Car Insurance

10 driving habits that are costing you money

Aviva Car Insurance

Not everyone has bad habits, but chances are you can probably admit to a few bad driving behaviours which have crept in over time…

Aviva Car Insurance Article

Habits may be hard to break but if they are costing you money it’s time for a rethink!

We spoke to motor journalist, Ger Herbert on the top 10 driving habits which are costing you money.

As a way to start saving you money, did you know that we offer a 10% discount on your car insurance, for simply buying online?

1. Driving in the wrong gear

To drive more efficiently, change up into a higher gear as soon as conditions allow, as correct use of gears can save you up to 15% off your fuel bill.

2. Ignoring warning lights

While many drivers don't understand the most common dashboard warnings remember they are there to alert you that something is wrong and needs attention; ignore a warning light and you could end up stranded on the road or face expensive repairs later.

3. Sudden Braking

Constantly slamming on your brakes will wear out your discs and brake pads and increase the likelihood of brake failure. This also increases the risk of a rear end shunt, which may also cost you time, hassle and money!

4. Skimping on car maintenance

No-one enjoys taking their car for a routine service, especially when often the car comes back feeling and looking the same as before. Even so, cost-cutting on maintenance is a false economy. Taking good care of your car is an easy way to prolong its driving life so do regular checks as it will pays huge dividends in the long run.

5. Forgetting about your tyres

Well maintained tyres are essential for safe and economical driving. Check tyre pressures regularly; correctly inflated tyres can improve fuel consumption by up to 2%.

6. Driving too fast

The faster you go the greater the fuel consumption and pollution. Driving just 8 km/h over the speed limit can affect fuel consumption by 23%, the most fuel efficient speed is 75-80 km/h.

7. Overlooking how much you spend on fuel

Working out exactly how much fuel your car actually uses will allow you plan better. To do that fill your car from empty and reset the counter to determine how much of a distance you can cover with a full tank. Then, for example if your car uses 65 litres to travel 500km you use 13 litres per 100 km. Use websites such as to find the cheapest petrol or diesel in your area.

8. Failing to prepare for the NCT

The NCT costs you time and may, depending on why you failed, cost you money so download the NCT checklist from their website. There are over 62 items that are part of the test so check as many of them as you can.

9. Careless parking

Be careful when you are parking not to hit the kerb, as this can knock off your car’s tracking which in turn can cause uneven tyre wear. In a car park try to park away from other cars and keep your valuables well hidden.

10. Carrying too much weight around

Even breaking one of these habits can have an impact on your pocket, so give it a try and see what difference it can make.

Are you changing your car? Make sure to update your policy details online with MyAviva. It’s quick, easy and you won’t have to pay any admin fee!

For car insurance, you’re safe in the hands of Aviva.

10% online car insurance discount¹

Get a quote or learn more about our car insurance.

News articles

Take a look at our library of helpful articles and news.

Need to contact us?

You'll find all the contact infomation you need here

1. Offer available when you take out a new policy online. Acceptance criteria, terms and conditions apply. All discounts applied subject to a minimum premium of €280 for car.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland.

Car insurance is underwritten by Aviva Insurance Ireland DAC.

Aviva Direct Ireland Limited is regulated by the Central Bank of Ireland. A private company limited by shares. Registered in Ireland No 374895. Registered Office One Park Place, Hatch Street, Dublin 2.