.
Depending on your personal circumstances, we have two options which you can choose from:
Approved Retirement Fund
Approved Retirement Funds keep your pension savings invested after you have retired while giving you the freedom to withdraw money as and when you need it.
Annuities
An annuity provides a regular income for the rest of your life. You can buy an annuity with the money from your pension fund.
Download our guide plus application forms and claims forms
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Retirement Guide
4MB
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Annuity Application Form
243KB
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Annuity Application Form for Guaranteed Annuities
131KB
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Approved Retirement Fund Application Form
345KB
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Benefit Crystallisation Event (BCE) Declaration
46KB
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Retirement Claim Form - Buy Out Bond
157KB
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Retirement Claim Form - Company Pension Plan/AVC
118KB
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Retirement Claim Form - Personal Pension and PRSA
100KB
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Personal Pension Date Alteration Form
45KB
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Executive Pension Date Alteration Form
148KB
Expert advice
Want expert advice on pensions and retirement? Contact your Financial Broker today.
News articles
30 Jun 2025
5 Ways to Invest Your Pension Like a Legend
Your pension is more than savings, it’s your future lifestyle. From seaside cafés to dream getaways, discover 5 ways to invest your pension and retire like a legend.
6 Mar 2023
How much income will I need in retirement?
It’s never too early to prepare for retirement. Many people underestimate their life expectancy, and run the risk of running out of money in their later years.
20 Sep 2022
Common Questions on Pensions in Ireland
In part one of our three-part Pension Plan series with Claire Louise Murphy, we discuss the common questions when it comes to pensions. Find out more!
20 Sep 2022
Draw down a pension
Three-part series, Claire Louise Murphy (Aviva Life and Pensions) gives expert advice on pensions. Part three draw down a pension.
20 Sep 2022
Different Types of Pensions in Ireland
Three-part series, Claire Louise Murphy (Aviva Life and Pensions) gives expert advice on pensions. Part two different types of pensions on offer.
15 Mar 2022
Approaching retirement
From taking on a new project to spending more time with the grandkids. We have a great list of things to do in retirement that are both productive and fulfilling.
20 Feb 2019
Your Pensions timeline in 6 simple steps
Retirement looming? Understand your options in 6 steps...
20 Feb 2019
5 good reasons to start a Retirement Bond
Thanks to healthier lifestyles, plus advances in medical treatments, people are living much longer these days...
20 Feb 2019
Your retirement checklist
If you are a member of a company pension, or if you hold your own personal pension, there are different options available to you...
20 Feb 2019
10 good reasons to start a pension
Choose how your money is invested and make changes whenever you like. And depending on your circumstances...
Warnings
Important information to consider.
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